Sakthi Finance Ltd
- Market Cap ₹ 376 Cr.
- Current Price ₹ 58.1
- High / Low ₹ 104 / 43.9
- Stock P/E 64.1
- Book Value ₹ 24.6
- Dividend Yield 1.38 %
- ROCE 13.4 %
- ROE 8.55 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 7.52% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| 25.80 | 30.03 | 39.04 | 54.70 | 75.78 | |
| 10.89 | 12.47 | 14.87 | 11.94 | 16.94 | |
| Operating Profit | 14.91 | 17.56 | 24.17 | 42.76 | 58.84 |
| OPM % | 57.79% | 58.47% | 61.91% | 78.17% | 77.65% |
| 5.14 | 4.53 | 6.22 | 3.76 | 3.86 | |
| Interest | 16.13 | 16.41 | 23.13 | 37.37 | 50.73 |
| Depreciation | 0.88 | 0.92 | 1.03 | 1.53 | 1.86 |
| Profit before tax | 3.04 | 4.76 | 6.23 | 7.62 | 10.11 |
| Tax % | 76.32% | 37.61% | 52.81% | 37.40% | 42.04% |
| 0.72 | 2.97 | 2.94 | 4.77 | 5.86 | |
| EPS in Rs | 0.24 | 0.99 | 0.98 | 1.58 | 1.95 |
| Dividend Payout % | 0.00% | 33.79% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 36% |
| TTM: | 39% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 26% |
| TTM: | 23% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 31% |
| 3 Years: | 52% |
| 1 Year: | 29% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 8% |
| Last Year: | 9% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| Equity Capital | 20.07 | 20.07 | 30.11 | 30.11 | 30.11 |
| Reserves | 19.31 | 21.13 | 24.10 | 33.02 | 43.88 |
| 172.40 | 188.52 | 245.14 | 336.19 | 431.15 | |
| 34.11 | 45.89 | 49.75 | 41.07 | 47.59 | |
| Total Liabilities | 245.89 | 275.61 | 349.10 | 440.39 | 552.73 |
| 19.17 | 19.17 | 30.22 | 38.29 | 46.57 | |
| CWIP | 2.31 | 3.63 | 0.00 | 0.00 | 0.00 |
| Investments | 17.55 | 15.26 | 13.88 | 12.76 | 11.77 |
| 206.86 | 237.55 | 305.00 | 389.34 | 494.39 | |
| Total Assets | 245.89 | 275.61 | 349.10 | 440.39 | 552.73 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| -8.30 | -14.50 | -47.92 | -88.27 | -83.17 | |
| 2.34 | 2.03 | -4.25 | -5.53 | -7.50 | |
| 4.70 | 14.97 | 56.28 | 95.19 | 99.96 | |
| Net Cash Flow | -1.26 | 2.50 | 4.11 | 1.39 | 9.29 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 2,299.64 | 2,168.73 | 2,261.43 | 2,229.70 | 2,053.35 |
| ROCE % | 9.59% | 10.78% | 12.88% | 13.45% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Credit Rating
20 Nov - ICRA ratings assigned and reaffirmed for Sakthi Finance.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
13 Nov - Newspaper Publication of Unaudited Financial Results for the quarter and half year ended 30 September 2024.
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 12 Nov
-
Related Party Transactions For The Quarter And Half Year Ended 30 September 2024
12 Nov - Disclosure of related party transactions for Q2 2024.
-
Results - Unaudited Financial Results For The Half-Year Ended 30 September 2024
12 Nov - Board approved unaudited financial results for Q2 FY2024.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1]
SFL is a part of the Sakthi Group and is classified as NBFC -Middle layer. It provides vehicle financing in used commercial vehicles, with operations across Tamil Nadu, Kerala, Andhra Pradesh and Karnataka. Company also presence in related businesses, like automotive dealerships, has aided origination, appraisal, and good market responsiveness, monitoring and collections.
It has a branch-centric operating model with in-house origination team, which is responsible for collections, while the credit sanctions are centralised.
SFL conducts credit bureau checks to screen its customers, followed by a field investigation and an income assessment and viability analysis
as a part of its loan origination process