Anupam Finserv Ltd
Incorporated in 1991, Anupam Finserv Ltd is in the business of financing and leasing[1]
- Market Cap ₹ 22.9 Cr.
- Current Price ₹ 1.98
- High / Low ₹ 3.20 / 1.45
- Stock P/E 24.4
- Book Value ₹ 1.35
- Dividend Yield 0.00 %
- ROCE 8.49 %
- ROE 6.23 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 6.44% over past five years.
- Promoter holding is low: 29.3%
- Company has a low return on equity of 7.59% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.72 | 2.53 | 0.58 | 0.50 | 0.51 | 2.44 | 2.32 | 2.19 | 2.85 | 2.94 | 2.53 | 3.17 | |
0.70 | 2.42 | 0.77 | 0.38 | 0.23 | 1.33 | 0.45 | 0.59 | 0.38 | 0.43 | 0.52 | 1.16 | |
Operating Profit | 0.02 | 0.11 | -0.19 | 0.12 | 0.28 | 1.11 | 1.87 | 1.60 | 2.47 | 2.51 | 2.01 | 2.01 |
OPM % | 2.78% | 4.35% | -32.76% | 24.00% | 54.90% | 45.49% | 80.60% | 73.06% | 86.67% | 85.37% | 79.45% | 63.41% |
0.00 | 0.06 | 0.00 | 0.01 | 0.00 | 0.06 | 0.00 | 0.00 | 0.03 | 0.01 | -0.27 | 0.03 | |
Interest | 0.03 | 0.00 | 0.00 | 0.02 | 0.09 | 0.65 | 0.92 | 0.85 | 0.79 | 0.70 | 0.31 | 0.30 |
Depreciation | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 0.40 | 0.49 |
Profit before tax | -0.03 | 0.16 | -0.19 | 0.11 | 0.19 | 0.52 | 0.95 | 0.75 | 1.71 | 1.69 | 1.03 | 1.25 |
Tax % | 33.33% | 31.25% | 31.58% | 36.36% | 21.05% | 11.54% | 31.58% | 14.67% | 25.15% | 22.49% | 25.24% | 24.80% |
-0.04 | 0.12 | -0.25 | 0.07 | 0.15 | 0.45 | 0.64 | 0.64 | 1.27 | 1.32 | 0.77 | 0.94 | |
EPS in Rs | -0.01 | 0.02 | -0.04 | 0.01 | 0.02 | 0.04 | 0.06 | 0.06 | 0.11 | 0.11 | 0.07 | 0.08 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 2% |
5 Years: | 6% |
3 Years: | 4% |
TTM: | 25% |
Compounded Profit Growth | |
---|---|
10 Years: | 30% |
5 Years: | 8% |
3 Years: | -10% |
TTM: | -2% |
Stock Price CAGR | |
---|---|
10 Years: | 10% |
5 Years: | 17% |
3 Years: | 18% |
1 Year: | 29% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 8% |
3 Years: | 8% |
Last Year: | 6% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5.51 | 5.51 | 5.51 | 5.51 | 5.51 | 10.51 | 10.51 | 10.51 | 10.51 | 11.56 | 11.56 | 11.56 |
Reserves | 2.30 | 2.43 | -1.17 | -1.10 | -0.95 | -0.54 | 0.12 | 0.76 | 2.03 | 2.29 | 3.07 | 4.00 |
0.93 | 0.19 | 0.00 | 0.40 | 3.40 | 8.07 | 7.91 | 6.57 | 6.47 | 3.09 | 3.95 | 2.36 | |
0.23 | 0.87 | 0.13 | 0.29 | 0.25 | 0.34 | 0.22 | 0.36 | 0.40 | 0.22 | 0.12 | 0.28 | |
Total Liabilities | 8.97 | 9.00 | 4.47 | 5.10 | 8.21 | 18.38 | 18.76 | 18.20 | 19.41 | 17.16 | 18.70 | 18.20 |
0.12 | 0.11 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 1.45 | 2.40 | 2.24 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.37 | 0.00 | 0.00 | 0.25 | 3.71 | 0.89 | 0.99 | 1.08 | 0.88 | 0.63 | 0.68 |
8.85 | 8.52 | 4.47 | 5.10 | 7.96 | 14.66 | 17.86 | 17.20 | 18.33 | 14.83 | 15.67 | 15.28 | |
Total Assets | 8.97 | 9.00 | 4.47 | 5.10 | 8.21 | 18.38 | 18.76 | 18.20 | 19.41 | 17.16 | 18.70 | 18.20 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-2.66 | 0.75 | 0.17 | 0.17 | -2.70 | -4.79 | -3.59 | 1.62 | 0.68 | 3.56 | 0.48 | 2.41 | |
0.00 | 0.00 | 0.00 | 0.00 | -0.25 | -3.46 | 2.94 | -0.28 | 0.51 | -0.83 | -1.41 | -0.66 | |
2.62 | -0.73 | -0.07 | -0.07 | 2.99 | 9.02 | -0.16 | -1.34 | -0.10 | -3.38 | 0.86 | -1.59 | |
Net Cash Flow | -0.04 | 0.02 | 0.09 | 0.09 | 0.04 | 0.77 | -0.81 | 0.00 | 1.09 | -0.65 | -0.07 | 0.16 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 10.14 | 1.44 | 0.00 | 65.70 | 0.00 | 4.49 | 0.00 | 0.00 | 0.00 | 8.69 | 12.98 | 9.21 |
Inventory Days | 1,746.79 | 9.26 | 398.18 | 121.67 | 38.24 | |||||||
Days Payable | 156.43 | 111.17 | 99.55 | 405.56 | 10.43 | |||||||
Cash Conversion Cycle | 1,600.50 | -100.46 | 298.64 | -218.19 | 0.00 | 32.30 | 0.00 | 0.00 | 0.00 | 8.69 | 12.98 | 9.21 |
Working Capital Days | 588.06 | -113.97 | 12.59 | 394.20 | 5,475.00 | 1,929.71 | -18.88 | 18.33 | -8.96 | 53.38 | 33.18 | -10.36 |
ROCE % | 0.00% | 1.19% | -3.05% | 2.84% | 4.39% | 9.00% | 10.22% | 8.80% | 13.57% | 13.35% | 9.07% | 8.49% |
Documents
Announcements
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
2 Jul - PFA Certificate from RTA for month of may-24, June-24 and quarter ended June, 2024 certifying securities demat/remat during the aforesaid period.
- Closure of Trading Window 28 Jun
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Updates Of Partnership/Collaboration
31 May - Of partnership made by the Company in order to expand its core lending business as per details mentioned in the disclosure.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
31 May - Newspaper Publication published in Active Times and Mumbai Lakshadweep on 31st May, 2024.
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Compliances-Reg.24(A)-Annual Secretarial Compliance
30 May - Annual Secretarial Compliance Report for the year ended 31st March, 2024.
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1]
Company is registered as a Non Deposit taking Non Systematically Important Non Banking Finance Company. It provides all kinds of Loans and Finance, viz. Personal, Business or Home loans. Apart from NBFC business, company also ventured into operating lease of vehicles