WSFX Global Pay Ltd

WSFX Global Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

WSFX Global Pay Ltd

₹ 114 3.32%
22 Nov - close price
wsfx.in BSE: 511147
About

Incorporated in 1986, WSFX Global Pay
Ltd (formerly Wall Street Finance Ltd)
does buying and selling of foreign
currencies, travelers' cheques, prepaid
cards, remittances and various forex
related services[1]

Key Points

Business Overview:[1]
Company is a Reserve Bank of India licensed, Authorized Dealer Category II Foreign Exchange House and ISO27001 certified company. It is headquartered in Mumbai and conducts its business through its digital platforms and 19 branches across India in FY24. Company is a part of the Spice Connect group.

Website BSE
  • Market Cap ₹ 137 Cr.
  • Current Price ₹ 114
  • High / Low ₹ 146 / 57.8
  • Stock P/E 23.9
  • Book Value ₹ 30.1
  • Dividend Yield 0.88 %
  • ROCE 12.8 %
  • ROE 13.7 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 133% CAGR over last 5 years
  • Debtor days have improved from 128 to 90.4 days.

Cons

  • Stock is trading at 3.78 times its book value
  • Tax rate seems low
  • Company has a low return on equity of 1.34% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
9.56 7.14 7.16 8.30 13.88 11.20 12.70 12.13 22.59 17.19 18.13 18.74 25.90
9.47 8.95 8.88 8.69 12.61 10.48 11.74 11.58 19.87 16.16 17.03 17.34 22.49
Operating Profit 0.09 -1.81 -1.72 -0.39 1.27 0.72 0.96 0.55 2.72 1.03 1.10 1.40 3.41
OPM % 0.94% -25.35% -24.02% -4.70% 9.15% 6.43% 7.56% 4.53% 12.04% 5.99% 6.07% 7.47% 13.17%
0.25 0.22 0.60 0.26 0.35 0.36 0.37 0.42 0.48 0.44 0.74 0.45 0.55
Interest 0.18 0.15 0.28 0.22 0.25 0.30 0.18 0.29 0.14 0.21 0.13 0.12 0.11
Depreciation 0.30 0.31 1.04 0.51 0.43 0.44 0.66 0.56 0.62 0.69 0.71 0.70 0.70
Profit before tax -0.14 -2.05 -2.44 -0.86 0.94 0.34 0.49 0.12 2.44 0.57 1.00 1.03 3.15
Tax % -28.57% -30.73% -29.51% -31.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.10 -1.42 -1.72 -0.59 0.93 0.34 0.49 0.11 2.44 0.57 1.00 1.03 3.14
EPS in Rs -0.09 -1.23 -1.49 -0.51 0.80 0.29 0.42 0.10 2.11 0.49 0.84 0.86 2.60
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
34.30 38.80 43.36 48.41 44.18 35.68 25.69 38.11 20.99 29.71 47.31 71.66 79.96
29.16 32.29 36.58 41.38 39.06 37.73 24.93 36.78 25.98 33.47 43.27 64.47 73.02
Operating Profit 5.14 6.51 6.78 7.03 5.12 -2.05 0.76 1.33 -4.99 -3.76 4.04 7.19 6.94
OPM % 14.99% 16.78% 15.64% 14.52% 11.59% -5.75% 2.96% 3.49% -23.77% -12.66% 8.54% 10.03% 8.68%
-0.38 0.25 0.26 0.04 0.34 41.12 0.97 0.20 -0.30 0.23 0.03 0.46 2.18
Interest 2.58 3.44 4.33 4.70 4.57 3.12 1.27 1.45 0.48 0.88 1.12 0.95 0.57
Depreciation 0.46 0.37 0.62 0.26 0.40 0.61 0.39 0.82 1.20 1.94 2.05 2.58 2.80
Profit before tax 1.72 2.95 2.09 2.11 0.49 35.34 0.07 -0.74 -6.97 -6.35 0.90 4.12 5.75
Tax % 22.67% -14.92% 27.75% 34.12% 14.29% 24.11% -71.43% -29.73% -26.26% -30.39% -30.00% 0.00%
1.33 3.40 1.52 1.38 0.43 26.81 0.12 -0.52 -5.13 -4.42 1.17 4.12 5.74
EPS in Rs 1.15 2.94 1.31 1.19 0.37 23.17 0.10 -0.45 -4.43 -3.82 1.01 3.47 4.79
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 18.39% 1,450.00% -334.62% 0.00% 0.00% 0.00% 28.86%
Compounded Sales Growth
10 Years: 6%
5 Years: 23%
3 Years: 51%
TTM: 36%
Compounded Profit Growth
10 Years: 2%
5 Years: 133%
3 Years: 45%
TTM: 70%
Stock Price CAGR
10 Years: 20%
5 Years: 40%
3 Years: 72%
1 Year: 80%
Return on Equity
10 Years: -1%
5 Years: -2%
3 Years: 1%
Last Year: 14%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 11.60 11.60 11.60 11.60 11.60 11.60 11.60 11.60 11.60 11.60 11.60 11.89 12.11
Reserves -0.07 3.33 4.37 5.75 6.05 27.14 27.57 24.91 18.11 13.60 15.86 20.65 24.23
29.91 42.19 24.18 36.02 34.32 15.52 9.75 9.15 10.10 14.71 14.26 4.64 7.62
14.51 14.31 12.48 13.27 15.68 9.03 9.62 5.53 6.75 15.35 27.62 37.25 74.10
Total Liabilities 55.95 71.43 52.63 66.64 67.65 63.29 58.54 51.19 46.56 55.26 69.34 74.43 118.06
3.08 2.01 1.06 1.25 1.24 1.71 3.27 4.62 6.10 7.75 6.06 6.86 6.64
CWIP 0.24 0.36 0.60 0.83 0.83 2.16 2.82 2.55 0.00 0.00 0.71 1.20 1.84
Investments 0.39 1.27 1.29 5.65 5.43 0.28 0.28 0.27 0.28 0.31 0.35 0.29 0.32
52.24 67.79 49.68 58.91 60.15 59.14 52.17 43.75 40.18 47.20 62.22 66.08 109.26
Total Assets 55.95 71.43 52.63 66.64 67.65 63.29 58.54 51.19 46.56 55.26 69.34 74.43 118.06

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-6.54 -5.21 26.76 -0.60 6.07 35.90 3.68 3.13 -8.24 2.98 -4.49 22.21
-1.31 1.77 -0.85 -4.91 -0.44 3.77 -11.61 0.82 7.32 -2.78 -5.60 -11.56
7.52 9.22 -22.22 7.24 -6.27 -27.84 -7.04 -4.14 -1.27 0.68 -0.83 -12.14
Net Cash Flow -0.33 5.78 3.69 1.73 -0.64 11.84 -14.97 -0.19 -2.19 0.87 -10.91 -1.49

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 325.63 350.42 163.56 177.79 159.95 123.06 156.57 34.38 135.98 129.24 163.71 90.41
Inventory Days
Days Payable
Cash Conversion Cycle 325.63 350.42 163.56 177.79 159.95 123.06 156.57 34.38 135.98 129.24 163.71 90.41
Working Capital Days 255.39 329.16 121.55 162.71 182.58 158.46 130.57 57.75 118.94 19.66 -1.54 -52.97
ROCE % 14.01% 12.91% 13.20% 14.56% 9.63% 0.56% 2.46% 1.50% -12.52% -13.30% 5.15% 12.85%

Shareholding Pattern

Numbers in percentages

Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
62.43% 62.43% 62.43% 62.43% 62.43% 62.43% 62.43% 62.43% 62.43% 61.52% 60.11% 59.78%
37.57% 37.57% 37.57% 37.56% 37.57% 37.57% 37.57% 37.57% 37.57% 38.49% 39.87% 40.22%
No. of Shareholders 4,9324,9254,8704,8844,8554,8684,8654,9154,8875,0206,0656,292

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