Vardhan Capital & Finance Ltd
Vardhan Capital & Finance is registered with the Reserve Bank of India (RBI) as a Systemically Important Non-Deposit Accepting Core Investment Company (NBFC-CIC). As an NBFC-CIC, the Company carries out only such activities as are permitted under the guidelines issued by RBI for NBFCCICs. The Company offers funding services to different sectors like trade, industry, Commercial loans, Individual and corporate.
- Market Cap ₹ Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E
- Book Value ₹
- Dividend Yield %
- ROCE 6.91 %
- ROE -6.88 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company's working capital requirements have reduced from 35.9 days to 27.0 days
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -6.46% over past five years.
- Company has a low return on equity of 1.00% over last 3 years.
- Company might be capitalizing the interest cost
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.22 | 3.24 | 2.94 | 6.76 | 5.23 | 6.53 | 7.93 | 7.31 | 8.24 | 9.98 | 10.00 | 5.68 | 0.71 | |
| 0.35 | 0.32 | 0.30 | 0.31 | 0.34 | 0.40 | 0.39 | 0.73 | 0.30 | 0.27 | 0.29 | 0.27 | 0.29 | |
| Operating Profit | 0.87 | 2.92 | 2.64 | 6.45 | 4.89 | 6.13 | 7.54 | 6.58 | 7.94 | 9.71 | 9.71 | 5.41 | 0.42 |
| OPM % | 71.31% | 90.12% | 89.80% | 95.41% | 93.50% | 93.87% | 95.08% | 90.01% | 96.36% | 97.29% | 97.10% | 95.25% | 59.15% |
| -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 | |
| Interest | 0.58 | 2.45 | 2.51 | 5.93 | 4.53 | 5.74 | 6.96 | 6.01 | 7.48 | 9.17 | 9.14 | 5.21 | 0.34 |
| Depreciation | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Profit before tax | 0.29 | 0.47 | 0.13 | 0.52 | 0.37 | 0.39 | 0.58 | 0.57 | 0.46 | 0.54 | 0.57 | 0.20 | 0.08 |
| Tax % | 31.03% | 31.91% | 38.46% | 32.69% | 35.14% | 33.33% | 29.31% | 26.32% | 28.26% | 31.48% | 28.07% | 370.00% | |
| 0.20 | 0.32 | 0.09 | 0.35 | 0.24 | 0.26 | 0.41 | 0.42 | 0.33 | 0.38 | 0.40 | -0.55 | -0.61 | |
| EPS in Rs | 0.40 | 0.64 | 0.18 | 0.70 | 0.48 | 0.52 | 0.82 | 0.84 | 0.66 | 0.76 | 0.80 | -1.10 | -1.22 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | -6% |
| 3 Years: | -12% |
| TTM: | -95% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -230% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 3% |
| 3 Years: | 1% |
| Last Year: | -7% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 | 4.35 | 4.35 | 4.35 | 4.35 | 4.35 |
| Reserves | 1.29 | 1.61 | 1.69 | 2.04 | 2.28 | 2.54 | 2.95 | 1.65 | 2.29 | 3.19 | 3.89 | 3.39 | 3.63 |
| 39.77 | 6.42 | 43.43 | 38.10 | 36.13 | 64.41 | 74.39 | 93.81 | 102.80 | 121.29 | 135.99 | 4.57 | 3.57 | |
| 0.02 | 0.03 | 0.43 | 0.63 | 0.48 | 0.59 | 0.74 | 0.31 | 0.67 | 0.98 | 1.81 | 2.27 | 2.37 | |
| Total Liabilities | 45.75 | 12.73 | 50.22 | 45.44 | 43.56 | 72.21 | 82.75 | 100.44 | 110.11 | 129.81 | 146.04 | 14.58 | 13.92 |
| 0.01 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | 1.57 | 3.09 | 3.09 | 3.09 | 3.09 | 3.05 | 3.05 | 1.37 | 1.35 | 1.87 | 2.16 | 2.21 | 2.44 |
| 44.17 | 9.64 | 47.13 | 42.35 | 40.47 | 69.16 | 79.70 | 99.07 | 108.76 | 127.94 | 143.88 | 12.37 | 11.48 | |
| Total Assets | 45.75 | 12.73 | 50.22 | 45.44 | 43.56 | 72.21 | 82.75 | 100.44 | 110.11 | 129.81 | 146.04 | 14.58 | 13.92 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.12 | 1.53 | 0.02 | -0.06 | 0.02 | 0.09 | -0.13 | 0.03 | 0.01 | -0.05 | 0.09 | -0.05 | |
| -0.13 | -1.51 | 0.01 | 0.01 | -0.00 | 0.01 | -0.00 | 0.02 | -0.00 | 0.01 | 0.01 | 0.01 | |
| -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | |
| Net Cash Flow | -0.01 | 0.01 | 0.03 | -0.05 | 0.02 | 0.10 | -0.13 | 0.05 | 0.01 | -0.05 | 0.10 | -0.05 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 13,199.84 | 1,078.10 | 5,790.34 | 2,251.55 | 2,788.80 | 3,824.95 | 3,633.43 | 24.97 | 28.35 | 42.06 | 38.69 | 26.99 |
| ROCE % | 2.09% | 9.99% | 8.45% | 13.64% | 11.15% | 10.69% | 9.82% | 7.23% | 7.58% | 8.15% | 7.11% | 6.91% |
Documents
Announcements
-
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
10 Apr - Confirmation of not being a Large Corporate entity.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
10 Apr - Certificate under Regulation 74(5) for Q1 2025.
- Closure of Trading Window 25 Mar
-
Integrated Filing (Financial)
14 Feb - Integrated filing of financial results for Q3 2024.
- Un-Audited Financial Results (Standalone) For The Quarter Ended 31St December, 2024 14 Feb