Anjani Finance Ltd

Anjani Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Anjani Finance Ltd

₹ 12.0 -5.45%
25 Jul 10:34 a.m.
Company website BSE: 531878
About

Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]

Key Points

Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.

Website BSE
  • Market Cap ₹ 12.1 Cr.
  • Current Price ₹ 12.0
  • High / Low ₹ 20.2 / 7.25
  • Stock P/E 18.7
  • Book Value ₹ 14.5
  • Dividend Yield 0.00 %
  • ROCE 4.10 %
  • ROE 3.46 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.87 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of 9.35% over past five years.
  • Company has a low return on equity of 11.4% over last 3 years.
  • Promoter holding has decreased over last 3 years: -4.19%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

Edit Columns
Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
0.30 0.34 0.13 0.24 0.22 0.24 0.20 0.66 -0.15 0.31 0.25 0.20 0.11
0.05 0.18 0.03 0.04 1.67 0.08 0.35 -1.66 -0.04 0.19 0.06 0.07 0.05
Operating Profit 0.25 0.16 0.10 0.20 -1.45 0.16 -0.15 2.32 -0.11 0.12 0.19 0.13 0.06
OPM % 83.33% 47.06% 76.92% 83.33% -659.09% 66.67% -75.00% 351.52% 38.71% 76.00% 65.00% 54.55%
0.08 0.14 0.17 0.07 0.09 0.17 0.15 0.07 0.06 0.13 0.17 0.07 0.05
Interest 0.15 0.14 0.14 0.12 0.11 0.12 0.12 0.11 0.12 0.15 0.10 0.03 0.03
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.18 0.16 0.13 0.15 -1.47 0.21 -0.12 2.28 -0.17 0.10 0.26 0.17 0.08
Tax % 5.56% 12.50% 7.69% 6.67% -17.69% 33.33% -8.33% 19.30% 5.88% 30.00% -15.38% 47.06% 62.50%
0.09 0.35 -0.25 0.35 -1.34 0.34 0.35 3.00 3.30 0.24 0.30 0.09 0.02
EPS in Rs 0.09 0.35 -0.25 0.35 -1.32 0.34 0.35 2.96 3.25 0.24 0.30 0.09 0.02
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.55 0.52 0.87 1.40 1.40 0.86
0.30 0.32 0.30 1.90 -1.28 0.35
Operating Profit 0.25 0.20 0.57 -0.50 2.68 0.51
OPM % 45.45% 38.46% 65.52% -35.71% 191.43% 59.30%
0.43 0.40 0.43 0.00 0.00 0.41
Interest 0.34 0.27 0.53 0.52 0.48 0.31
Depreciation 0.01 0.01 0.01 0.00 0.01 0.01
Profit before tax 0.33 0.32 0.46 -1.02 2.19 0.60
Tax % -18.18% 18.75% 8.70% -22.55% 23.29% 20.00%
0.39 0.76 0.51 -0.89 6.99 0.65
EPS in Rs 0.38 0.75 0.50 -0.88 6.89 0.64
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 9%
3 Years: 0%
TTM: -39%
Compounded Profit Growth
10 Years: %
5 Years: 11%
3 Years: 8%
TTM: -91%
Stock Price CAGR
10 Years: 15%
5 Years: 57%
3 Years: 30%
1 Year: 51%
Return on Equity
10 Years: %
5 Years: 8%
3 Years: 11%
Last Year: 3%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 10.14 10.14 10.14 10.14 10.14 10.14
Reserves 7.87 8.63 9.14 9.16 12.70 4.53
2.37 6.06 7.09 6.11 6.90 0.00
0.20 0.20 0.21 0.31 0.42 0.40
Total Liabilities 20.58 25.03 26.58 25.72 30.16 15.07
0.16 0.15 0.15 0.14 0.14 0.13
CWIP 0.00 0.00 0.00 0.00 0.00 0.00
Investments 15.76 16.27 16.35 17.16 19.01 10.37
4.66 8.61 10.08 8.42 11.01 4.57
Total Assets 20.58 25.03 26.58 25.72 30.16 15.07

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.40 -3.87 3.36 1.28 0.37 5.97
0.00 0.00 0.00 0.00 0.00 0.00
-0.34 3.95 1.37 -1.50 0.31 -7.22
Net Cash Flow 0.06 0.08 4.73 -0.21 0.68 -1.24

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 46.45 147.40 71.32 18.25 15.64 25.47
Inventory Days
Days Payable
Cash Conversion Cycle 46.45 147.40 71.32 18.25 15.64 25.47
Working Capital Days -6.64 84.23 41.95 78.21 13.04 42.44
ROCE % 2.61% 3.87% -1.93% 9.68% 4.10%

Shareholding Pattern

Numbers in percentages

Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
55.48% 55.48% 55.48% 55.41% 55.18% 53.67% 52.85% 52.75% 52.75% 52.75% 52.75% 52.75%
44.52% 44.52% 44.52% 44.59% 44.83% 46.34% 47.14% 47.24% 47.24% 47.24% 47.25% 47.24%
No. of Shareholders 4,4374,6535,0045,1445,2045,1655,1495,0895,1755,2995,7575,801

Documents

Announcements

Annual reports