Ramchandra Leasing and Finance Ltd
₹ 1.39
4.51%
30 Aug
- close price
About
Incorporated in 1998, Ramchandra Leasing and Finance Ltd is doing business as an NBFC
Key Points
- Market Cap ₹ 7.11 Cr.
- Current Price ₹ 1.39
- High / Low ₹ 1.60 / 0.67
- Stock P/E 711
- Book Value ₹ 1.07
- Dividend Yield 0.00 %
- ROCE 0.35 %
- ROE 0.36 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -2.79% over past five years.
- Promoter holding is low: 11.5%
- Company has a low return on equity of 0.30% over last 3 years.
- Working capital days have increased from 1,404 days to 4,436 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.35 | 0.40 | 0.21 | 0.40 | 0.31 | 0.34 | 0.53 | 0.62 | 0.58 | 0.51 | 0.47 | 0.46 | 0.54 | |
0.23 | 0.38 | 0.17 | 0.35 | 0.24 | 0.30 | 0.45 | 0.59 | 0.55 | 0.49 | 0.45 | 0.44 | 0.52 | |
Operating Profit | 0.12 | 0.02 | 0.04 | 0.05 | 0.07 | 0.04 | 0.08 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 |
OPM % | 34.29% | 5.00% | 19.05% | 12.50% | 22.58% | 11.76% | 15.09% | 4.84% | 5.17% | 3.92% | 4.26% | 4.35% | 3.70% |
0.02 | 0.02 | 0.01 | 0.00 | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Depreciation | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 0.11 | 0.01 | 0.02 | 0.03 | 0.07 | 0.04 | 0.08 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
Tax % | 27.27% | 0.00% | 50.00% | 33.33% | 28.57% | 25.00% | 25.00% | 50.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
0.07 | 0.00 | 0.02 | 0.02 | 0.05 | 0.02 | 0.06 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | |
EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 1% |
5 Years: | -3% |
3 Years: | -7% |
TTM: | 10% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | -20% |
3 Years: | 26% |
TTM: | 100% |
Stock Price CAGR | |
---|---|
10 Years: | -27% |
5 Years: | 43% |
3 Years: | 38% |
1 Year: | 88% |
Return on Equity | |
---|---|
10 Years: | 0% |
5 Years: | 0% |
3 Years: | 0% |
Last Year: | 0% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 |
Reserves | 0.12 | 0.12 | 0.13 | 0.16 | 0.20 | 0.23 | 0.29 | 0.31 | 0.33 | 0.37 | 0.39 | 0.36 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.15 | 0.34 | 0.00 | |
0.08 | 0.07 | 0.08 | 0.08 | 0.11 | 0.06 | 0.72 | 1.50 | 1.66 | 1.42 | 1.36 | 1.61 | |
Total Liabilities | 5.32 | 5.31 | 5.33 | 5.36 | 5.43 | 5.41 | 6.13 | 6.93 | 7.11 | 7.06 | 7.21 | 7.09 |
0.44 | 0.41 | 0.39 | 0.36 | 0.34 | 0.32 | 0.30 | 0.29 | 0.01 | 0.01 | 0.00 | 0.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.72 | 0.69 | 0.25 | 0.15 | 0.15 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
4.16 | 4.21 | 4.69 | 4.85 | 4.94 | 5.09 | 5.83 | 6.64 | 7.10 | 7.05 | 7.21 | 7.05 | |
Total Assets | 5.32 | 5.31 | 5.33 | 5.36 | 5.43 | 5.41 | 6.13 | 6.93 | 7.11 | 7.06 | 7.21 | 7.09 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.31 | -0.45 | -0.71 | -0.35 | -0.46 | -1.09 | -0.47 | -0.32 | -0.08 | 0.11 | -0.03 | 1.05 | |
0.32 | 0.43 | 0.66 | 0.50 | 0.31 | 1.19 | 0.52 | 0.05 | -0.19 | 0.04 | -0.07 | -0.98 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.31 | -0.18 | 0.19 | -0.03 | |
Net Cash Flow | 0.01 | -0.02 | -0.05 | 0.15 | -0.15 | 0.10 | 0.05 | -0.22 | 0.04 | -0.03 | 0.09 | 0.04 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 469.29 | 547.50 | 834.29 | 1,980.12 | 2,625.65 | 3,242.06 | -447.64 | -141.29 | -270.60 | -121.67 | -100.96 | 4,435.54 |
ROCE % | 2.11% | 0.19% | 0.38% | 0.57% | 1.32% | 0.75% | 1.49% | 0.37% | 0.18% | 0.36% | 0.35% | 0.35% |
Documents
Announcements
- Reg. 34 (1) Annual Report. 10h
- Notice Of 31St Annual General Meeting To Be Held On Monday, 23Rd September 2024. 10h
- Board Meeting Outcome for For The Meeting Held On Friday, 30Th August 2024. 1d
- Board Meeting Intimation for For The Directors Of The Company To Be Held On Friday, 30Th August 2024. 23 Aug
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
14 Aug - Submission of Extract of the standalone Unaudited Financial Result for the Quarter ended 30th June 2024 published in Newspapers Aajkaal (Gujarati) and "Business Standard (English).
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
Services Offered:[1][2]
Company is a Non-Banking Financial co doing finance and trading in shares and securities, derivatives, etc. Company is presently classified as Loan Company as it extends unsecured loans to inter corporates and Individual. Company plans to diversify its asset class in money transfer services, foreign currency exchange, remittance services