Anjani Finance Ltd
₹ 13.3
1.45%
26 Dec
- close price
About
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
Key Points
- Market Cap ₹ 13.5 Cr.
- Current Price ₹ 13.3
- High / Low ₹ 20.2 / 9.60
- Stock P/E 46.6
- Book Value ₹ 14.6
- Dividend Yield 0.00 %
- ROCE 5.09 %
- ROE 3.33 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Stock is trading at 0.91 times its book value
- Company's working capital requirements have reduced from 37.1 days to 20.1 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 5.32% over past five years.
- Company has a low return on equity of 3.37% over last 3 years.
- Company's cost of borrowing seems high
- Promoter holding has decreased over last 3 years: -4.19%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.50 | 0.85 | 1.07 | 0.95 | 1.12 | 0.83 | 0.98 | 0.93 | 1.28 | 1.40 | 1.40 | 1.27 | 0.60 | |
| 0.22 | 0.24 | 0.22 | 0.28 | 0.29 | 0.30 | 0.30 | 0.33 | 0.29 | 1.90 | -1.28 | 0.35 | 0.39 | |
| Operating Profit | 0.28 | 0.61 | 0.85 | 0.67 | 0.83 | 0.53 | 0.68 | 0.60 | 0.99 | -0.50 | 2.68 | 0.92 | 0.21 |
| OPM % | 56.00% | 71.76% | 79.44% | 70.53% | 74.11% | 63.86% | 69.39% | 64.52% | 77.34% | -35.71% | 191.43% | 72.44% | 35.00% |
| 0.00 | 0.00 | 0.00 | -0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.34 | |
| Interest | 0.03 | 0.29 | 0.45 | 0.37 | 0.40 | 0.36 | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 | 0.13 |
| Depreciation | 0.14 | 0.11 | 0.05 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.11 | 0.21 | 0.35 | 0.26 | 0.43 | 0.15 | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 | 0.42 |
| Tax % | -9.09% | -19.05% | -2.86% | 19.23% | 18.60% | 20.00% | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% | |
| 0.11 | 0.26 | 0.35 | 0.20 | 0.34 | 0.12 | 0.39 | 0.26 | 0.42 | -0.79 | 1.68 | 0.48 | 0.29 | |
| EPS in Rs | 0.11 | 0.26 | 0.35 | 0.20 | 0.34 | 0.12 | 0.38 | 0.26 | 0.41 | -0.78 | 1.66 | 0.47 | 0.29 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 5% |
| 3 Years: | 0% |
| TTM: | -44% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 4% |
| 3 Years: | 5% |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 64% |
| 3 Years: | 35% |
| 1 Year: | 38% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 3% |
| 3 Years: | 3% |
| Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 0.82 | 1.08 | 1.43 | 1.63 | 1.97 | 2.09 | 2.48 | 2.73 | 3.16 | 2.37 | 4.05 | 4.53 | 4.71 |
| 0.00 | 4.12 | 3.34 | 3.67 | 4.04 | 4.37 | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 | 1.66 | |
| 0.08 | 0.28 | 0.08 | 0.08 | 0.09 | 0.17 | 0.20 | 0.20 | 0.20 | 0.30 | 0.42 | 0.40 | 0.28 | |
| Total Liabilities | 11.04 | 15.62 | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 16.79 |
| 0.40 | 0.29 | 0.24 | 0.21 | 0.19 | 0.16 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 |
| 0.27 | 4.96 | 4.38 | 4.94 | 5.68 | 6.24 | 4.66 | 8.61 | 10.07 | 8.41 | 11.00 | 4.57 | 6.29 | |
| Total Assets | 11.04 | 15.62 | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 16.79 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.29 | -0.03 | 1.02 | -0.73 | 0.88 | -0.92 | 0.40 | -3.87 | 4.23 | 1.28 | 0.37 | 5.97 | |
| -1.46 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.00 | 0.00 | -0.63 | 0.00 | 0.00 | 0.00 | -0.34 | 3.95 | 0.50 | -1.50 | 0.31 | -7.22 | |
| Net Cash Flow | -0.17 | -0.03 | 0.40 | -0.73 | 0.88 | -0.92 | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 36.50 | 21.47 | 34.11 | 99.89 | 19.55 | 26.39 | 26.07 | 82.42 | 48.48 | 18.25 | 15.64 | 17.24 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 36.50 | 21.47 | 34.11 | 99.89 | 19.55 | 26.39 | 26.07 | 82.42 | 48.48 | 18.25 | 15.64 | 17.24 |
| Working Capital Days | 94.90 | -21.47 | 78.46 | 184.42 | 65.18 | 70.36 | 96.84 | 156.99 | 99.80 | 78.21 | 13.04 | 20.12 |
| ROCE % | 1.26% | 3.80% | 5.29% | 4.28% | 5.25% | 3.11% | 4.24% | 3.48% | 5.04% | -2.56% | 13.45% | 5.09% |
Documents
Announcements
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Closure of Trading Window
1d - Trading window closure from January 1, 2025.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
18 Dec - Submission of a Published Notice of EGM, E-voting and Book Closure for EGM
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
18 Dec - Submission of EGM notice and remote e-voting details.
- BOOK CLOSURE AND INTIMATION OF EXTRAORDINARY GENERAL MEETING OF THE COMPANY 17 Dec
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
17 Dec - Newspaper Clipping of NOtice of Extraordinary General Meeting Published in newspaper on Tuesday , 17th Dec. 2024
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.