Golden Legand Leasing & Finance Ltd
₹ 8.33
4.13%
25 Feb
- close price
About
Incorporated in 1984, Golden Legand Leasing & Finance Ltd is in the business of digital lending and FinTech software development[1]
Key Points
- Market Cap ₹ 12.4 Cr.
- Current Price ₹ 8.33
- High / Low ₹ 18.4 / 7.44
- Stock P/E
- Book Value ₹ 9.82
- Dividend Yield 0.00 %
- ROCE -9.80 %
- ROE -10.3 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.85 times its book value
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -2.03% over last 3 years.
- Company might be capitalizing the interest cost
- Company has high debtors of 8,334 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 1.80 | 0.11 | 1.10 | 0.30 | 0.06 | 7.86 | |
| 0.01 | 0.02 | 0.03 | 0.01 | 0.03 | 0.03 | 0.15 | 1.83 | 0.07 | 0.30 | 0.42 | 1.36 | 6.35 | |
| Operating Profit | -0.01 | -0.02 | -0.03 | -0.01 | -0.03 | -0.03 | -0.14 | -0.03 | 0.04 | 0.80 | -0.12 | -1.30 | 1.51 |
| OPM % | -1,400.00% | -1.67% | 36.36% | 72.73% | -40.00% | -2,166.67% | 19.21% | ||||||
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.01 | 0.00 | 0.00 | 0.00 | 0.04 | 0.15 |
| Depreciation | 0.00 | 0.00 | 0.01 | 0.01 | 0.04 | 0.04 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.39 | 1.92 |
| Profit before tax | -0.01 | -0.02 | -0.04 | -0.02 | -0.07 | -0.07 | -0.19 | -0.04 | 0.04 | 0.80 | -0.12 | -1.73 | -0.56 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 13.75% | 0.00% | -14.45% | |
| -0.01 | -0.02 | -0.04 | -0.02 | -0.07 | -0.07 | -0.20 | -0.04 | 0.04 | 0.70 | -0.12 | -1.48 | -0.77 | |
| EPS in Rs | -0.02 | -0.04 | -0.08 | -0.01 | -0.05 | -0.05 | -0.13 | -0.03 | 0.03 | 0.47 | -0.08 | -1.00 | -0.51 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 43% |
| 3 Years: | -18% |
| TTM: | -80% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 56% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -28% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -1% |
| 3 Years: | -2% |
| Last Year: | -10% |
Balance Sheet
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2.50 | 2.50 | 5.00 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 |
| Reserves | 2.71 | 2.70 | 2.15 | 0.14 | -0.11 | -0.18 | -12.13 | -0.41 | -0.38 | 0.32 | 0.20 | -1.28 | -0.27 |
| 0.01 | 0.03 | 1.04 | 1.91 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.28 | 4.55 | 6.66 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.02 | 1.05 | 5.88 | 6.04 | 6.57 | 6.16 | 9.21 | 6.18 | |
| Total Liabilities | 5.22 | 5.23 | 8.19 | 16.92 | 14.78 | 14.71 | 3.79 | 20.34 | 20.53 | 21.76 | 22.51 | 27.35 | 27.44 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.00 | 0.00 | 6.90 | 6.81 | 12.04 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.43 | 3.47 | 0.00 | 4.40 | 0.00 | 4.51 | 0.00 |
| Investments | 5.05 | 5.05 | 5.63 | 5.90 | 12.20 | 12.12 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.17 | 0.18 | 2.56 | 11.02 | 2.58 | 2.59 | 3.36 | 16.87 | 16.53 | 17.36 | 15.61 | 16.03 | 15.40 | |
| Total Assets | 5.22 | 5.23 | 8.19 | 16.92 | 14.78 | 14.71 | 3.79 | 20.34 | 20.53 | 21.76 | 22.51 | 27.35 | 27.44 |
Cash Flows
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.00 | 0.01 | -1.42 | -7.61 | -1.41 | -0.01 | 0.11 | -8.82 | 0.48 | 0.29 | 2.08 | 1.80 | |
| -4.20 | 0.00 | -0.58 | -0.27 | 1.39 | 0.00 | -0.07 | 8.88 | -0.54 | -0.29 | -2.06 | -4.81 | |
| 4.20 | 0.00 | 1.99 | -1.99 | 0.00 | 0.00 | -0.03 | -0.01 | 0.00 | 0.00 | 0.00 | 3.23 | |
| Net Cash Flow | 0.00 | 0.01 | -0.01 | -9.87 | -0.01 | -0.01 | 0.02 | 0.05 | -0.05 | 0.00 | 0.02 | 0.21 |
Ratios
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 19,345.00 | 371.08 | 5,840.00 | 849.45 | 1,739.83 | 8,334.17 | ||||||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 19,345.00 | 371.08 | 5,840.00 | 849.45 | 1,739.83 | 8,334.17 | ||||||
| Working Capital Days | -9,125.00 | -618.47 | -11,646.82 | -1,031.95 | -5,024.83 | -42,157.50 | ||||||
| ROCE % | -0.32% | -0.38% | -0.60% | -0.16% | -0.48% | -1.84% | -0.35% | 0.28% | 5.39% | -0.76% | -9.80% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
15 Feb - Newspaper Advertisement with respect to unaudited financial results for the quarter and nine months ended December 31, 2024.
-
Announcement under Regulation 30 (LODR)-Change in Management
14 Feb - Appointment of Ms. Neha Kargeti as Additional Non-Executive Independent Director.
-
Integrated Filing (Financial)
14 Feb - Integrated filing of financial results for Q3 2024.
-
Unaudited Financial Results Of The Company For The Quarter And Nine Months Ended December 31, 2024
14 Feb - Board approved financial results and appointed new director.
-
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of The Company Held On February 14, 2025.
14 Feb - Board approved financial results and appointed new director.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
Business Overview:[1]
GLLFL, a Mumbai-based RBI-affiliated Non-Systematically Important Non-Deposit Taking NBFC, specializes in digital lending and FinTech software development. It provides AI-based financial solutions, e-commerce and banking switching and routing solutions, cross-border payment routing, and global payment solutions. The company's cloud-based platforms are developed using advanced technologies like AI, Machine Learning, and Java.