Explicit Finance Ltd

Explicit Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Explicit Finance Ltd

₹ 7.20 4.80%
17 Apr - close price
explicitfinance.net BSE: 530571
About

ncorporated in 1994, Explicit Finance Ltd is in the business of Finance and Investment activities[1]

Key Points

Business Overview:[1][2][3]
EFL (earlier Shubhyog Finlease Ltd) is a non-systematically important deposit taking non-banking financial company based in Mumbai. It is engaged in secondary capital market activities including Investments, Trading in Securities and Finance activities. Their main business is to grant and obtain loans and invest surplus funds in shares and securities

Website BSE
  • Market Cap ₹ 6.67 Cr.
  • Current Price ₹ 7.20
  • High / Low ₹ 9.98 / 5.10
  • Stock P/E
  • Book Value ₹ 8.47
  • Dividend Yield 0.00 %
  • ROCE 0.25 %
  • ROE 0.25 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.
  • Stock is trading at 0.85 times its book value
  • Company's working capital requirements have reduced from 24.5 days to 19.0 days

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 12.1%
  • Company has a low return on equity of -1.01% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
3.69 2.93 4.22 6.40 8.65 3.59 0.41 2.69 3.38 2.91 1.42 1.77 1.23
3.37 4.27 4.57 6.29 8.78 3.24 0.47 2.80 3.02 3.09 1.51 1.73 1.15
Operating Profit 0.32 -1.34 -0.35 0.11 -0.13 0.35 -0.06 -0.11 0.36 -0.18 -0.09 0.04 0.08
OPM % 8.67% -45.73% -8.29% 1.72% -1.50% 9.75% -14.63% -4.09% 10.65% -6.19% -6.34% 2.26% 6.50%
0.00 0.24 0.00 -0.01 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.32 -1.10 -0.35 0.10 -0.13 0.34 -0.06 -0.11 0.36 -0.17 -0.09 0.04 0.08
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.32 -1.10 -0.35 0.10 -0.13 0.34 -0.06 -0.11 0.36 -0.18 -0.10 0.04 0.08
EPS in Rs 0.35 -1.19 -0.38 0.11 -0.14 0.37 -0.06 -0.12 0.39 -0.19 -0.11 0.04 0.09
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
2.11 8.36 7.21 5.65 5.55 12.20 4.55 7.19 6.66 12.03 22.86 9.40 7.33
2.12 8.44 7.19 5.62 5.60 12.34 4.73 7.25 6.73 12.55 22.85 9.39 7.48
Operating Profit -0.01 -0.08 0.02 0.03 -0.05 -0.14 -0.18 -0.06 -0.07 -0.52 0.01 0.01 -0.15
OPM % -0.47% -0.96% 0.28% 0.53% -0.90% -1.15% -3.96% -0.83% -1.05% -4.32% 0.04% 0.11% -2.05%
-0.01 0.02 0.00 0.00 0.00 0.01 0.10 0.04 0.04 0.25 0.01 0.01 0.01
Interest 0.00 0.00 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00
Depreciation 0.00 0.00 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.02 -0.06 0.00 0.00 -0.06 -0.14 -0.08 -0.02 -0.03 -0.27 0.01 0.02 -0.14
Tax % 0.00% 0.00% 500.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.02 -0.07 0.00 0.00 -0.36 -0.14 -0.08 -0.02 -0.03 -0.27 0.01 0.02 -0.16
EPS in Rs -0.02 -0.08 0.00 0.00 -0.39 -0.15 -0.09 -0.02 -0.03 -0.29 0.01 0.02 -0.17
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 1%
5 Years: 16%
3 Years: 12%
TTM: -27%
Compounded Profit Growth
10 Years: 9%
5 Years: 18%
3 Years: 39%
TTM: -130%
Stock Price CAGR
10 Years: 0%
5 Years: 32%
3 Years: 22%
1 Year: 11%
Return on Equity
10 Years: -1%
5 Years: -1%
3 Years: -1%
Last Year: 0%

Balance Sheet

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 9.27 9.27 9.27 9.27 9.27 9.27 9.27 9.27 9.27 9.27 9.27 9.27 9.27
Reserves -0.41 -0.48 -0.48 -0.48 -0.84 -0.98 -1.35 -1.49 -1.11 -1.38 -1.37 -1.36 -1.42
0.38 0.00 0.21 0.03 0.03 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.06
0.27 0.01 0.08 0.08 0.15 0.15 0.14 0.37 0.41 0.03 0.02 0.05 0.04
Total Liabilities 9.51 8.80 9.08 8.90 8.61 8.46 8.06 8.15 8.57 7.92 7.92 7.96 7.95
0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.01 0.01 0.01
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.08 0.05 0.05 0.05 0.05 0.85 0.57 0.44 0.00 0.00 0.00 0.00 0.00
9.38 8.71 9.00 8.83 8.54 7.60 7.48 7.71 8.57 7.92 7.91 7.95 7.94
Total Assets 9.51 8.80 9.08 8.90 8.61 8.46 8.06 8.15 8.57 7.92 7.92 7.96 7.95

Cash Flows

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.00 0.41 -0.29 0.19 -0.01 1.19 -0.35 -0.05 -0.52 0.33 0.89 -0.40
0.00 0.01 0.00 0.00 0.00 -0.80 0.00 0.03 0.85 0.01 -0.01 -0.01
0.00 -0.38 0.21 -0.18 0.00 -0.01 0.00 0.00 0.00 0.00 0.00 0.00
Net Cash Flow 0.00 0.04 -0.08 0.02 -0.01 0.38 -0.35 -0.02 0.33 0.34 0.88 -0.40

Ratios

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 7.86 0.00 0.00 0.00 0.00 4.01 34.52 0.00 0.00 0.00 0.00
Inventory Days 293.16 14.53 15.19 18.46 35.12 54.16 178.86 87.62 116.53 52.60 8.46 18.97
Days Payable 50.48 0.00 3.67 4.78 8.95 3.61 0.00 0.00 3.70 1.06 0.00 0.00
Cash Conversion Cycle 242.69 22.39 11.52 13.67 26.17 50.55 182.87 122.14 112.83 51.54 8.46 18.97
Working Capital Days 1,529.19 366.75 440.43 562.04 549.80 210.62 180.49 105.59 105.23 45.81 8.62 19.03
ROCE % -0.12% -0.67% 0.11% 0.22% -0.69% -1.67% -0.99% -0.25% -0.38% -3.36% 0.25% 0.25%

Shareholding Pattern

Numbers in percentages

Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
12.09% 12.09% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10% 12.10%
87.91% 87.91% 87.90% 87.91% 87.92% 87.91% 87.91% 87.90% 87.91% 87.91% 87.90% 87.90%
No. of Shareholders 2,0932,1512,1742,2172,2552,2692,2592,3032,4332,4352,5432,558

Documents

Announcements

Annual reports