PMC Fincorp Ltd

PMC Fincorp Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

PMC Fincorp Ltd

₹ 3.36 -0.88%
21 Nov 3:04 p.m.
pmcfinance.in BSE: 534060
About

PMC Fincorp Ltd was incorporated in 1985 to undertake the business of Financial Services. It is engaged in activities such as Corporate and Personal Finance, Debt Syndication, Private Placement, Arranger Distribution & Marketing of financial Products Dealing & Investment in Stock Market. The company went public in 1988. [1]

Key Points

Business
The Company is registered with the Reserve Bank of India as a Non-Systemically Important Non-Banking Financial Company not accepting public deposits (NBFC-ND-NSI).[1]

Website BSE
  • Market Cap ₹ 239 Cr.
  • Current Price ₹ 3.36
  • High / Low ₹ 5.25 / 1.89
  • Stock P/E 13.3
  • Book Value ₹ 1.73
  • Dividend Yield 0.00 %
  • ROCE 11.7 %
  • ROE 11.6 %
  • Face Value ₹ 1.00
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 48.2% CAGR over last 5 years

Cons

  • Promoter holding is low: 20.1%
  • Company has a low return on equity of 2.68% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
1.48 1.61 3.47 2.18 2.24 2.39 2.51 2.71 3.49 3.51 5.79 8.05 7.12
0.24 0.27 3.37 0.99 11.05 0.34 1.70 0.49 0.32 0.31 0.32 0.53 0.63
Operating Profit 1.24 1.34 0.10 1.19 -8.81 2.05 0.81 2.22 3.17 3.20 5.47 7.52 6.49
OPM % 83.78% 83.23% 2.88% 54.59% -393.30% 85.77% 32.27% 81.92% 90.83% 91.17% 94.47% 93.42% 91.15%
0.00 0.00 0.00 0.00 0.01 0.01 0.00 0.07 0.00 0.10 0.00 0.00 0.00
Interest 0.08 0.11 0.39 0.43 0.42 0.38 0.35 0.42 0.43 0.34 0.36 0.17 0.06
Depreciation 0.01 0.01 -0.01 0.01 0.01 0.01 0.02 0.02 0.02 0.02 0.02 0.01 0.02
Profit before tax 1.15 1.22 -0.28 0.75 -9.23 1.67 0.44 1.85 2.72 2.94 5.09 7.34 6.41
Tax % 0.00% 0.00% 264.29% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 24.36% 20.16% 16.07%
1.16 1.22 -1.02 0.76 -9.23 1.67 0.44 1.84 2.72 2.94 3.85 5.86 5.38
EPS in Rs 0.02 0.02 -0.02 0.01 -0.13 0.02 0.01 0.03 0.04 0.04 0.05 0.08 0.08
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
8 10 29 14 7 6 8 10 5 7 8 16 24
4 5 21 10 3 2 5 7 2 4 13 1 2
Operating Profit 4 5 8 4 5 4 3 3 3 3 -5 14 23
OPM % 50% 49% 28% 27% 64% 66% 37% 29% 57% 47% -56% 91% 93%
0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 2 3 3 2 4 2 1 1 1 1 2 2 1
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 2 2 5 1 1 1 2 2 2 3 -6 13 22
Tax % 29% 32% 33% 39% 33% 28% 28% 25% 25% 29% 0% 10%
1 1 3 1 1 1 2 1 2 2 -6 11 18
EPS in Rs 0.02 0.02 0.05 0.01 0.01 0.01 0.02 0.02 0.03 0.03 -0.09 0.16 0.25
Dividend Payout % 46% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 4%
5 Years: 13%
3 Years: 42%
TTM: 120%
Compounded Profit Growth
10 Years: 24%
5 Years: 48%
3 Years: 84%
TTM: 170%
Stock Price CAGR
10 Years: -28%
5 Years: 67%
3 Years: 10%
1 Year: 38%
Return on Equity
10 Years: 3%
5 Years: 3%
3 Years: 3%
Last Year: 12%

Balance Sheet

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 13 24 24 49 49 51 51 51 51 51 53 53 53
Reserves 13 4 32 8 9 15 17 19 21 23 39 51 70
68 68 39 57 51 21 18 10 6 25 27 19 2
2 1 5 6 7 2 2 2 2 19 14 14 4
Total Liabilities 97 97 100 120 115 89 88 82 80 117 134 136 130
0 0 0 0 2 3 3 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 2 2 4 11 12 9 9 9 4 5 16 21 11
94 95 95 109 101 77 76 73 76 112 118 115 119
Total Assets 97 97 100 120 115 89 88 82 80 117 134 136 130

Cash Flows

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-8 0 -23 7 1 -9 0 2 -3 -32 -4 10
7 -0 -2 -7 -4 3 0 2 6 0 -21 -1
0 0 25 0 2 6 0 -4 -4 36 21 -9
Net Cash Flow -1 0 0 1 -1 -0 0 0 -0 4 -4 0

Ratios

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0 53 0 0 0 0 0 0 0 11 17 0
Inventory Days 65 71 80 25 344 95 17
Days Payable 0 0 43 179 1,407 9 7
Cash Conversion Cycle 65 124 36 -154 -1,063 85 10 0 0 11 17 0
Working Capital Days 3,974 3,389 1,138 2,585 4,714 4,869 -9 -8 -59 60 -70 12
ROCE % 5% 5% 8% 4% 4% 4% 4% 3% 4% 4% -4% 12%

Shareholding Pattern

Numbers in percentages

Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
20.29% 20.29% 19.34% 19.34% 19.34% 19.34% 19.34% 19.34% 19.74% 20.03% 20.03% 20.13%
79.71% 79.71% 80.66% 80.67% 80.68% 80.65% 80.67% 80.66% 80.25% 79.96% 79.97% 79.88%
No. of Shareholders 1,05,4171,35,4891,33,9821,31,5001,28,7871,25,2951,25,8751,25,6271,27,4881,29,8741,36,7431,44,064

Documents

Announcements

Annual reports