Focus Business Solution Ltd
₹ 230
6.98%
09 Sep
- close price
About
Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]
Key Points
- Market Cap ₹ 168 Cr.
- Current Price ₹ 230
- High / Low ₹ 230 / 110
- Stock P/E 193
- Book Value ₹ 11.2
- Dividend Yield 0.04 %
- ROCE 15.0 %
- ROE 11.2 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 20.5 times its book value
- Company has a low return on equity of 12.2% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| 10.24 | 10.74 | 10.91 | 11.41 | 13.92 | 18.36 | 21.35 | 23.91 | 24.11 | |
| 9.97 | 10.38 | 10.53 | 10.84 | 13.28 | 17.33 | 20.12 | 22.39 | 22.49 | |
| Operating Profit | 0.27 | 0.36 | 0.38 | 0.57 | 0.64 | 1.03 | 1.23 | 1.52 | 1.62 |
| OPM % | 2.64% | 3.35% | 3.48% | 5.00% | 4.60% | 5.61% | 5.76% | 6.36% | 6.72% |
| -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.03 | 0.02 | 0.05 | 0.05 | |
| Interest | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Depreciation | 0.11 | 0.16 | 0.15 | 0.41 | 0.38 | 0.45 | 0.47 | 0.56 | 0.49 |
| Profit before tax | 0.15 | 0.18 | 0.21 | 0.15 | 0.25 | 0.60 | 0.77 | 0.99 | 1.17 |
| Tax % | 26.67% | 27.78% | 28.57% | 26.67% | 28.00% | 26.67% | 25.97% | 25.25% | 24.79% |
| 0.11 | 0.12 | 0.15 | 0.11 | 0.19 | 0.44 | 0.58 | 0.74 | 0.87 | |
| EPS in Rs | 0.68 | 0.24 | 0.30 | 0.70 | 0.92 | 1.01 | 1.19 | ||
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | 19.17% | -0.00% | 6.23% | 8.38% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 16% |
| 3 Years: | 10% |
| TTM: | 1% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 51% |
| 3 Years: | 26% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 105% |
| 3 Years: | 58% |
| 1 Year: | 113% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 12% |
| Last Year: | 11% |
Balance Sheet
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.01 | 0.01 | 0.79 | 1.58 | 2.22 | 2.22 | 4.00 | 4.61 | 7.29 |
| Reserves | 0.51 | 0.63 | 1.35 | 0.67 | 1.44 | 1.79 | 0.59 | 2.70 | 0.90 |
| 0.11 | 0.26 | 0.15 | 0.05 | 0.12 | 0.08 | 1.02 | 0.14 | 0.09 | |
| 2.82 | 3.26 | 1.61 | 1.64 | 0.24 | 1.06 | 1.04 | 0.69 | 0.67 | |
| Total Liabilities | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 | 8.95 |
| 0.29 | 0.60 | 0.81 | 0.72 | 0.88 | 0.83 | 0.87 | 0.92 | 0.75 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| 3.16 | 3.56 | 3.09 | 3.22 | 3.14 | 4.32 | 5.78 | 7.22 | 8.20 | |
| Total Assets | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 | 8.95 |
Cash Flows
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| 0.98 | -0.99 | 0.91 | -1.17 | 0.98 | -1.03 | 1.26 | 0.50 | ||
| -0.16 | -0.37 | -0.32 | -0.54 | -0.42 | -0.51 | -0.62 | -0.32 | ||
| 0.02 | 1.24 | -0.12 | 1.29 | -0.06 | 0.94 | 1.13 | -0.05 | ||
| Net Cash Flow | 0.85 | -0.12 | 0.47 | -0.42 | 0.50 | -0.59 | 1.77 | 0.13 | |
| Free Cash Flow | 0.86 | -1.36 | 0.59 | -1.71 | 0.58 | -1.54 | 0.64 | 0.18 | |
| CFO/OP | 374% | -18% | 216% | -108% | 150% | -39% | 126% | 63% |
Ratios
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 | 72.82 |
| Inventory Days | |||||||||
| Days Payable | |||||||||
| Cash Conversion Cycle | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 | 72.82 |
| Working Capital Days | -39.57 | -38.74 | 9.70 | -6.08 | 35.40 | 24.45 | 57.44 | 52.21 | 65.55 |
| ROCE % | 26.14% | 14.42% | 6.97% | 8.55% | 15.50% | 16.08% | 15.47% | 15.00% |
Insights
In beta| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Payroll Employees count |
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| Total Staff Strength count |
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| Monthly Pool Size INR Crores |
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| Number of Branches count |
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| Number of Workstations count |
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| Monthly Case Volume cases per month |
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Documents
Announcements
- Fixed Record Date For 19Th AGM Of The Company
- Record Date For The Determining The Eligibility Of Shareholders For The Dividend Payment.
-
Notice Of 19Th AGM Of The Company Scheduled To Be Held On 28Th September, 2026
- 19th AGM on 28 Sep 2026; proposes Rs0.10 dividend, auditor appointment, MOA changes, and CEO remuneration.
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Reg. 34 (1) Annual Report.
- FY2025-26 annual report released; 19th AGM on 28 September 2026, including ₹0.10 dividend proposal.
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Announcement under Regulation 30 (LODR)-Dividend Updates
- Board approved FY26 dividend 0.10/share, AGM on Sept 28, 2026, and object clause expansion.
Debt-recovery model:[1]
The company acts as an authorised agent
to collect overdue retail /SME loans and
credit facilities. Its services include tele-
calling, field visits /investigation, tracing relocated borrowers and repossessing hypothecated assets. Assignments cover personal, business, vehicle, two-wheeler,
loan-against-property, equipment, SME
and gold loans. The revenue comes from collection fees rather than purchasing or
owning stressed debt.