Apoorva Leasing Finance & Investment Co Ltd

₹ 27.6 0.47%

19 Aug - close price

apoorvaleasingfinance.com BSE: 539545 NSE: APOORVA

About

Incorporated in 1983, Apoorva Leasing Finance and Investment Co. Ltd deals in Financing and Derivatives activities.^[1]

Key Points

Business Overview:^[1]
ALFICL is engaged to carry out the business of investing in equity, debentures, bonds, mutual funds, etc.

Website BSE NSE

Market Cap ₹ 55.2 Cr.
Current Price ₹ 27.6
High / Low ₹ 42.2 / 27.4
Stock P/E 190
Book Value ₹ 72.7
Dividend Yield 0.00 %
ROCE 0.22 %
ROE 0.21 %
Face Value ₹ 10.0

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Pros

Company is almost debt free.
Stock is trading at 0.38 times its book value

Cons

Though the company is reporting repeated profits, it is not paying out dividend
The company has delivered a poor sales growth of -24.6% over past five years.
Company has a low return on equity of 0.60% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

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Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	0.94	0.97	1.02	0.75	0.67	0.67	0.19	-0.35	0.20	0.22	0.21	0.72	0.12
	0.28	0.18	0.19	0.44	0.27	0.17	0.16	0.14	0.17	0.15	0.07	0.74	0.12
Operating Profit	0.66	0.79	0.83	0.31	0.40	0.50	0.03	-0.49	0.03	0.07	0.14	-0.02	0.00
OPM %	70.21%	81.44%	81.37%	41.33%	59.70%	74.63%	15.79%		15.00%	31.82%	66.67%	-2.78%	0.00%
	0.00	0.33	0.36	-0.64	0.00	0.01	0.01	0.06	0.00	0.01	0.10	0.08	0.00
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.06	0.00	0.00	0.00	0.06	0.00	0.00	0.00	0.08	0.00
Profit before tax	0.66	1.12	1.19	-0.39	0.40	0.51	0.04	-0.49	0.03	0.08	0.24	-0.02	0.00
Tax %	25.76%	25.00%	25.21%	-25.64%	25.00%	25.49%	25.00%	-24.49%	33.33%	25.00%	25.00%	-300.00%
	0.49	0.84	0.89	-0.28	0.30	0.38	0.03	-0.37	0.02	0.06	0.18	0.05	0.00
EPS in Rs	0.25	0.42	0.45	-0.14	0.15	0.19	0.02	-0.19	0.01	0.03	0.09	0.03	0.00
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0.35	8.36	5.64	9.30	20.42	21.83	5.53	10.05	5.07	3.70	1.25	1.35	1.27
	0.23	7.89	4.82	5.45	13.84	17.25	1.40	3.96	2.26	1.09	0.74	1.14	1.08
Operating Profit	0.12	0.47	0.82	3.85	6.58	4.58	4.13	6.09	2.81	2.61	0.51	0.21	0.19
OPM %	34.29%	5.62%	14.54%	41.40%	32.22%	20.98%	74.68%	60.60%	55.42%	70.54%	40.80%	15.56%	14.96%
	0.00	0.01	0.00	0.00	0.00	0.06	0.30	2.26	0.00	0.04	0.01	0.19	0.19
Interest	0.01	0.03	0.00	0.00	0.02	0.05	0.00	0.01	0.02	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.01	0.01	0.04	0.15	0.12	0.08	0.06	0.06	0.08	0.08
Profit before tax	0.11	0.45	0.82	3.84	6.55	4.55	4.28	8.22	2.71	2.59	0.46	0.32	0.30
Tax %	18.18%	26.67%	29.27%	27.60%	27.94%	26.37%	22.20%	18.37%	26.94%	25.10%	26.09%	9.38%
	0.08	0.33	0.58	2.78	4.72	3.35	3.33	6.71	1.98	1.95	0.34	0.31	0.29
EPS in Rs	0.04	0.17	0.29	1.39	2.36	1.68	1.67	3.36	0.99	0.98	0.17	0.16	0.15
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Compounded Sales Growth
10 Years:	-17%
5 Years:	-25%
3 Years:	-36%
TTM:	79%

Compounded Profit Growth
10 Years:	-1%
5 Years:	-37%
3 Years:	-46%
TTM:	314%

Stock Price CAGR
10 Years:	19%
5 Years:	13%
3 Years:	7%
1 Year:	-9%

Return on Equity
10 Years:	2%
5 Years:	1%
3 Years:	1%
Last Year:	0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	19.97	19.97	19.97	19.97	19.97	19.97	19.97	19.97	19.97	19.97	19.97	19.97
Reserves	97.91	98.23	98.81	102.24	106.72	110.44	115.95	120.65	122.75	124.94	124.98	125.31
	0.00	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.90	0.00	0.00	0.00
	0.15	0.17	0.39	8.09	2.11	1.63	2.27	2.78	1.25	1.21	0.33	13.43
Total Liabilities	118.03	118.42	119.17	130.30	128.80	132.04	138.19	143.40	144.87	146.12	145.28	158.71
	0.00	0.00	3.87	6.46	6.45	6.93	6.69	37.70	48.96	70.16	100.06	115.26
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	16.26	26.88	2.33	46.22	46.70	47.91	38.91	21.06	20.88	15.75	15.78	14.24
	101.77	91.54	112.97	77.62	75.65	77.20	92.59	84.64	75.03	60.21	29.44	29.21
Total Assets	118.03	118.42	119.17	130.30	128.80	132.04	138.19	143.40	144.87	146.12	145.28	158.71

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	0.03	1.11	-59.22	46.37	1.99	5.13	5.00	30.30	5.74	20.61	12.64	13.16
	67.88	-10.61	24.46	-46.68	-1.38	-2.29	8.13	-30.25	-9.85	-33.13	-12.95	-13.21
	-22.73	-0.10	-0.05	0.00	-0.01	-0.05	0.00	-0.01	0.88	-0.90	0.05	0.00
Net Cash Flow	45.18	-9.60	-34.81	-0.31	0.60	2.79	13.12	0.04	-3.24	-13.42	-0.25	-0.05
Free Cash Flow	-0.06	1.11	-59.22	46.35	1.99	4.60	5.00	30.24	5.74	20.61	12.47	13.56
CFO/OP	33%	304%	-7,230%	1,232%	58%	136%	146%	522%	232%	817%	2,498%	6,329%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	10.43	1.75	306.11	9.42	22.16	17.39	54.12	0.36	0.00	0.00	0.00	0.00
Inventory Days		0.00		1,156.55	85.71	0.00		160.88	0.00
Days Payable				18.36	1.75			5.19
Cash Conversion Cycle	10.43	1.75	306.11	1,147.61	106.13	17.39	54.12	156.05	0.00	0.00	0.00	0.00
Working Capital Days	58,619.00	2,423.58	7,221.05	2,693.94	1,288.05	1,191.81	4,811.00	1,866.40	3,444.82	2,906.19	4,917.28	4,628.74
ROCE %	0.10%	0.41%	0.69%	3.19%	5.28%	3.58%	3.06%	4.33%	1.92%	1.80%	0.32%	0.22%

Insights

In beta

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Investment in Associates
Rs. Lakhs

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Investment Property
Rs. Lakhs

Mutual Fund Holdings
Rs. Lakhs

Total Loan Book (Loans and Advances)
Rs. Lakhs

Interest on Loans as % of Total Revenue
%

Mutual Fund Redemption Profit as % of Total Revenue
%

Sale of Products/Commodity as % of Total Revenue
%

Loans to Related Parties
Rs. Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%
	47.34%	47.35%	47.34%	47.34%	47.33%	47.34%	47.34%	47.35%	47.34%	47.34%	47.34%	47.34%
No. of Shareholders	1,208	1,264	1,270	1,291	1,309	1,653	1,621	1,600	1,618	1,602	1,590	1,600

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Jun 2026
	0.00%	0.00%	50.66%	50.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%	52.66%
	100.00%	100.00%	49.34%	49.34%	47.34%	47.34%	47.34%	47.34%	47.34%	47.34%	47.34%
No. of Shareholders	595	598	708	732	781	997	1,147	1,270	1,621	1,590	1,600

Documents

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Apoorva Leasing Finance & Investment Co Ltd

Apoorva Leasing Finance & Investment Co Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports