Apollo Finvest (India) Ltd
Incorporated in 1985, Apollo Finvest (India) Ltd is in the business of Financial Services and management of investment property[1]
- Market Cap ₹ 214 Cr.
- Current Price ₹ 573
- High / Low ₹ 1,077 / 466
- Stock P/E 30.8
- Book Value ₹ 174
- Dividend Yield 0.00 %
- ROCE 16.0 %
- ROE 14.3 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
- Company has delivered good profit growth of 39.8% CAGR over last 5 years
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1.15 | 1.67 | 3.30 | 1.75 | 1.10 | 1.78 | 3.56 | 28.25 | 15.17 | 70.10 | 44.38 | 19.97 | 29.19 | |
0.81 | 0.75 | 0.99 | 0.91 | 1.26 | 0.71 | 1.60 | 18.22 | 10.04 | 56.58 | 30.81 | 10.51 | 17.54 | |
Operating Profit | 0.34 | 0.92 | 2.31 | 0.84 | -0.16 | 1.07 | 1.96 | 10.03 | 5.13 | 13.52 | 13.57 | 9.46 | 11.65 |
OPM % | 29.57% | 55.09% | 70.00% | 48.00% | -14.55% | 60.11% | 55.06% | 35.50% | 33.82% | 19.29% | 30.58% | 47.37% | 39.91% |
0.04 | 0.06 | 0.08 | 0.26 | 0.14 | 0.13 | 0.15 | 0.57 | 0.77 | 3.90 | 1.77 | 1.11 | 0.13 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.23 | 1.29 | 0.08 | 0.15 | 0.49 | 0.21 | 1.26 |
Depreciation | 0.02 | 0.02 | 0.07 | 0.07 | 0.07 | 0.09 | 0.14 | 0.15 | 0.22 | 0.23 | 0.31 | 0.16 | 0.73 |
Profit before tax | 0.36 | 0.96 | 2.32 | 1.03 | -0.09 | 1.11 | 1.74 | 9.16 | 5.60 | 17.04 | 14.54 | 10.20 | 9.79 |
Tax % | 13.89% | 17.71% | 24.57% | 16.50% | -233.33% | 2.70% | 13.22% | 27.40% | 26.79% | 25.29% | 30.67% | 21.47% | |
0.30 | 0.79 | 1.76 | 0.86 | 0.11 | 1.09 | 1.51 | 6.64 | 4.10 | 12.72 | 10.08 | 8.01 | 6.93 | |
EPS in Rs | 0.80 | 2.11 | 4.70 | 2.30 | 0.29 | 2.92 | 4.05 | 17.80 | 10.99 | 34.09 | 27.02 | 21.47 | 18.58 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 28% |
5 Years: | 41% |
3 Years: | 10% |
TTM: | 46% |
Compounded Profit Growth | |
---|---|
10 Years: | 26% |
5 Years: | 40% |
3 Years: | 25% |
TTM: | -28% |
Stock Price CAGR | |
---|---|
10 Years: | 48% |
5 Years: | 13% |
3 Years: | -9% |
1 Year: | -42% |
Return on Equity | |
---|---|
10 Years: | 18% |
5 Years: | 22% |
3 Years: | 22% |
Last Year: | 14% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.74 | 3.74 | 3.74 | 3.74 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 |
Reserves | 8.26 | 9.05 | 10.82 | 11.68 | 11.80 | 12.88 | 14.73 | 21.31 | 25.40 | 38.16 | 48.27 | 56.38 | 61.20 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.54 | 35.11 | 24.18 | 46.23 | 11.25 | 6.33 | 19.24 | |
1.83 | 1.93 | 1.91 | 0.24 | 0.13 | 0.36 | 0.59 | 5.73 | 6.59 | 19.53 | 10.31 | 6.52 | 10.08 | |
Total Liabilities | 13.83 | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.56 | 72.96 | 94.25 |
0.15 | 0.14 | 1.12 | 1.05 | 1.17 | 1.09 | 7.25 | 7.38 | 4.70 | 4.83 | 4.59 | 3.27 | 5.87 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 6.34 | 6.11 | 5.56 | 4.76 | 6.26 | 4.19 | 2.72 | 25.61 | 27.72 | 30.98 | 48.70 | 11.52 | 0.26 |
7.34 | 8.47 | 9.79 | 9.65 | 8.23 | 11.69 | 19.62 | 32.89 | 27.48 | 71.84 | 20.27 | 58.17 | 88.12 | |
Total Assets | 13.83 | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.56 | 72.96 | 94.25 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-1.13 | -0.13 | 0.03 | 0.44 | 0.52 | -1.74 | -2.41 | 26.12 | 6.25 | -11.53 | 24.18 | -35.87 | |
1.13 | 0.15 | 0.13 | -0.49 | -0.58 | 3.99 | -4.21 | -23.47 | 0.22 | 0.59 | -16.20 | 41.65 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.21 | -2.08 | -4.09 | 9.94 | -10.43 | -0.20 | |
Net Cash Flow | 0.00 | 0.02 | 0.17 | -0.05 | -0.06 | 2.25 | -1.41 | 0.57 | 2.38 | -1.00 | -2.45 | 5.59 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 95.22 | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 95.22 | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | -15.87 | -34.97 | -49.77 | 214.83 | 305.27 | 403.96 | 46.14 | -52.46 | -124.63 | -84.14 | -62.51 | -20.84 |
ROCE % | 3.04% | 7.75% | 16.89% | 5.94% | -0.90% | 6.66% | 8.55% | 23.44% | 10.01% | 24.31% | 19.86% | 16.05% |
Documents
Announcements
- Closure of Trading Window 28 Mar
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Reply To The Notice Of Price Movement To BSE
25 Mar - Clarification on price movement and market-driven behavior.
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Reply To BSE
25 Mar - Clarification on price movement and market-driven behavior.
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Clarification sought from Apollo Finvest India Ltd
25 Mar - Exchange has sought clarification from Apollo Finvest India Ltd on March 25, 2025, with reference to Movement in Price.
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
12 Feb - Transcript of earnings call for Q3 FY 2024-25.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Concalls
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Feb 2025Transcript PPT
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Nov 2024TranscriptPPT
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Jun 2024Transcript PPT
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Feb 2024TranscriptPPT
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Nov 2023TranscriptPPT
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Aug 2023TranscriptNotesPPT
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May 2023TranscriptPPT
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Feb 2023Transcript PPT
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May 2022TranscriptNotesPPT
Business Overview:[1][2][3]
AFL is an Non Systematically Important Non Deposit Taking Non Banking Financial Company which provides Full stack technology based, neutral B2B2C platform to Financial Technology companies, to offer digital loans. Company has built a technology stack that can process any loan of any size digitally, thereby bringing the cost of processing each loan to nearly zero. Till date, company has worked with 50+ fintechs and has disbursed over 17 lakh loans