J A Finance Ltd

J A Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

J A Finance Ltd

₹ 34.6 4.98%
21 Nov - close price
jafinance.co.in BSE: 543860
About

Incorporated in 1993, J. A. Finance
Ltd is in the business of financing
and investing[1]

Key Points

Business Overview:[1][2][3]
JAFL is registered as a Non Systematically Important Non Deposit Taking Non Banking Financial Company in Kolkata.
It is in the business of:
a) Investment in securities of listed and unlisted entities
b) Providing of loan and advances to SMEs
c) Share and derivative trading

Website BSE
  • Market Cap ₹ 36.8 Cr.
  • Current Price ₹ 34.6
  • High / Low ₹ 53.0 / 24.2
  • Stock P/E 35.8
  • Book Value ₹
  • Dividend Yield 0.00 %
  • ROCE 8.18 %
  • ROE 5.21 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company has reduced debt.

Cons

  • Company has a low return on equity of 3.93% over last 3 years.
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
0.55 0.57 0.59 0.58 0.44 1.00 0.81 0.56 0.68 0.68 0.58
0.30 0.20 0.23 0.19 0.31 0.34 0.12 0.21 0.18 0.21 0.20
Operating Profit 0.25 0.37 0.36 0.39 0.13 0.66 0.69 0.35 0.50 0.47 0.38
OPM % 45.45% 64.91% 61.02% 67.24% 29.55% 66.00% 85.19% 62.50% 73.53% 69.12% 65.52%
-0.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00
Interest 0.08 0.12 0.14 0.16 0.21 0.39 0.30 0.11 0.11 0.12 0.08
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.10 0.25 0.22 0.23 -0.08 0.27 0.39 0.24 0.39 0.36 0.30
Tax % 40.00% 24.00% 27.27% 26.09% 50.00% 25.93% 25.64% 25.00% 12.82% 19.44% 23.33%
0.06 0.18 0.17 0.17 -0.12 0.20 0.29 0.18 0.34 0.29 0.22
EPS in Rs
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
1.79 3.17 2.18 3.06 2.50
0.69 0.81 0.92 0.85 0.80
Operating Profit 1.10 2.36 1.26 2.21 1.70
OPM % 61.45% 74.45% 57.80% 72.22% 68.00%
0.00 0.00 0.00 0.00 0.01
Interest 0.30 0.44 0.64 0.92 0.42
Depreciation 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.80 1.92 0.62 1.29 1.29
Tax % 100.00% 11.98% 35.48% 20.93%
0.00 1.70 0.41 1.01 1.03
EPS in Rs
Dividend Payout % 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 20%
TTM: -12%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 91%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: -13%
Return on Equity
10 Years: %
5 Years: %
3 Years: 4%
Last Year: 5%

Balance Sheet

Figures in Rs. Crores

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 3.99 10.65 10.65 10.65 10.65
Reserves 13.67 7.92 8.25 9.25 9.84
4.17 4.71 8.13 7.09 4.61
0.46 0.24 0.19 0.20 0.37
Total Liabilities 22.29 23.52 27.22 27.19 25.47
0.00 0.01 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00
Investments 2.08 2.37 2.60 3.17 1.29
20.21 21.14 24.62 24.02 24.18
Total Assets 22.29 23.52 27.22 27.19 25.47

Cash Flows

Figures in Rs. Crores

Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.15 -1.61 3.77
-0.13 -0.55 -0.40
-0.01 2.77 -1.95
Net Cash Flow 0.01 0.61 1.42

Ratios

Figures in Rs. Crores

Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.00 0.00 1.19
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 1.19
Working Capital Days 136.62 20.73 92.09 62.03
ROCE % 5.90% 5.01% 8.18%

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
59.90% 59.90% 59.90% 59.91% 59.91% 59.90% 59.90%
40.11% 40.11% 40.11% 40.09% 40.09% 40.11% 40.10%
No. of Shareholders 5115726036717828441,043

Documents

Announcements

Annual reports