Intec Capital Ltd

Intec Capital Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Intec Capital Ltd

₹ 16.4 -0.73%
04 Jul - close price
inteccapital.com BSE: 526871
About

Incorporated in 1994, Intec Capital Ltd is an NBFC which provides loans mainly to Small and Medium Enterprises

Key Points

Business Overview:[1]
Company provides funding for office equipment, medical equipment, plant & machinery, computer peripherals, etc. to SMEs, government, semi-government and private sector customers

Website BSE
  • Market Cap ₹ 30.1 Cr.
  • Current Price ₹ 16.4
  • High / Low ₹ 35.8 / 15.1
  • Stock P/E
  • Book Value ₹ 18.7
  • Dividend Yield 0.00 %
  • ROCE -9.41 %
  • ROE -15.2 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.88 times its book value
  • Company's working capital requirements have reduced from 296 days to 110 days

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -37.6% over past five years.
  • Company has a low return on equity of -24.0% over last 3 years.
  • Contingent liabilities of Rs.400 Cr.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
-1.27 1.97 2.16 2.79 2.81 0.73 1.08 0.86 4.22 1.03 1.09 0.63 0.99
-30.64 3.95 2.83 2.71 3.84 2.54 3.36 3.34 18.07 7.56 1.86 1.41 1.24
Operating Profit 29.37 -1.98 -0.67 0.08 -1.03 -1.81 -2.28 -2.48 -13.85 -6.53 -0.77 -0.78 -0.25
OPM % -100.51% -31.02% 2.87% -36.65% -247.95% -211.11% -288.37% -328.20% -633.98% -70.64% -123.81% -25.25%
9.00 0.00 0.02 0.01 6.67 0.01 0.00 0.00 1.60 0.04 0.03 0.03 0.06
Interest 0.05 0.08 0.07 0.02 -0.04 0.07 0.03 0.03 0.02 0.03 0.02 0.04 0.13
Depreciation 0.15 0.16 0.16 0.16 0.08 0.14 0.14 0.13 0.14 0.13 0.12 0.11 0.14
Profit before tax 38.17 -2.22 -0.88 -0.09 5.60 -2.01 -2.45 -2.64 -12.41 -6.65 -0.88 -0.90 -0.46
Tax % 23.40% 2.70% -3.41% -77.78% 1.79% 2.99% 4.08% 11.74% -73.41% 20.60% -2.27% -8.89% 426.09%
29.24 -2.16 -0.91 -0.16 5.50 -1.95 -2.35 -2.34 -21.52 -5.28 -0.89 -0.98 1.50
EPS in Rs 15.92 -1.18 -0.50 -0.09 2.99 -1.06 -1.28 -1.27 -11.72 -2.87 -0.48 -0.53 0.82
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
119.53 154.17 130.87 130.25 97.19 54.46 39.57 14.86 6.39 9.73 6.89 3.74
26.09 51.53 50.15 53.00 40.76 59.09 24.63 56.01 -10.94 13.31 27.31 12.06
Operating Profit 93.44 102.64 80.72 77.25 56.43 -4.63 14.94 -41.15 17.33 -3.58 -20.42 -8.32
OPM % 78.17% 66.58% 61.68% 59.31% 58.06% -8.50% 37.76% -276.92% 271.21% -36.79% -296.37% -222.46%
0.05 0.52 0.71 0.47 0.24 5.77 2.36 1.34 9.22 6.69 1.61 0.16
Interest 73.09 78.13 71.77 67.89 54.60 34.32 20.23 7.85 0.20 0.13 0.15 0.23
Depreciation 0.31 0.60 1.06 0.91 0.70 0.65 0.57 0.73 0.70 0.56 0.56 0.49
Profit before tax 20.09 24.43 8.60 8.92 1.37 -33.83 -3.50 -48.39 25.65 2.42 -19.52 -8.88
Tax % 34.54% 34.47% 37.44% 39.46% 74.45% 10.05% -168.86% 22.75% 30.64% 6.20% -44.26% 36.37%
13.15 16.02 5.38 5.40 0.35 -30.43 -9.41 -37.39 17.79 2.27 -28.15 -5.65
EPS in Rs 9.77 8.72 2.93 2.94 0.19 -16.57 -5.12 -20.36 9.69 1.24 -15.33 -3.08
Dividend Payout % 4.91% 5.73% 17.07% 8.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -31%
5 Years: -38%
3 Years: -16%
TTM: -46%
Compounded Profit Growth
10 Years: %
5 Years: 7%
3 Years: %
TTM: 80%
Stock Price CAGR
10 Years: -17%
5 Years: -14%
3 Years: -5%
1 Year: -13%
Return on Equity
10 Years: -9%
5 Years: -23%
3 Years: -24%
Last Year: -15%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 13.46 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37
Reserves 102.63 136.47 140.54 145.94 145.73 118.43 67.12 29.68 47.50 49.70 21.57 15.94
Preference Capital 8.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
435.93 492.36 519.25 501.88 343.81 202.17 108.84 85.71 72.61 58.21 54.01 55.63
68.75 83.62 80.06 59.01 52.66 120.12 7.84 5.08 3.36 3.57 3.20 5.23
Total Liabilities 620.77 730.82 758.22 725.20 560.57 459.09 202.17 138.84 141.84 129.85 97.15 95.17
13.82 11.37 11.99 11.24 10.55 14.02 13.65 14.09 13.97 13.68 13.16 12.87
CWIP 1.94 0.77 0.77 0.77 0.77 0.07 0.05 0.05 0.00 0.00 0.00 0.00
Investments 0.09 0.09 0.09 0.09 0.09 0.09 0.07 0.07 0.07 0.07 0.07 0.07
604.92 718.59 745.37 713.10 549.16 444.91 188.40 124.63 127.80 116.10 83.92 82.23
Total Assets 620.77 730.82 758.22 725.20 560.57 459.09 202.17 138.84 141.84 129.85 97.15 95.17

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-156.20 -61.81 -6.93 -13.76 158.47 139.95 102.99 31.69 6.56 9.54 1.53 2.70
-2.27 -0.71 -1.38 -0.28 -0.05 -0.32 11.27 0.14 -1.04 -0.24 -0.19 0.13
155.37 73.26 25.69 -18.48 -158.62 -141.64 -112.55 -32.16 -4.95 -8.09 -4.24 1.21
Net Cash Flow -3.10 10.74 17.39 -32.51 -0.20 -2.02 1.70 -0.32 0.57 1.22 -2.90 4.04

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 562.60 462.33 481.11 332.24 488.89 1,085.15 146.20 413.14 956.77 541.69 234.68 110.28
ROCE % 19.50% 16.98% 12.13% 11.43% 9.54% 0.12% 6.30% -24.71% 12.64% -3.07% -17.59%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
74.65% 74.65% 74.65% 74.65% 74.59% 74.57% 74.57% 74.57% 74.57% 74.51% 74.12% 73.55%
25.35% 25.35% 25.35% 25.35% 25.41% 25.44% 25.44% 25.43% 25.43% 25.49% 25.88% 26.46%
No. of Shareholders 1,0981,1501,2101,2961,3391,3301,2821,2961,2981,3021,3531,452

Documents

Announcements

Annual reports

Credit ratings