Capital India Finance Ltd
Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business[1]
- Market Cap ₹ 812 Cr.
- Current Price ₹ 104
- High / Low ₹ 165 / 97.6
- Stock P/E 40.4
- Book Value ₹ 78.0
- Dividend Yield 0.10 %
- ROCE 8.18 %
- ROE 3.37 %
- Face Value ₹ 10.0
Pros
- Company's median sales growth is 31.8% of last 10 years
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 2.76% over last 3 years.
- Dividend payout has been low at 3.94% of profits over last 3 years
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | 2 | 4 | 8 | 9 | 26 | 56 | 105 | 93 | 123 | 162 | 192 | |
0 | 0 | 0 | 0 | 0 | 10 | 24 | 43 | 36 | 55 | 70 | 87 | |
Operating Profit | 1 | 1 | 4 | 7 | 8 | 15 | 32 | 62 | 58 | 68 | 92 | 106 |
OPM % | 97% | 93% | 95% | 96% | 96% | 60% | 57% | 59% | 62% | 55% | 57% | 55% |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | -2 | 2 | 3 | |
Interest | 1 | 1 | 4 | 7 | 8 | 10 | 9 | 13 | 19 | 39 | 63 | 72 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 8 | 9 | 12 | 10 | 9 |
Profit before tax | 0 | 0 | 0 | 0 | 0 | 5 | 16 | 41 | 29 | 15 | 20 | 27 |
Tax % | 38% | 14% | 23% | 40% | 47% | 37% | 30% | 26% | 30% | 22% | 25% | 27% |
0 | 0 | 0 | 0 | 0 | 3 | 11 | 30 | 20 | 12 | 15 | 20 | |
EPS in Rs | 0.08 | 0.10 | 0.17 | 0.13 | 0.38 | 4.68 | 1.44 | 3.91 | 2.63 | 1.50 | 1.94 | 2.59 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 12% | 28% | 3% | 4% | 7% | 5% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | 62% |
5 Years: | 28% |
3 Years: | 27% |
TTM: | 19% |
Compounded Profit Growth | |
---|---|
10 Years: | 79% |
5 Years: | 12% |
3 Years: | -1% |
TTM: | 34% |
Stock Price CAGR | |
---|---|
10 Years: | 26% |
5 Years: | 2% |
3 Years: | -10% |
1 Year: | -5% |
Return on Equity | |
---|---|
10 Years: | 4% |
5 Years: | 4% |
3 Years: | 3% |
Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 4 | 4 | 4 | 4 | 4 | 4 | 78 | 78 | 78 | 78 | 78 | 78 |
Reserves | -0 | -0 | 0 | 0 | 0 | 128 | 434 | 462 | 481 | 493 | 508 | 529 |
9 | 12 | 53 | 48 | 138 | 7 | 132 | 116 | 243 | 633 | 652 | 577 | |
1 | 3 | 3 | 7 | 2 | 16 | 26 | 17 | 9 | 18 | 40 | 60 | |
Total Liabilities | 14 | 18 | 59 | 59 | 144 | 154 | 670 | 672 | 812 | 1,222 | 1,277 | 1,243 |
0 | 0 | 0 | 0 | 0 | 8 | 25 | 20 | 27 | 31 | 23 | 21 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 0 | 2 | 0 | 0 | 0 |
Investments | 3 | 3 | 3 | 3 | 0 | 15 | 45 | 112 | 152 | 166 | 211 | 176 |
11 | 15 | 56 | 56 | 144 | 129 | 598 | 540 | 632 | 1,025 | 1,043 | 1,046 | |
Total Assets | 14 | 18 | 59 | 59 | 144 | 154 | 670 | 672 | 812 | 1,222 | 1,277 | 1,243 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-3 | -3 | -41 | 4 | -39 | -4 | -444 | 99 | -20 | -284 | 101 | 148 | |
0 | 0 | 0 | 0 | 3 | -27 | -38 | -67 | -56 | -27 | -67 | 8 | |
2 | 3 | 41 | -4 | 89 | -6 | 490 | -25 | 98 | 342 | -43 | -149 | |
Net Cash Flow | -0 | 0 | 0 | -0 | 53 | -37 | 8 | 8 | 21 | 31 | -9 | 7 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 17 | 5 | 0 | 0 | 1 | 2 | 8 | 13 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 17 | 5 | 0 | 0 | 1 | 2 | 8 | 13 |
Working Capital Days | 46 | 434 | 4,401 | 2,338 | 387 | 1,196 | -52 | -35 | 14 | 5 | -25 | -69 |
ROCE % | 8% | 10% | 12% | 13% | 9% | 11% | 6% | 8% | 7% | 6% | 7% | 8% |
Documents
Announcements
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
19 Jul - Certificate in compliance with Regulation 74(5) of SEBI (DP) Regulations.
-
Announcement under Regulation 30 (LODR)-Credit Rating
17 Jul - Of Credit Rating by Capital India Finance Limited.
-
Announcement under Regulation 30 (LODR)-Change in Registered Office Address
1 Jul - With regards to shifting of registered office to 701, 7th Floor, Aggarwal Corporate Tower, Plot No.23, District Centre, Rajendra Place, New Delhi - 110008
-
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer
28 Jun - Regarding cessation of Mr. Rachit Malhotra, Chief Compliance Officer & Company Secretary dated June 28, 2024 attached.
- Closure of Trading Window 27 Jun
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1]
CIFL is an integrated financial services platform offering customized finance solutions. It provides loans against property to SME/MSME segments and offers corporate/structured finance loans. The company now focuses on the SME business class, expanding from its earlier focus on commercial real estate.