Anjani Finance Ltd
₹ 13.7
-5.85%
22 Nov
- close price
About
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
Key Points
- Market Cap ₹ 13.9 Cr.
- Current Price ₹ 13.7
- High / Low ₹ 20.2 / 9.01
- Stock P/E 47.9
- Book Value ₹ 14.6
- Dividend Yield 0.00 %
- ROCE 5.09 %
- ROE 3.33 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Stock is trading at 0.93 times its book value
- Company's working capital requirements have reduced from 37.1 days to 20.1 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 5.32% over past five years.
- Company has a low return on equity of 3.37% over last 3 years.
- Company's cost of borrowing seems high
- Promoter holding has decreased over last 3 years: -4.19%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.50 | 0.85 | 1.07 | 0.95 | 1.12 | 0.83 | 0.98 | 0.93 | 1.28 | 1.40 | 1.40 | 1.27 | 0.60 | |
| 0.22 | 0.24 | 0.22 | 0.28 | 0.29 | 0.30 | 0.30 | 0.33 | 0.29 | 1.90 | -1.28 | 0.35 | 0.39 | |
| Operating Profit | 0.28 | 0.61 | 0.85 | 0.67 | 0.83 | 0.53 | 0.68 | 0.60 | 0.99 | -0.50 | 2.68 | 0.92 | 0.21 |
| OPM % | 56.00% | 71.76% | 79.44% | 70.53% | 74.11% | 63.86% | 69.39% | 64.52% | 77.34% | -35.71% | 191.43% | 72.44% | 35.00% |
| 0.00 | 0.00 | 0.00 | -0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.34 | |
| Interest | 0.03 | 0.29 | 0.45 | 0.37 | 0.40 | 0.36 | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 | 0.13 |
| Depreciation | 0.14 | 0.11 | 0.05 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.11 | 0.21 | 0.35 | 0.26 | 0.43 | 0.15 | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 | 0.42 |
| Tax % | -9.09% | -19.05% | -2.86% | 19.23% | 18.60% | 20.00% | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% | |
| 0.11 | 0.26 | 0.35 | 0.20 | 0.34 | 0.12 | 0.39 | 0.26 | 0.42 | -0.79 | 1.68 | 0.48 | 0.29 | |
| EPS in Rs | 0.11 | 0.26 | 0.35 | 0.20 | 0.34 | 0.12 | 0.38 | 0.26 | 0.41 | -0.78 | 1.66 | 0.47 | 0.29 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 5% |
| 3 Years: | 0% |
| TTM: | -44% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 4% |
| 3 Years: | 5% |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 69% |
| 3 Years: | 42% |
| 1 Year: | 46% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 3% |
| 3 Years: | 3% |
| Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 0.82 | 1.08 | 1.43 | 1.63 | 1.97 | 2.09 | 2.48 | 2.73 | 3.16 | 2.37 | 4.05 | 4.53 | 4.71 |
| 0.00 | 4.12 | 3.34 | 3.67 | 4.04 | 4.37 | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 | 1.66 | |
| 0.08 | 0.28 | 0.08 | 0.08 | 0.09 | 0.17 | 0.20 | 0.20 | 0.20 | 0.30 | 0.42 | 0.40 | 0.28 | |
| Total Liabilities | 11.04 | 15.62 | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 16.79 |
| 0.40 | 0.29 | 0.24 | 0.21 | 0.19 | 0.16 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 |
| 0.27 | 4.96 | 4.38 | 4.94 | 5.68 | 6.24 | 4.66 | 8.61 | 10.07 | 8.41 | 11.00 | 4.57 | 6.29 | |
| Total Assets | 11.04 | 15.62 | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 16.79 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.29 | -0.03 | 1.02 | -0.73 | 0.88 | -0.92 | 0.40 | -3.87 | 4.23 | 1.28 | 0.37 | 5.97 | |
| -1.46 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.00 | 0.00 | -0.63 | 0.00 | 0.00 | 0.00 | -0.34 | 3.95 | 0.50 | -1.50 | 0.31 | -7.22 | |
| Net Cash Flow | -0.17 | -0.03 | 0.40 | -0.73 | 0.88 | -0.92 | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 36.50 | 21.47 | 34.11 | 99.89 | 19.55 | 26.39 | 26.07 | 82.42 | 48.48 | 18.25 | 15.64 | 17.24 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 36.50 | 21.47 | 34.11 | 99.89 | 19.55 | 26.39 | 26.07 | 82.42 | 48.48 | 18.25 | 15.64 | 17.24 |
| Working Capital Days | 94.90 | -21.47 | 78.46 | 184.42 | 65.18 | 70.36 | 96.84 | 156.99 | 99.80 | 78.21 | 13.04 | 20.12 |
| ROCE % | 1.26% | 3.80% | 5.29% | 4.28% | 5.25% | 3.11% | 4.24% | 3.48% | 5.04% | -2.56% | 13.45% | 5.09% |
Documents
Announcements
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 12 Nov
-
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
11 Nov - Disclosure of shareholding change by Agarwal Dal Mills.
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
26 Oct - Press release of un-audited financial results.
-
SUBMISSION OF QUARTERLY/HALF YEARLY UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED 30TH DAY OF SEPTEMBER, 2024
25 Oct - Submission of unaudited financial results for Q2 2024.
-
Board Meeting Outcome for OUTCOME OF THE BOARD MEETING
25 Oct - Approval of un-audited financial results for Q2 2024.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
from bse
Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.