TCFC Finance Ltd

TCFC Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

TCFC Finance Ltd

₹ 51.9 -1.12%
11 Mar - close price
tcfcfinance.com BSE: 532284
About

Incorporated in 1990, TCFC Finance Ltd is
in the business of finance and investments[1]

Key Points

Registration:[1]
Company holds a Certificate of Registration as a Non-Banking Financial Institution, without accepting public deposits, registered with the Reserve Bank of India

Website BSE
  • Market Cap ₹ 54.4 Cr.
  • Current Price ₹ 51.9
  • High / Low ₹ 97.0 / 43.9
  • Stock P/E 8.11
  • Book Value ₹ 107
  • Dividend Yield 3.47 %
  • ROCE 15.6 %
  • ROE 11.9 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.49 times its book value
  • Stock is providing a good dividend yield of 3.47%.

Cons

  • Company has a low return on equity of 6.42% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
0.41 1.13 -2.57 2.61 1.93 -0.11 5.39 4.05 4.45 3.58 4.81 1.53 -0.41
0.28 0.41 0.27 0.26 0.28 0.38 0.27 0.32 0.28 0.52 0.30 0.33 0.29
Operating Profit 0.13 0.72 -2.84 2.35 1.65 -0.49 5.12 3.73 4.17 3.06 4.51 1.20 -0.70
OPM % 31.71% 63.72% 90.04% 85.49% 94.99% 92.10% 93.71% 85.47% 93.76% 78.43%
0.29 0.58 0.25 0.00 0.02 0.01 0.01 0.01 0.01 0.02 0.25 0.30 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01
Profit before tax 0.41 1.29 -2.59 2.35 1.67 -0.48 5.13 3.74 4.18 3.08 4.76 1.50 -0.71
Tax % 14.63% 14.73% -50.19% 49.79% 22.16% 20.83% 24.56% 24.33% 24.40% 20.78% 23.74% 24.00% -28.17%
0.35 1.10 -1.29 1.19 1.29 -0.58 3.87 2.83 3.16 2.44 3.62 1.15 -0.51
EPS in Rs 0.33 1.05 -1.23 1.14 1.23 -0.55 3.69 2.70 3.01 2.33 3.45 1.10 -0.49
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
220.67 190.92 118.52 196.51 86.70 69.54 5.98 1.23 11.65 7.31 1.86 17.38 9.51
221.04 184.63 111.86 192.39 82.00 64.53 1.15 1.78 1.07 1.22 1.20 1.40 1.44
Operating Profit -0.37 6.29 6.66 4.12 4.70 5.01 4.83 -0.55 10.58 6.09 0.66 15.98 8.07
OPM % -0.17% 3.29% 5.62% 2.10% 5.42% 7.20% 80.77% -44.72% 90.82% 83.31% 35.48% 91.94% 84.86%
0.01 -0.02 0.00 0.00 -11.00 0.00 0.26 0.16 0.49 1.81 0.29 0.14 0.57
Interest 0.00 0.03 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.03 0.04 0.03 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.01 0.01 0.01
Profit before tax -0.39 6.20 6.62 4.08 -6.33 4.98 5.06 -0.42 11.04 7.87 0.94 16.11 8.63
Tax % 0.00% 18.06% 17.37% 15.93% 12.01% 22.09% 23.91% -121.43% 13.59% 21.60% 36.17% 23.71%
-0.40 5.08 5.47 3.43 -7.09 3.88 3.84 0.09 9.54 6.18 0.60 12.29 6.70
EPS in Rs -0.38 4.85 5.22 3.27 -6.76 3.70 3.66 0.09 9.10 5.90 0.57 11.72 6.39
Dividend Payout % 0.00% 30.94% 28.74% 45.83% 0.00% 40.52% 40.94% 0.00% 16.48% 20.35% 0.00% 15.35%
Compounded Sales Growth
10 Years: -21%
5 Years: 24%
3 Years: 14%
TTM: -31%
Compounded Profit Growth
10 Years: 9%
5 Years: 26%
3 Years: 9%
TTM: -28%
Stock Price CAGR
10 Years: 4%
5 Years: 21%
3 Years: 14%
1 Year: -13%
Return on Equity
10 Years: 5%
5 Years: 6%
3 Years: 6%
Last Year: 12%

Balance Sheet

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48
Reserves 66.49 69.74 73.29 74.83 67.73 69.72 75.20 73.38 82.93 87.56 86.92 99.22 102.11
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.37 2.16 2.29 2.32 0.51 2.34 2.03 1.56 3.09 4.68 4.48 5.34 5.89
Total Liabilities 77.34 82.38 86.06 87.63 78.72 82.54 87.71 85.42 96.50 102.72 101.88 115.04 118.48
0.24 0.18 0.30 0.26 0.24 0.23 0.21 0.18 0.17 0.14 0.14 0.14 0.14
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 8.69 12.64 10.42 10.42 10.42 10.42 9.01 9.01 8.95 8.50 19.18 27.64 28.04
68.41 69.56 75.34 76.95 68.06 71.89 78.49 76.23 87.38 94.08 82.56 87.26 90.30
Total Assets 77.34 82.38 86.06 87.63 78.72 82.54 87.71 85.42 96.50 102.72 101.88 115.04 118.48

Cash Flows

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-3.11 -8.31 -1.98 0.02 0.10 0.05 0.81 0.71 -1.14 0.38 -0.10 -2.28
13.40 -2.22 2.04 0.00 -0.01 -0.02 1.04 1.23 1.17 1.15 1.29 2.42
0.00 0.00 0.00 0.00 0.00 0.00 -1.89 -1.89 0.00 -1.57 -1.26 0.00
Net Cash Flow 10.29 -10.53 0.06 0.02 0.09 0.02 -0.05 0.05 0.03 -0.04 -0.07 0.14

Ratios

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.04 0.00 0.00 0.00 0.00 6.71 0.00 0.00 1.50 2,637.42 3.15
Inventory Days 96.62 114.59 207.92 123.45 301.26 404.85
Days Payable 0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle 96.62 114.63 207.92 123.45 301.26 404.85 6.71 0.00 0.00 1.50 2,637.42 3.15
Working Capital Days 94.56 106.98 189.31 116.79 281.31 359.54 4,727.30 20,763.46 2,662.15 4,614.18 15,759.76 1,811.98
ROCE % -0.51% 7.95% 8.09% 4.83% 5.71% 6.29% 6.10% -0.50% 12.46% 8.22% 0.96% 15.56%

Shareholding Pattern

Numbers in percentages

Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05%
3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.71% 3.71% 3.71% 3.71% 3.71%
28.23% 28.23% 28.23% 28.23% 28.23% 28.24% 28.24% 28.25% 28.24% 28.23% 28.24% 28.24%
No. of Shareholders 18,56218,52718,49417,30217,40517,26517,18016,61116,50716,48017,12717,668

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports