Banas Finance Ltd

Banas Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Banas Finance Ltd

₹ 8.62 -1.82%
24 Apr - close price
banasfinance.wordpress.com BSE: 509053
About

Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading[1]

Key Points

Business Overview:[1]
BFL is registered as a Non-Systematically Important Non Deposit Taking, Non Banking Financial Company which deals in Finance and Trading

Website BSE
  • Market Cap ₹ 77.2 Cr.
  • Current Price ₹ 8.62
  • High / Low ₹ 17.8 / 6.40
  • Stock P/E
  • Book Value ₹ 20.1
  • Dividend Yield 0.00 %
  • ROCE 21.0 %
  • ROE 2.85 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.43 times its book value
  • Company is expected to give good quarter
  • Company's working capital requirements have reduced from 144 days to 85.5 days

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 26.6%
  • Company has a low return on equity of 4.55% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
58.45 2.78 -50.47 -19.48 3.21 7.24 11.02 17.47 11.58 32.56 6.07 8.20 30.57
5.43 2.53 6.75 1.70 9.63 22.22 4.95 4.07 17.42 19.45 13.36 18.59 31.09
Operating Profit 53.02 0.25 -57.22 -21.18 -6.42 -14.98 6.07 13.40 -5.84 13.11 -7.29 -10.39 -0.52
OPM % 90.71% 8.99% -200.00% -206.91% 55.08% 76.70% -50.43% 40.26% -120.10% -126.71% -1.70%
0.05 -0.00 -0.00 0.09 -0.00 0.06 0.18 4.04 0.06 2.70 0.05 0.24 0.07
Interest 0.02 0.05 0.03 0.04 -0.00 0.02 0.02 0.02 -0.00 0.03 0.01 -0.00 -0.00
Depreciation -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00 -0.00
Profit before tax 53.05 0.20 -57.25 -21.13 -6.42 -14.94 6.23 17.42 -5.78 15.78 -7.25 -10.15 -0.45
Tax % -0.00% 11,135.00% -0.00% -0.00% -0.00% -301.07% 4.49% -0.00% -0.00% 197.15% -0.00% 1.97% -44.44%
52.83 -22.22 -57.19 -21.22 -5.89 30.56 6.50 17.72 -5.24 -14.40 -6.57 -9.53 0.67
EPS in Rs 5.26 -2.21 -5.95 -2.21 -0.61 3.18 0.68 1.84 -0.55 -1.50 -0.73 -1.06 0.07
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
9 14 101 20 73 77
7 5 9 120 40 82
Operating Profit 2 10 91 -100 33 -5
OPM % 23% 68% 91% -497% 45% -7%
-0 0 0 1 1 3
Interest 1 0 0 0 0 0
Depreciation -0 -0 -0 -0 -0 0
Profit before tax 2 10 92 -100 34 -2
Tax % 24% -17% 24% -45% 93%
1 12 69 -54 4 -30
EPS in Rs 0.27 1.16 6.88 -5.58 0.46 -3.22
Dividend Payout % -0% -0% -0% -0% -0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 72%
TTM: 64%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: -28%
TTM: -160%
Stock Price CAGR
10 Years: -4%
5 Years: 73%
3 Years: -34%
1 Year: -43%
Return on Equity
10 Years: %
5 Years: %
3 Years: 5%
Last Year: 3%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 11 26 26 48 48 90
Reserves 70 67 136 104 108 90
11 11 7 7 6 4
0 0 20 0 6 6
Total Liabilities 92 104 189 159 167 189
0 0 0 0 0 0
CWIP -0 -0 -0 -0 -0 -0
Investments 21 45 139 89 112 109
71 59 50 70 56 81
Total Assets 92 104 189 159 167 189

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
6 9 20 -1 -6
-4 -15 -6 -49 8
0 0 -4 44 -1
Net Cash Flow 3 -6 10 -6 2

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days -0 -0 -0 -0 -0
Inventory Days 22 -0 -0 -0
Days Payable 20
Cash Conversion Cycle 3 -0 -0 -0 -0
Working Capital Days 230 145 38 309 86
ROCE % 10% 67% -61% 21%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
13.26% 17.59% 17.59% 17.59% 17.59% 17.59% 17.59% 17.59% 26.58% 26.58% 26.58% 26.58%
0.10% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.03% 0.03% 0.03% 0.03%
86.64% 82.36% 82.35% 82.35% 82.36% 82.37% 82.36% 82.36% 73.39% 73.39% 73.39% 73.39%
No. of Shareholders 41,37954,99651,87848,90745,60243,14040,27138,80140,84439,72539,87039,356

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

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