Fusion Micro Finance Ltd
Incorporated in 1994, Fusion Micro Finance Ltd is engaged in providing financial services to women entrepreneurs belonging to the economically and socially deprived section of society[1]
- Market Cap ₹ 4,516 Cr.
- Current Price ₹ 449
- High / Low ₹ 691 / 416
- Stock P/E 8.94
- Book Value ₹ 283
- Dividend Yield 0.00 %
- ROCE 14.1 %
- ROE 19.6 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
- Company has delivered good profit growth of 58.4% CAGR over last 5 years
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 266 | 494 | 720 | 856 | 1,151 | 1,742 | 2,317 |
Interest | 137 | 254 | 338 | 375 | 496 | 643 | 791 |
182 | 172 | 290 | 437 | 676 | 638 | 949 | |
Financing Profit | -53 | 68 | 93 | 43 | -20 | 461 | 577 |
Financing Margin % | -20% | 14% | 13% | 5% | -2% | 26% | 25% |
1 | 3 | 10 | 17 | 50 | 58 | 96 | |
Depreciation | 2 | 2 | 3 | 4 | 5 | 7 | 9 |
Profit before tax | -54 | 68 | 100 | 57 | 24 | 512 | 663 |
Tax % | 26% | 26% | 30% | 23% | 11% | 24% | 24% |
-39 | 51 | 70 | 44 | 22 | 387 | 505 | |
EPS in Rs | -9.15 | 7.71 | 8.25 | 5.21 | 2.58 | 38.47 | 50.21 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 36% |
3 Years: | 39% |
TTM: | 33% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 58% |
3 Years: | 126% |
TTM: | 31% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | -18% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 13% |
3 Years: | 16% |
Last Year: | 20% |
Balance Sheet
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|
Equity Capital | 41 | 62 | 79 | 79 | 83 | 100 | 101 |
Reserves | 214 | 564 | 1,120 | 1,167 | 1,255 | 2,222 | 2,748 |
Preference Capital | 3 | 0 | 0 | 0 | 0 | 0 | |
1,605 | 2,929 | 2,974 | 4,432 | 5,776 | 6,778 | 8,616 | |
109 | 56 | 67 | 159 | 177 | 263 | 310 | |
Total Liabilities | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 |
5 | 6 | 6 | 18 | 19 | 21 | 34 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
1,963 | 3,604 | 4,233 | 5,820 | 7,271 | 9,342 | 11,739 | |
Total Assets | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 |
Cash Flows
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|
-597 | -1,418 | -749 | -793 | -1,641 | -1,663 | -1,350 | |
184 | 15 | 20 | 10 | 18 | 18 | 31 | |
741 | 1,631 | 545 | 1,459 | 1,418 | 1,584 | 1,843 | |
Net Cash Flow | 329 | 229 | -184 | 676 | -204 | -61 | 524 |
Ratios
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|
ROE % | 12% | 8% | 4% | 2% | 21% | 20% |
Documents
Announcements
- Closure of Trading Window 1d
- Disclosure Under Regulation 30(2) Of The Securities And Exchange Board Of India(LODR) Regulations, 2015 Read With Clause 20 Of Para A Of Part A Of Schedule III. 25 Jun
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
19 Jun - Of Schedule of Investor's Meet under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
19 Jun - Of Schedule of Investor's Meet under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
19 Jun - Of Schedule of Investor's Meet under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
Concalls
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May 2024Transcript PPT
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May 2024TranscriptNotesPPT
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Mar 2024TranscriptPPT
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Feb 2024TranscriptNotesPPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT REC
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Aug 2023TranscriptNotesPPT
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May 2023Transcript PPT REC
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Feb 2023Transcript PPT
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Nov 2022Transcript PPT
Leading NBFC (MFI) in India
The co. has been in the microfinance business for 14 years with a strong presence in 20 states and Union Territories. It is amongst the Top 10 in this business space servicing 35 lakh clients. [1]