Anjani Finance Ltd

Anjani Finance Ltd

₹ 13.7 -5.85%
22 Nov - close price
About

Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]

Key Points

Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.

  • Market Cap 13.9 Cr.
  • Current Price 13.7
  • High / Low 20.2 / 9.01
  • Stock P/E 21.4
  • Book Value 14.5
  • Dividend Yield 0.00 %
  • ROCE 4.10 %
  • ROE 3.47 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.95 times its book value
  • Company's working capital requirements have reduced from 37.1 days to 20.1 days

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 11.4% over last 3 years.
  • Promoter holding has decreased over last 3 years: -4.19%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
0.30 0.34 0.13 0.24 0.22 0.24 0.20 0.66 -0.15 0.31 0.25 0.20 0.11
0.05 0.18 0.03 0.04 1.67 0.08 0.35 -1.66 -0.04 0.19 0.06 0.07 0.05
Operating Profit 0.25 0.16 0.10 0.20 -1.45 0.16 -0.15 2.32 -0.11 0.12 0.19 0.13 0.06
OPM % 83.33% 47.06% 76.92% 83.33% -659.09% 66.67% -75.00% 351.52% 38.71% 76.00% 65.00% 54.55%
0.08 0.14 0.17 0.07 0.09 0.17 0.15 0.07 0.06 0.13 0.17 0.07 0.05
Interest 0.15 0.14 0.14 0.12 0.11 0.12 0.12 0.11 0.12 0.15 0.10 0.03 0.03
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.18 0.16 0.13 0.15 -1.47 0.21 -0.12 2.28 -0.17 0.10 0.26 0.17 0.08
Tax % 5.56% 12.50% 7.69% 6.67% -17.69% 33.33% -8.33% 19.30% 5.88% 30.00% -15.38% 47.06% 62.50%
0.09 0.35 -0.25 0.35 -1.34 0.34 0.35 3.00 3.30 0.24 0.30 0.09 0.02
EPS in Rs 0.09 0.35 -0.25 0.35 -1.32 0.34 0.35 2.96 3.25 0.24 0.30 0.09 0.02
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.55 0.52 0.87 1.40 1.40 1.27
0.30 0.32 0.30 1.90 -1.28 0.35
Operating Profit 0.25 0.20 0.57 -0.50 2.68 0.92
OPM % 45.45% 38.46% 65.52% -35.71% 191.43% 72.44%
0.43 0.40 0.43 0.00 0.00 0.00
Interest 0.34 0.27 0.53 0.52 0.48 0.31
Depreciation 0.01 0.01 0.01 0.00 0.01 0.01
Profit before tax 0.33 0.32 0.46 -1.02 2.19 0.60
Tax % -18.18% 18.75% 8.70% -22.55% 23.29% 20.00%
0.39 0.76 0.51 -0.89 6.99 0.65
EPS in Rs 0.38 0.75 0.50 -0.88 6.89 0.64
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 18%
3 Years: 13%
TTM: -9%
Compounded Profit Growth
10 Years: %
5 Years: 11%
3 Years: 8%
TTM: -91%
Stock Price CAGR
10 Years: 17%
5 Years: 69%
3 Years: 42%
1 Year: 46%
Return on Equity
10 Years: %
5 Years: 8%
3 Years: 11%
Last Year: 3%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 10.14 10.14 10.14 10.14 10.14 10.14
Reserves 7.87 8.63 9.14 9.16 12.70 4.53
2.37 6.06 7.09 6.11 6.90 0.00
0.20 0.20 0.21 0.31 0.42 0.40
Total Liabilities 20.58 25.03 26.58 25.72 30.16 15.07
0.16 0.15 0.15 0.14 0.14 0.13
CWIP 0.00 0.00 0.00 0.00 0.00 0.00
Investments 15.76 16.27 16.35 17.16 19.01 10.37
4.66 8.61 10.08 8.42 11.01 4.57
Total Assets 20.58 25.03 26.58 25.72 30.16 15.07

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.40 -3.87 3.36 1.28 0.37 5.97
0.00 0.00 0.00 0.00 0.00 0.00
-0.34 3.95 1.37 -1.50 0.31 -7.22
Net Cash Flow 0.06 0.08 4.73 -0.21 0.68 -1.24

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 46.45 147.40 71.32 18.25 15.64 17.24
Inventory Days
Days Payable
Cash Conversion Cycle 46.45 147.40 71.32 18.25 15.64 17.24
Working Capital Days -6.64 84.23 41.95 78.21 13.04 20.12
ROCE % 2.61% 3.87% -1.93% 9.68% 4.10%

Shareholding Pattern

Numbers in percentages

28 Recently
Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
55.48% 55.48% 55.41% 55.18% 53.67% 52.85% 52.75% 52.75% 52.75% 52.75% 52.75% 52.87%
44.52% 44.52% 44.59% 44.83% 46.34% 47.14% 47.24% 47.24% 47.24% 47.25% 47.24% 47.12%
No. of Shareholders 4,6535,0045,1445,2045,1655,1495,0895,1755,2995,7575,8016,283

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