Regency Fincorp Ltd
₹ 15.2
-0.97%
03 Jul
3:48 p.m.
About
Incorporated in 1993, Regency Fincorp Ltd is a non-deposit taking NBFC
Key Points
- Market Cap ₹ 66.8 Cr.
- Current Price ₹ 15.2
- High / Low ₹ 16.4 / 9.25
- Stock P/E 29.0
- Book Value ₹ 12.8
- Dividend Yield 0.00 %
- ROCE 9.69 %
- ROE 7.33 %
- Face Value ₹ 10.0
Pros
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 23.2%
- Company has a low return on equity of 6.76% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.00 | 0.08 | 0.53 | 0.41 | 0.64 | 2.19 | 3.61 | 5.36 | 5.40 | 13.51 | 15.73 | |
0.00 | 0.00 | 0.07 | 0.05 | 0.12 | 0.21 | 0.83 | 1.01 | 2.07 | 1.57 | 2.46 | 2.90 | |
Operating Profit | 0.00 | 0.00 | 0.01 | 0.48 | 0.29 | 0.43 | 1.36 | 2.60 | 3.29 | 3.83 | 11.05 | 12.83 |
OPM % | 12.50% | 90.57% | 70.73% | 67.19% | 62.10% | 72.02% | 61.38% | 70.93% | 81.79% | 81.56% | ||
0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | -0.04 | 0.03 | 0.01 | -0.45 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.85 | 1.91 | 2.43 | 2.80 | 9.38 | 8.97 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.16 | 0.21 | 0.34 | 0.41 | 0.85 |
Profit before tax | 0.00 | 0.00 | 0.01 | 0.49 | 0.30 | 0.31 | 0.49 | 0.53 | 0.61 | 0.72 | 1.27 | 2.56 |
Tax % | 0.00% | 22.45% | 30.00% | 25.81% | 26.53% | 30.19% | 29.51% | 23.61% | 27.56% | 23.44% | ||
0.00 | 0.00 | 0.01 | 0.38 | 0.21 | 0.23 | 0.36 | 0.38 | 0.42 | 0.55 | 0.92 | 1.97 | |
EPS in Rs | 0.00 | 0.00 | 0.01 | 0.32 | 0.18 | 0.19 | 0.24 | 0.23 | 0.26 | 0.51 | 0.86 | 0.52 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 10.31% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 48% |
3 Years: | 43% |
TTM: | 16% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 45% |
3 Years: | 71% |
TTM: | 150% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 23% |
3 Years: | 33% |
1 Year: | 59% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 6% |
3 Years: | 7% |
Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.71 | 4.10 | 4.10 | 5.34 | 10.69 | 38.23 |
Reserves | -0.34 | -0.33 | -0.32 | 0.05 | 0.26 | 2.07 | 2.68 | 4.54 | 4.97 | 7.40 | 2.98 | 10.86 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.74 | 19.22 | 27.44 | 27.84 | 76.70 | 89.73 | 94.65 | |
0.02 | 0.02 | 0.08 | 0.15 | 0.11 | 2.99 | 0.50 | 1.01 | 2.23 | 1.57 | 2.87 | 3.41 | |
Total Liabilities | 2.68 | 2.69 | 2.76 | 3.20 | 3.37 | 12.80 | 26.11 | 37.09 | 39.14 | 91.01 | 106.27 | 147.15 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.22 | 1.13 | 1.43 | 2.07 | 2.25 | 2.90 | 6.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 2.66 | 2.66 | 0.00 | 0.43 | 0.00 | 0.00 | 0.44 | 0.33 | 0.65 | 0.71 | 0.06 | 0.00 |
0.02 | 0.03 | 2.76 | 2.77 | 3.37 | 12.58 | 24.54 | 35.33 | 36.42 | 88.05 | 103.31 | 141.11 | |
Total Assets | 2.68 | 2.69 | 2.76 | 3.20 | 3.37 | 12.80 | 26.11 | 37.09 | 39.14 | 91.01 | 106.27 | 147.15 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.00 | -2.66 | 0.52 | 0.20 | 0.98 | 2.46 | 0.54 | 1.69 | 0.18 | 11.79 | 9.91 | |
0.00 | 0.00 | 2.66 | -0.43 | 0.44 | -0.23 | -0.93 | -0.47 | -1.17 | -0.58 | -14.53 | -28.80 | |
0.00 | 0.00 | 0.00 | 0.01 | -0.64 | 1.34 | -2.55 | 0.68 | -1.78 | 1.04 | 3.64 | 30.92 | |
Net Cash Flow | 0.00 | 0.00 | 0.00 | 0.10 | 0.00 | 2.09 | -1.02 | 0.74 | -1.26 | 0.64 | 0.90 | 12.03 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 12,501.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 12,501.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Working Capital Days | 12,090.62 | 1,728.58 | 2,287.93 | 1,060.78 | 1.67 | 16.18 | -59.93 | -12.84 | -34.04 | 6.73 | ||
ROCE % | 0.00% | 0.00% | 0.37% | 17.10% | 9.51% | 6.43% | 7.57% | 7.91% | 8.47% | 5.52% | 11.05% | 9.69% |
Documents
Announcements
- Closure of Trading Window 28 Jun
-
Announcement under Regulation 30 (LODR)-Allotment
24 Jun - Make allotment of 5553350 equity shares to Non Promoters/Promoters on preferential basis.
- Board Meeting Outcome for OUTCOME OF BOARD MEETING HELD ON 24Th June, 2024 24 Jun
- REVISED INTIMATION OF BOARD MEETING TO BE HELD ON 24TH JUNE, 2024 20 Jun
- Board Meeting Intimation for The Allotment Of 6553350 Equity Shares On Preferential Basis To The Promoters/Non-Promoters 19 Jun
Business Overview:[1]
Company provides working capital finance to Indian SMEs, and micro-credit to women and MSMEs of in India. The credit extended is utilized majorly in agriculture and allied activities and in small businesses. Apart from this, company offers flexible, short-term loans that can be used to purchase inventory, business expansion, mining equipment’s loans for Plant and Machinery, Office furniture, display panels, office automation like PCs, laptops and printers