Credent Global Finance Ltd
Incorporated in 1991, Oracle Credit Ltd is in
the business of granting loans and making investments[1]
- Market Cap ₹ 121 Cr.
- Current Price ₹ 117
- High / Low ₹ 167 / 109
- Stock P/E 90.1
- Book Value ₹ 70.7
- Dividend Yield 0.43 %
- ROCE 3.12 %
- ROE 2.76 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 31.1%
- Tax rate seems low
- Debtor days have increased from 38.7 to 65.2 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
1.70 | 19.47 | 12.37 | |
0.42 | 6.99 | 9.25 | |
Operating Profit | 1.28 | 12.48 | 3.12 |
OPM % | 75.29% | 64.10% | 25.22% |
0.20 | 0.10 | 0.40 | |
Interest | 0.00 | 1.89 | 2.36 |
Depreciation | 0.00 | 0.61 | 1.02 |
Profit before tax | 1.48 | 10.08 | 0.14 |
Tax % | 27.70% | 33.23% | -850.00% |
1.07 | 6.74 | 1.34 | |
EPS in Rs | 1.29 | 6.48 | 1.30 |
Dividend Payout % | 0.00% | 5.15% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | -36% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | -80% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 57% |
3 Years: | 50% |
1 Year: | -16% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | 3% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
Equity Capital | 5.55 | 6.94 | 10.29 |
Reserves | 1.68 | 17.52 | 62.47 |
0.14 | 40.35 | 22.48 | |
0.55 | 11.00 | 11.68 | |
Total Liabilities | 7.92 | 75.81 | 106.92 |
0.04 | 11.96 | 16.26 | |
CWIP | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 27.67 | 33.17 |
7.88 | 36.18 | 57.49 | |
Total Assets | 7.92 | 75.81 | 106.92 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
-5.86 | -23.63 | -18.36 | |
0.19 | -17.41 | -12.58 | |
5.69 | 44.19 | 28.95 | |
Net Cash Flow | 0.02 | 3.15 | -1.99 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
Debtor Days | 0.00 | 12.19 | 65.21 |
Inventory Days | |||
Days Payable | |||
Cash Conversion Cycle | 0.00 | 12.19 | 65.21 |
Working Capital Days | 103.06 | -117.35 | -182.65 |
ROCE % | 33.17% | 3.12% |
Documents
Announcements
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 12h
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 17 Jul
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
15 Jul - Compliance certificate under reg 74(5) of SEBI ((DP) Regulations, 2018.
- Imposition Of Fine By Stock Exchange Under Regulation 30 Of SEBI (LODR), 2015. 29 Jun
- Closure of Trading Window 28 Jun
Registration:[1]
Company is a Non Systematically Important
Non-Deposit accepting Non-Banking Finance Company