Focus Business Solution Ltd

Focus Business Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Focus Business Solution Ltd

₹ 100 -5.00%
22 Aug - close price
focusbsl.com BSE - SME: 543312
About

Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]

Key Points

Business Overview:[1][2]
Company is in the business of debt collection services for Banks, NBFC and financial institutions where it acts as authorized recovery / collection agents. Company focuses on ageing of delinquent account with emphasis of traditional methods such as telecalling and field visits. It deploys manpower to visit and collect overdue payments from clients and also does repossessions of vehicles and other hypothecated assets from defaulting borrowers

Website BSE
  • Market Cap ₹ 46.1 Cr.
  • Current Price ₹ 100
  • High / Low ₹ 105 / 0.00
  • Stock P/E 83.8
  • Book Value ₹ 11.4
  • Dividend Yield 0.21 %
  • ROCE 18.8 %
  • ROE 13.7 %
  • Face Value ₹ 10.0
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Pros

  • Company's working capital requirements have reduced from 27.0 days to 21.0 days

Cons

  • Stock is trading at 8.79 times its book value
  • Company has a low return on equity of 10.9% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Miscellaneous Industry: Miscellaneous

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Half Yearly Results

Figures in Rs. Crores

Sep 2020 Mar 2021 Sep 2021 Mar 2022 Sep 2022 Mar 2023 Sep 2023 Mar 2024
4.58 6.78 6.13 7.73 8.52 9.85 10.27 11.08
4.35 6.49 5.91 7.37 8.20 9.15 9.75 10.39
Operating Profit 0.23 0.29 0.22 0.36 0.32 0.70 0.52 0.69
OPM % 5.02% 4.28% 3.59% 4.66% 3.76% 7.11% 5.06% 6.23%
0.02 0.03 0.06 0.00 0.03 0.00 0.00 0.02
Interest 0.01 0.00 0.00 0.01 0.01 0.00 0.00 0.00
Depreciation 0.15 0.26 0.16 0.22 0.21 0.24 0.22 0.25
Profit before tax 0.09 0.06 0.12 0.13 0.13 0.46 0.30 0.46
Tax % 11.11% 50.00% 16.67% 30.77% 23.08% 26.09% 26.67% 30.43%
0.07 0.04 0.10 0.08 0.10 0.34 0.23 0.32
EPS in Rs 0.50 0.14 0.25 0.20 0.25 0.85 0.58 0.80
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
10.24 10.74 10.91 11.41 13.92 18.39 21.35
9.97 10.38 10.53 10.84 13.28 17.33 20.13
Operating Profit 0.27 0.36 0.38 0.57 0.64 1.06 1.22
OPM % 2.64% 3.35% 3.48% 5.00% 4.60% 5.76% 5.71%
0.00 0.00 0.00 0.00 0.00 0.00 0.02
Interest 0.01 0.02 0.02 0.01 0.01 0.01 0.00
Depreciation 0.11 0.16 0.15 0.41 0.38 0.45 0.47
Profit before tax 0.15 0.18 0.21 0.15 0.25 0.60 0.77
Tax % 26.67% 27.78% 28.57% 26.67% 28.00% 26.67% 28.57%
0.11 0.12 0.15 0.11 0.19 0.44 0.55
EPS in Rs 1.07 0.39 0.48 1.10 1.38
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 19.17% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 15%
3 Years: 23%
TTM: 16%
Compounded Profit Growth
10 Years: %
5 Years: 36%
3 Years: 71%
TTM: 25%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: 105%
1 Year: 41%
Return on Equity
10 Years: %
5 Years: 10%
3 Years: 11%
Last Year: 14%

Balance Sheet

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 0.01 0.01 0.79 1.58 2.22 2.22 4.00
Reserves 0.51 0.63 1.35 0.67 1.44 1.79 0.56
0.11 0.26 0.15 0.05 0.12 0.08 1.02
2.82 3.26 1.61 1.64 0.24 1.06 1.05
Total Liabilities 3.45 4.16 3.90 3.94 4.02 5.15 6.63
0.29 0.60 0.81 0.72 0.88 0.83 0.87
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3.16 3.56 3.09 3.22 3.14 4.32 5.76
Total Assets 3.45 4.16 3.90 3.94 4.02 5.15 6.63

Cash Flows

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.98 -0.99 0.91 -1.17 -0.24 -3.09
-0.16 -0.37 -0.32 -0.54 -0.42 -0.26
0.02 1.24 -0.12 1.29 1.16 2.73
Net Cash Flow 0.85 -0.12 0.47 -0.42 0.50 -0.62

Ratios

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 4.99 7.48 7.36 10.24 23.34 37.71
Inventory Days
Days Payable
Cash Conversion Cycle 4.99 7.48 7.36 10.24 23.34 37.71
Working Capital Days -39.57 -38.74 9.70 -6.08 35.40 24.41
ROCE % 26.14% 14.42% 6.97% 8.55% 15.50%

Shareholding Pattern

Numbers in percentages

Sep 2021Mar 2022Sep 2022Mar 2023Sep 2023Mar 2024Apr 2024
71.11% 71.11% 71.11% 71.11% 71.11% 71.11% 74.88%
28.89% 28.89% 28.89% 28.89% 28.89% 28.88% 25.12%
No. of Shareholders 74696058597070

Documents

Announcements

Annual reports