Apoorva Leasing Finance & Investment Co Ltd

Apoorva Leasing Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Apoorva Leasing Finance & Investment Co Ltd

₹ 34.5 3.60%
30 Aug - close price
apoorvaleasingfinance.com BSE: 539545
About

Incorporated in 1983, Apoorva Leasing Finance and Investment Co. Ltd is in the business of Financing and Derivatives activities[1]

Key Points

Business Overview:[1]
Company does trading in shares, financial services and investment activities. It has also diversified into different businesses, ranging from third party product distributions to originating unsecured personal loans, corporate loans

Website BSE
  • Market Cap ₹ 68.9 Cr.
  • Current Price ₹ 34.5
  • High / Low ₹ 39.2 / 18.3
  • Stock P/E 39.4
  • Book Value ₹ 72.6
  • Dividend Yield 0.00 %
  • ROCE 1.80 %
  • ROE 1.36 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.48 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -29.0% over past five years.
  • Company has a low return on equity of 2.08% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024
3.34 3.03 1.51 2.17 1.32 1.91 0.92 0.91 0.94 0.97 1.02 0.75 0.67
0.23 1.40 0.26 2.12 0.98 0.71 0.28 0.31 0.28 0.18 0.19 0.44 0.27
Operating Profit 3.11 1.63 1.25 0.05 0.34 1.20 0.64 0.60 0.66 0.79 0.83 0.31 0.40
OPM % 93.11% 53.80% 82.78% 2.30% 25.76% 62.83% 69.57% 65.93% 70.21% 81.44% 81.37% 41.33% 59.70%
0.00 0.01 0.00 2.30 0.00 0.01 0.00 0.01 0.00 0.33 0.36 -0.64 0.00
Interest 0.00 0.00 0.00 0.01 0.00 0.00 0.02 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.12 0.00 0.00 0.00 0.08 0.00 0.00 0.00 0.06 0.00
Profit before tax 3.11 1.64 1.25 2.22 0.34 1.21 0.62 0.53 0.66 1.12 1.19 -0.39 0.40
Tax % 25.08% 25.00% 25.60% 0.00% 26.47% 25.62% 25.81% 33.96% 25.76% 25.00% 25.21% -25.64% 25.00%
2.33 1.23 0.94 2.22 0.26 0.91 0.47 0.35 0.49 0.84 0.89 -0.28 0.30
EPS in Rs 1.17 0.62 0.47 1.11 0.13 0.46 0.24 0.18 0.25 0.42 0.45 -0.14 0.15
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
0.55 4.56 0.35 8.36 5.64 9.30 20.42 21.83 5.53 10.05 5.07 3.68 3.41
0.53 4.59 0.23 7.89 4.82 5.45 13.84 17.25 1.40 3.96 2.26 1.09 1.08
Operating Profit 0.02 -0.03 0.12 0.47 0.82 3.85 6.58 4.58 4.13 6.09 2.81 2.59 2.33
OPM % 3.64% -0.66% 34.29% 5.62% 14.54% 41.40% 32.22% 20.98% 74.68% 60.60% 55.42% 70.38% 68.33%
0.00 0.09 0.00 0.01 0.00 0.00 0.00 0.06 0.30 2.26 0.00 0.06 0.05
Interest 0.00 0.00 0.01 0.03 0.00 0.00 0.02 0.05 0.00 0.01 0.02 0.00 0.00
Depreciation 0.01 0.01 0.00 0.00 0.00 0.01 0.01 0.04 0.15 0.12 0.08 0.06 0.06
Profit before tax 0.01 0.05 0.11 0.45 0.82 3.84 6.55 4.55 4.28 8.22 2.71 2.59 2.32
Tax % 0.00% 20.00% 18.18% 26.67% 29.27% 27.60% 27.94% 26.37% 22.20% 18.37% 26.94% 25.10%
0.01 0.04 0.08 0.33 0.58 2.78 4.72 3.35 3.33 6.71 1.98 1.95 1.75
EPS in Rs 0.01 0.02 0.04 0.17 0.29 1.39 2.36 1.68 1.67 3.36 0.99 0.98 0.88
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -2%
5 Years: -29%
3 Years: -13%
TTM: -27%
Compounded Profit Growth
10 Years: 52%
5 Years: -16%
3 Years: -15%
TTM: -21%
Stock Price CAGR
10 Years: %
5 Years: 13%
3 Years: 31%
1 Year: 58%
Return on Equity
10 Years: 2%
5 Years: 2%
3 Years: 2%
Last Year: 1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97
Reserves 99.78 99.82 97.91 98.23 98.81 102.24 106.72 110.44 115.95 120.65 122.75 124.94
0.00 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.90 0.00
0.02 0.06 0.15 0.17 0.39 8.09 2.11 1.63 2.27 2.78 1.25 1.20
Total Liabilities 119.77 119.85 118.03 118.42 119.17 130.30 128.80 132.04 138.19 143.40 144.87 146.11
0.31 0.00 0.00 0.00 3.87 6.46 6.45 6.93 6.69 37.70 48.96 70.16
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 86.05 86.05 16.26 26.88 2.33 46.22 46.70 47.91 38.91 21.06 20.88 15.75
33.41 33.80 101.77 91.54 112.97 77.62 75.65 77.20 92.59 84.64 75.03 60.20
Total Assets 119.77 119.85 118.03 118.42 119.17 130.30 128.80 132.04 138.19 143.40 144.87 146.11

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-78.26 -2.09 0.03 1.11 -59.22 46.37 1.99 5.13 5.00 30.30 5.74 20.61
77.95 0.30 67.88 -10.61 24.46 -46.68 -1.38 -2.29 8.13 -30.25 -9.85 -33.13
0.61 1.52 -22.73 -0.10 -0.05 0.00 -0.01 -0.05 0.00 -0.01 0.88 -0.90
Net Cash Flow 0.30 -0.27 45.18 -9.60 -34.81 -0.31 0.60 2.79 13.12 0.04 -3.24 -13.42

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.80 10.43 1.75 306.11 9.42 22.16 17.39 54.12 0.36 0.00 0.00
Inventory Days 0.00 168.77 0.00 1,156.55 85.71 0.00 160.88 0.00
Days Payable 0.00 18.36 1.75 5.19
Cash Conversion Cycle 0.00 169.57 10.43 1.75 306.11 1,147.61 106.13 17.39 54.12 156.05 0.00 0.00
Working Capital Days 20,075.00 2,593.42 58,619.00 2,425.77 7,221.05 2,693.94 1,288.05 1,191.81 4,811.00 1,866.40 3,447.70 2,921.98
ROCE % 0.01% -0.03% 0.10% 0.41% 0.69% 3.19% 5.28% 3.58% 3.06% 4.33% 1.92% 1.80%

Shareholding Pattern

Numbers in percentages

Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66%
47.34% 47.34% 47.34% 47.34% 47.33% 47.33% 47.34% 47.34% 47.34% 47.35% 47.34% 47.34%
No. of Shareholders 7949689971,0421,0491,0211,1471,1571,2081,2641,2701,291

Documents

Announcements

Annual reports