TCI Finance Ltd
Incorporated in 1973, TCI Finance is a NBFC registered with the RBI. It offers various financial services like loan against shares, IP Valuation etc. [1]
- Market Cap ₹ 16.0 Cr.
- Current Price ₹ 12.5
- High / Low ₹ 17.6 / 2.85
- Stock P/E
- Book Value ₹ -49.2
- Dividend Yield 0.00 %
- ROCE %
- ROE %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -42.4% over past five years.
- Promoter holding is low: 24.7%
- Contingent liabilities of Rs.178 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
9.45 | 15.57 | 13.41 | 11.26 | 12.36 | 11.75 | 10.29 | 4.23 | 4.25 | 4.53 | 0.00 | 0.65 | 0.42 | |
0.87 | 1.13 | 0.60 | 1.11 | 1.23 | 1.10 | 1.89 | 52.58 | 9.75 | 35.40 | 0.96 | 1.26 | 1.41 | |
Operating Profit | 8.58 | 14.44 | 12.81 | 10.15 | 11.13 | 10.65 | 8.40 | -48.35 | -5.50 | -30.87 | -0.96 | -0.61 | -0.99 |
OPM % | 90.79% | 92.74% | 95.53% | 90.14% | 90.05% | 90.64% | 81.63% | -1,143.03% | -129.41% | -681.46% | -93.85% | -235.71% | |
0.56 | 0.48 | 0.32 | 0.21 | 1.73 | 0.03 | 1.19 | 0.00 | 0.00 | 0.09 | 0.00 | 0.65 | 0.62 | |
Interest | 8.50 | 7.89 | 4.94 | 8.04 | 8.56 | 8.60 | 6.07 | 3.92 | 2.24 | 1.53 | 1.53 | 0.52 | 0.33 |
Depreciation | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.00 | 0.00 |
Profit before tax | 0.63 | 7.02 | 8.18 | 2.29 | 4.27 | 2.06 | 3.50 | -52.29 | -7.77 | -32.33 | -2.51 | -0.48 | -0.70 |
Tax % | -3.17% | 20.37% | 17.11% | 13.54% | 15.69% | 18.45% | 29.43% | 0.06% | 0.00% | 1.98% | 0.00% | 0.00% | |
0.64 | 5.59 | 6.78 | 1.98 | 3.60 | 1.69 | 2.47 | -52.32 | -7.77 | -32.97 | -2.51 | -0.48 | -0.70 | |
EPS in Rs | 0.50 | 4.34 | 5.27 | 1.54 | 2.80 | 1.31 | 1.92 | -40.64 | -6.04 | -25.61 | -1.95 | -0.37 | -0.54 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | -27% |
5 Years: | -42% |
3 Years: | -47% |
TTM: | 83% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 25% |
TTM: | 74% |
Stock Price CAGR | |
---|---|
10 Years: | -6% |
5 Years: | 4% |
3 Years: | 36% |
1 Year: | 285% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | % |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 | 14.20 |
Reserves | 13.54 | 19.13 | 25.90 | 27.89 | 31.49 | 33.18 | 23.32 | -57.27 | -44.06 | -60.94 | -77.05 | -77.56 |
53.25 | 24.23 | 52.11 | 59.01 | 54.01 | 49.87 | 34.26 | 27.49 | 25.35 | 22.82 | 11.49 | 7.42 | |
2.08 | 0.67 | 0.58 | 0.92 | 2.06 | 3.11 | 68.10 | 85.33 | 87.96 | 86.86 | 97.53 | 83.49 | |
Total Liabilities | 83.07 | 58.23 | 92.79 | 102.02 | 101.76 | 100.36 | 139.88 | 69.75 | 83.45 | 62.94 | 46.17 | 27.55 |
2.00 | 0.67 | 0.79 | 0.73 | 0.54 | 0.52 | 1.28 | 1.29 | 1.27 | 1.25 | 1.24 | 1.24 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 29.33 | 49.37 | 49.53 | 49.49 | 49.51 | 49.47 | 101.00 | 23.55 | 47.25 | 42.84 | 26.09 | 23.86 |
51.74 | 8.19 | 42.47 | 51.80 | 51.71 | 50.37 | 37.60 | 44.91 | 34.93 | 18.85 | 18.84 | 2.45 | |
Total Assets | 83.07 | 58.23 | 92.79 | 102.02 | 101.76 | 100.36 | 139.88 | 69.75 | 83.45 | 62.94 | 46.17 | 27.55 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.27 | 38.17 | -28.04 | -12.64 | 3.16 | 3.25 | 14.41 | -22.87 | 1.69 | -22.60 | 9.80 | 3.73 | |
1.48 | -8.94 | 4.26 | 1.51 | 1.93 | 0.88 | 3.19 | 25.43 | 0.38 | 25.15 | 1.50 | 2.23 | |
-2.75 | -29.02 | 27.88 | 6.89 | -4.99 | -4.14 | -17.71 | -2.52 | -2.14 | -2.53 | -11.33 | -4.07 | |
Net Cash Flow | 0.00 | 0.21 | 4.11 | -4.24 | 0.10 | -0.02 | -0.11 | 0.04 | -0.07 | 0.02 | -0.02 | 1.90 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Working Capital Days | -154.11 | 104.55 | 1,010.35 | 1,587.72 | 1,410.09 | 1,392.90 | -2,119.41 | -7,099.81 | -7,143.69 | -5,226.03 | -46,057.38 | |
ROCE % | 11.12% | 21.52% | 17.44% | 10.50% | 11.84% | 10.83% | 10.26% | -172.14% |
Documents
Announcements
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Rejection -Reclassification Of Promoter
13 Aug - Application filed with NSE for reclassification of promoter to public was rejected.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
7 Aug - Publication of unaudited financial results for the quarter ended 30th June, 2024
- Fixes Book Closure For Annual General Meeting 6 Aug
- Disclosure under Regulation 30A of LODR 6 Aug
- Board Meeting Outcome for Unaudited Financial Results For The Quarter Ended 30Th June, 2024 6 Aug
Annual reports
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from nse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Services offered[1]
Loans against Securities, commercial vehicles finance, Patents Trademark & Copyright, IP valuations, Inter Corporate Deposits, Ecommerce Seller Funding and other financial products.