KIFS Financial Services Ltd

KIFS Financial Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

KIFS Financial Services Ltd

₹ 151 7.19%
15 Jan 2:03 p.m.
kifsfinance.com BSE: 535566
About

Incorporated in 1995, KIFS Financial Services Ltd deals in capital market products like margin trading, loan against shares and funding primary
market issues for the retail investors[1]

Key Points

Registration:[1][2]
KIFS FSL is a Non Systematically Important Non Deposit Taking Non Banking Financial Company - Investment and Credit Company registered under the category of Loan and NBFC - Base Layer company. It is a Subsidiary of KIFS Securities Ltd, the flagship company of the Khandwala group

Website BSE
  • Market Cap ₹ 164 Cr.
  • Current Price ₹ 151
  • High / Low ₹ 200 / 135
  • Stock P/E 23.0
  • Book Value ₹ 49.2
  • Dividend Yield 0.91 %
  • ROCE 14.9 %
  • ROE 15.0 %
  • Face Value ₹ 10.0
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Pros

  • Company is expected to give good quarter
  • Company has delivered good profit growth of 20.4% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 22.6%

Cons

  • Stock is trading at 3.08 times its book value
  • Company has low interest coverage ratio.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
7.28 10.17 10.59 7.04 7.11 7.27 9.30 7.92 8.10 13.63 16.99 8.39 8.73
0.11 0.19 0.52 0.18 0.12 0.14 0.45 0.16 0.15 0.19 0.72 0.19 0.12
Operating Profit 7.17 9.98 10.07 6.86 6.99 7.13 8.85 7.76 7.95 13.44 16.27 8.20 8.61
OPM % 98.49% 98.13% 95.09% 97.44% 98.31% 98.07% 95.16% 97.98% 98.15% 98.61% 95.76% 97.74% 98.63%
0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.01 0.00 0.00
Interest 5.25 8.22 6.36 4.93 4.75 5.83 5.25 5.84 5.52 11.41 12.41 6.03 6.31
Depreciation 0.08 0.15 0.15 0.13 0.13 0.13 0.13 0.09 0.09 0.09 0.25 0.12 0.12
Profit before tax 1.84 1.61 3.56 1.80 2.11 1.17 3.50 1.83 2.34 1.94 3.62 2.05 2.18
Tax % 25.00% 26.09% 26.12% 25.56% 23.70% 23.93% 27.43% 25.14% 24.36% 24.74% 30.39% 26.83% 24.77%
1.38 1.20 2.63 1.33 1.61 0.89 2.55 1.37 1.77 1.46 2.52 1.51 1.64
EPS in Rs 1.28 1.11 2.43 1.23 1.49 0.82 2.36 1.27 1.64 1.35 2.33 1.40 1.52
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
1.85 4.75 3.81 7.14 8.48 6.05 5.89 15.59 20.98 32.71 30.75 46.65 47.74
0.26 0.30 0.37 0.90 0.59 0.74 0.65 0.73 0.48 0.96 0.90 1.21 1.22
Operating Profit 1.59 4.45 3.44 6.24 7.89 5.31 5.24 14.86 20.50 31.75 29.85 45.44 46.52
OPM % 85.95% 93.68% 90.29% 87.39% 93.04% 87.77% 88.96% 95.32% 97.71% 97.07% 97.07% 97.41% 97.44%
0.00 0.02 0.00 0.00 0.01 0.00 0.01 0.00 0.06 0.00 0.00 0.00 0.01
Interest 0.11 2.09 0.63 1.95 2.81 1.06 1.14 9.54 15.46 23.15 20.76 35.19 36.16
Depreciation 0.00 0.00 0.00 0.04 0.15 0.10 0.07 0.05 0.03 0.38 0.50 0.51 0.58
Profit before tax 1.48 2.38 2.81 4.25 4.94 4.15 4.04 5.27 5.07 8.22 8.59 9.74 9.79
Tax % 28.38% 32.35% 32.74% 33.41% 32.19% 27.71% 29.95% 25.43% 25.44% 25.43% 25.49% 26.90%
1.06 1.60 1.88 2.83 3.35 3.00 2.82 3.94 3.79 6.13 6.40 7.12 7.13
EPS in Rs 0.98 1.48 1.74 2.62 3.10 2.77 2.61 3.64 3.50 5.67 5.92 6.58 6.60
Dividend Payout % 51.04% 33.81% 28.78% 28.67% 29.07% 32.46% 38.37% 34.33% 35.69% 23.83% 22.82% 21.28%
Compounded Sales Growth
10 Years: 26%
5 Years: 51%
3 Years: 31%
TTM: 46%
Compounded Profit Growth
10 Years: 16%
5 Years: 20%
3 Years: 23%
TTM: 8%
Stock Price CAGR
10 Years: 20%
5 Years: 26%
3 Years: 11%
1 Year: -14%
Return on Equity
10 Years: 13%
5 Years: 14%
3 Years: 15%
Last Year: 15%

Balance Sheet

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82
Reserves 8.32 9.29 10.52 12.37 14.56 16.38 19.21 21.84 24.28 29.05 33.99 39.64 42.37
0.00 2.23 23.87 67.29 24.68 16.08 68.31 170.00 158.81 253.08 264.49 244.94 238.27
1.05 1.53 2.34 3.32 3.77 3.15 2.24 3.42 4.24 7.40 5.97 6.45 4.85
Total Liabilities 20.19 23.87 47.55 93.80 53.83 46.43 100.58 206.08 198.15 300.35 315.27 301.85 296.31
0.00 0.01 0.00 0.47 0.32 0.22 0.15 0.11 0.00 1.61 1.11 1.49 1.26
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 29.70 28.74
20.19 23.86 47.55 93.33 53.51 46.21 100.43 205.97 198.15 298.74 314.16 270.66 266.31
Total Assets 20.19 23.87 47.55 93.80 53.83 46.43 100.58 206.08 198.15 300.35 315.27 301.85 296.31

Cash Flows

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-2.27 0.53 1.08 0.85 2.57 1.37 0.32 1.87 31.42 -26.14 -7.99 49.28
10.28 0.00 0.00 -0.51 0.00 0.00 0.00 0.00 0.09 -1.99 0.00 -30.59
-7.70 -0.63 -0.65 -0.98 -1.17 -1.17 -1.17 -1.30 -1.35 -1.35 -1.46 -1.46
Net Cash Flow 0.31 -0.10 0.43 -0.64 1.40 0.20 -0.85 0.57 30.16 -29.49 -9.45 17.23

Ratios

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 3,064.03 1,465.38 3,978.60 4,446.97 1,950.25 2,317.90 -26.65 -19.90 -17.05 -12.05 -16.26 -18.54
ROCE % 9.18% 21.55% 10.19% 9.14% 11.03% 11.16% 7.32% 9.84% 10.35% 12.89% 9.75% 14.86%

Shareholding Pattern

Numbers in percentages

Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41%
25.59% 25.59% 25.59% 25.59% 25.60% 25.60% 25.59% 25.60% 25.59% 25.58% 25.58% 25.59%
No. of Shareholders 8782,2272,1241,9611,8811,8271,7021,5891,5311,4941,4491,411

Documents

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