Housing & Urban Development Corporation Ltd
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
- Market Cap ₹ 56,313 Cr.
- Current Price ₹ 281
- High / Low ₹ 300 / 56.9
- Stock P/E 26.6
- Book Value ₹ 83.0
- Dividend Yield 1.37 %
- ROCE 9.24 %
- ROE 13.2 %
- Face Value ₹ 10.0
Pros
- Company has been maintaining a healthy dividend payout of 41.8%
Cons
- Stock is trading at 3.39 times its book value
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 6.87% over past five years.
- Company has a low return on equity of 12.4% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance - Housing
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 2,886 | 2,978 | 3,383 | 3,270 | 3,535 | 4,227 | 5,584 | 7,567 | 7,267 | 6,986 | 7,082 | 7,784 |
Interest | 1,567 | 1,702 | 1,775 | 1,907 | 1,986 | 2,295 | 3,071 | 4,848 | 4,765 | 4,533 | 4,507 | 4,961 |
308 | 192 | 477 | 318 | 468 | 525 | 652 | 544 | 277 | 111 | 278 | 134 | |
Financing Profit | 1,010 | 1,084 | 1,131 | 1,045 | 1,081 | 1,407 | 1,861 | 2,176 | 2,225 | 2,343 | 2,297 | 2,689 |
Financing Margin % | 35% | 36% | 33% | 32% | 31% | 33% | 33% | 29% | 31% | 34% | 32% | 35% |
55 | 25 | 44 | 37 | 99 | 7 | 7 | 4 | 11 | 11 | 4 | 164 | |
Depreciation | 5 | 4 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 | 11 | 10 |
Profit before tax | 1,061 | 1,105 | 1,170 | 1,077 | 1,175 | 1,409 | 1,863 | 2,175 | 2,229 | 2,346 | 2,289 | 2,843 |
Tax % | 34% | 34% | 34% | 27% | 28% | 28% | 37% | 21% | 29% | 27% | 26% | 26% |
700 | 734 | 768 | 784 | 842 | 1,010 | 1,180 | 1,708 | 1,579 | 1,717 | 1,702 | 2,117 | |
EPS in Rs | 349.51 | 366.64 | 383.80 | 3.92 | 4.21 | 5.05 | 5.90 | 8.53 | 7.89 | 8.57 | 8.50 | 10.57 |
Dividend Payout % | 21% | 14% | 13% | 13% | 13% | 11% | 14% | 36% | 28% | 41% | 45% | 39% |
Compounded Sales Growth | |
---|---|
10 Years: | 10% |
5 Years: | 7% |
3 Years: | 2% |
TTM: | 10% |
Compounded Profit Growth | |
---|---|
10 Years: | 11% |
5 Years: | 12% |
3 Years: | 10% |
TTM: | 24% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 48% |
3 Years: | 72% |
1 Year: | 391% |
Return on Equity | |
---|---|
10 Years: | 12% |
5 Years: | 13% |
3 Years: | 12% |
Last Year: | 13% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 |
Reserves | 4,513 | 5,130 | 5,779 | 6,444 | 7,165 | 7,941 | 8,954 | 10,342 | 11,187 | 12,466 | 13,443 | 14,612 |
16,788 | 20,344 | 20,652 | 25,435 | 28,182 | 36,277 | 59,848 | 61,437 | 60,978 | 61,503 | 62,905 | 73,996 | |
3,646 | 2,748 | 4,681 | 1,997 | 1,972 | 2,695 | 2,026 | 2,347 | 2,792 | 2,924 | 2,621 | 2,814 | |
Total Liabilities | 26,949 | 30,224 | 33,114 | 35,878 | 39,322 | 48,915 | 72,829 | 76,127 | 76,959 | 78,895 | 80,971 | 93,424 |
71 | 68 | 75 | 73 | 72 | 71 | 71 | 65 | 82 | 93 | 90 | 90 | |
CWIP | 18 | 27 | 25 | 28 | 32 | 35 | 39 | 52 | 39 | 25 | 19 | 14 |
Investments | 684 | 754 | 756 | 369 | 369 | 528 | 536 | 234 | 251 | 259 | 631 | 299 |
26,176 | 29,376 | 32,259 | 35,409 | 38,850 | 48,281 | 72,185 | 75,777 | 76,588 | 78,518 | 80,230 | 93,022 | |
Total Assets | 26,949 | 30,224 | 33,114 | 35,878 | 39,322 | 48,915 | 72,829 | 76,127 | 76,959 | 78,895 | 80,971 | 93,424 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1,988 | -3,663 | -182 | -4,968 | -2,598 | -7,830 | -23,400 | -1,336 | 2,161 | -806 | -850 | -10,287 | |
532 | -80 | -13 | 381 | -4 | -4 | 18 | 83 | -14 | -1 | -353 | 435 | |
-2,182 | 3,375 | 204 | 4,646 | 2,509 | 7,858 | 23,422 | 1,365 | -1,083 | 81 | 691 | 10,174 | |
Net Cash Flow | 338 | -368 | 9 | 60 | -93 | 24 | 39 | 112 | 1,063 | -726 | -512 | 322 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 11% | 11% | 10% | 10% | 9% | 11% | 11% | 15% | 12% | 12% | 11% | 13% |
Documents
Announcements
- Announcement under Regulation 30 (LODR)-Change in Management 5h
- Closure of Trading Window 2d
- Disclosure Regarding Participation In PSU Investor Conference 21 Jun
- Intimation Regarding Participation In PSU Investor Conference 18 Jun
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Mou With IIFCL
6 Jun - HUDCO has signed MoU with India Infrastructure Finance Company Limited on 06.06.2024 at New Delhi
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2010
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Financial Year 2008
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Financial Year 2007
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Concalls
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May 2024Transcript PPT REC
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Feb 2024TranscriptNotesPPT
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Nov 2023TranscriptNotesPPT
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Aug 2023TranscriptNotesPPT
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Aug 2023TranscriptNotesPPT
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May 2023TranscriptNotesPPT
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Feb 2023TranscriptNotesPPT
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Nov 2022TranscriptNotesPPT
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Aug 2022TranscriptNotesPPT
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May 2022TranscriptNotesPPT
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Nov 2021TranscriptNotesPPT
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Aug 2021TranscriptNotesPPT
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Jul 2021TranscriptNotesPPT
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Jul 2021TranscriptNotesPPT
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Jun 2021TranscriptNotesPPT
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Feb 2021TranscriptNotesPPT
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Nov 2020TranscriptNotesPPT
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Sep 2020TranscriptNotesPPT
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Jun 2020TranscriptNotesPPT
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Jun 2020TranscriptNotesPPT
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Feb 2020TranscriptNotesPPT
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Nov 2019TranscriptNotesPPT
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Aug 2019TranscriptNotesPPT
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May 2019TranscriptNotesPPT
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May 2019TranscriptNotesPPT
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Jan 2019TranscriptNotesPPT
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Jan 2019TranscriptNotesPPT
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Nov 2018TranscriptNotesPPT
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Sep 2018TranscriptNotesPPT
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May 2018TranscriptNotesPPT
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Feb 2018TranscriptNotesPPT
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Nov 2017TranscriptNotesPPT
Ratios 9MFY24
Yield on Loans - 9.32%
Cost of Funds - 7.7%
Net Interest Margin - 3.18%[1]
Gross NPA - 3.14%
Net NPA - 0.44%[2]