Intec Capital Ltd

Intec Capital Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Intec Capital Ltd

₹ 16.4 3.13%
23 Jul - close price
inteccapital.com BSE: 526871
About

Incorporated in 1994, Intec Capital Ltd is an NBFC which provides loans mainly to Small and Medium Enterprises

Key Points

Business Overview:[1]
Company provides funding for office equipment, medical equipment, plant & machinery, computer peripherals, etc. to SMEs, government, semi-government and private sector customers

Website BSE
  • Market Cap ₹ 30.2 Cr.
  • Current Price ₹ 16.4
  • High / Low ₹ 35.8 / 15.1
  • Stock P/E
  • Book Value ₹ 19.3
  • Dividend Yield 0.00 %
  • ROCE -17.2 %
  • ROE -32.3 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.85 times its book value
  • Company's working capital requirements have reduced from 249 days to 112 days

Cons

  • Company has low interest coverage ratio.
  • Promoter holding has decreased over last quarter: -0.57%
  • The company has delivered a poor sales growth of -37.9% over past five years.
  • Company has a low return on equity of -24.2% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
-1.20 2.29 2.49 3.12 2.99 1.09 1.45 1.23 4.47 1.03 1.09 0.64 0.99
-30.64 3.93 2.82 2.69 3.82 2.52 3.35 3.33 18.05 7.54 1.85 1.40 9.34
Operating Profit 29.44 -1.64 -0.33 0.43 -0.83 -1.43 -1.90 -2.10 -13.58 -6.51 -0.76 -0.76 -8.35
OPM % -71.62% -13.25% 13.78% -27.76% -131.19% -131.03% -170.73% -303.80% -632.04% -69.72% -118.75% -843.43%
8.89 0.00 0.00 0.00 6.68 0.00 0.00 0.00 1.60 0.01 0.01 -0.01 0.04
Interest 0.04 0.08 0.07 0.02 -0.04 0.07 0.03 0.03 0.02 0.03 0.02 0.04 0.13
Depreciation 0.12 0.13 0.13 0.13 0.05 0.11 0.11 0.10 0.11 0.10 0.09 0.08 0.11
Profit before tax 38.17 -1.85 -0.53 0.28 5.84 -1.61 -2.04 -2.23 -12.11 -6.63 -0.86 -0.89 -8.55
Tax % 23.40% -3.24% 5.66% 25.00% 1.71% -3.73% -4.90% -13.90% 75.23% -20.66% 2.33% 8.99% -22.92%
29.24 -1.79 -0.56 0.20 5.74 -1.55 -1.94 -1.93 -21.22 -5.26 -0.87 -0.97 -6.59
EPS in Rs 15.92 -0.97 -0.30 0.11 3.13 -0.84 -1.06 -1.05 -11.55 -2.86 -0.47 -0.53 -3.59
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
120 155 132 131 97 54 40 16 8 11 8 4
26 50 50 53 41 59 25 56 -11 13 27 20
Operating Profit 93 105 82 78 56 -5 16 -40 19 -2 -19 -16
OPM % 78% 68% 62% 60% 58% -8% 39% -252% 244% -22% -231% -438%
0 1 1 0 0 6 2 1 9 7 2 0
Interest 73 78 72 68 55 34 20 8 0 0 0 0
Depreciation 0 1 1 1 1 1 0 1 1 0 0 0
Profit before tax 20 27 10 10 1 -34 -2 -47 27 4 -18 -17
Tax % 35% 32% 33% 35% 74% -10% 246% -23% 29% 4% 48% -19%
13 18 6 6 0 -30 -8 -36 19 4 -27 -14
EPS in Rs 9.75 9.89 3.50 3.50 0.20 -16.49 -4.52 -19.70 10.37 1.95 -14.50 -7.45
Dividend Payout % 4% 5% 14% 7% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -31%
5 Years: -38%
3 Years: -21%
TTM: -55%
Compounded Profit Growth
10 Years: %
5 Years: -20%
3 Years: %
TTM: 49%
Stock Price CAGR
10 Years: -16%
5 Years: -12%
3 Years: -8%
1 Year: -6%
Return on Equity
10 Years: -9%
5 Years: -21%
3 Years: -24%
Last Year: -32%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 13 18 18 18 18 18 18 18 18 18 18 18
Reserves 103 139 144 150 150 120 71 35 54 57 31 17
396 492 519 502 344 202 109 86 73 58 54 56
109 84 80 59 53 120 8 5 3 4 3 5
Total Liabilities 621 733 761 729 565 460 206 144 148 138 106 96
5 3 3 2 2 1 1 2 2 2 1 1
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 0 0 0 8 8 8 8 8 0
615 730 758 727 563 459 197 134 139 128 97 95
Total Assets 621 733 761 729 565 460 206 144 148 138 106 96

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-157 -62 -7 -14 158 140 103 32 5 11 1 3
-1 -1 -1 -0 -0 -0 11 0 -1 -0 -0 0
155 73 26 -18 -159 -142 -113 -32 -5 -8 -4 1
Net Cash Flow -3 11 17 -33 -0 -2 2 -0 -1 3 -3 4

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0 0 0 0 0 0 0 0 0
Working Capital Days 539 459 478 330 489 1,085 143 387 741 440 196 112
ROCE % 21% 18% 12% 12% 9% 0% 7% -23% 13% -2% -15% -17%

Shareholding Pattern

Numbers in percentages

Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
74.65% 74.65% 74.65% 74.59% 74.57% 74.57% 74.57% 74.57% 74.51% 74.12% 73.55% 72.97%
25.35% 25.35% 25.35% 25.41% 25.44% 25.44% 25.43% 25.43% 25.49% 25.88% 26.46% 27.03%
No. of Shareholders 1,1501,2101,2961,3391,3301,2821,2961,2981,3021,3531,4521,845

Documents

Announcements

Annual reports

Credit ratings