Purple Finance Ltd

Purple Finance Ltd

₹ 46.5 1.93%
24 Apr - close price
About

Incorporated in 1993, Purple Finance
Ltd provides micro and small enterprises
with secured business loans[1]

Key Points

Business Overview:[1][2]
PFL is a Non Systematically Important Non Deposit Taking Non Banking Financial Corporation. It provides small ticket secured loans to small & medium enterprises. The loan is given for business expansion, asset purchase, construction, renovation of business /residential premises, and working capital requirement. Company is in the process of obtaining Corporate Agency Licence for Insurance Solicitation.

  • Market Cap 208 Cr.
  • Current Price 46.5
  • High / Low 114 / 38.7
  • Stock P/E
  • Book Value 17.2
  • Dividend Yield 0.00 %
  • ROCE -13.2 %
  • ROE -24.8 %
  • Face Value 10.0

Pros

  • Company is expected to give good quarter

Cons

  • Stock is trading at 2.70 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding has decreased over last quarter: -11.4%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
0.89 0.73 1.97 0.99 1.43 2.00 2.70 3.77 6.25
3.43 2.78 4.20 3.98 5.43 5.06 6.60 7.27 8.95
Operating Profit -2.54 -2.05 -2.23 -2.99 -4.00 -3.06 -3.90 -3.50 -2.70
OPM % -285.39% -280.82% -113.20% -302.02% -279.72% -153.00% -144.44% -92.84% -43.20%
0.00 0.00 0.00 0.00 0.02 0.13 0.00 0.00 0.00
Interest 0.04 0.05 0.11 0.36 0.57 0.87 1.41 1.63 1.82
Depreciation 0.22 0.25 0.28 0.32 0.33 0.35 0.43 0.49 0.50
Profit before tax -2.80 -2.35 -2.62 -3.67 -4.88 -4.15 -5.74 -5.62 -5.02
Tax % 1.07% 0.00% -3.82% -3.27% -111.68% 1.93% -2.96% -67.44% -21.91%
-2.83 -2.35 -2.51 -3.55 0.56 -4.23 -5.57 -1.83 -3.92
EPS in Rs 0.12 -0.94 -1.24 -0.41 -0.87
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025
3 4 15
8 15 28
Operating Profit -5 -11 -13
OPM % -211% -248% -89%
0 0 0
Interest 0 1 6
Depreciation 1 1 2
Profit before tax -6 -13 -21
Tax % 2% -43% -24%
-6 -8 -16
EPS in Rs -1.70 -3.47
Dividend Payout % 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 232%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -104%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: -25%

Balance Sheet

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025
Equity Capital 23 34 45
Reserves -6 15 32
2 24 75
39 1 2
Total Liabilities 58 74 154
31 31 32
CWIP 0 0 0
Investments 8 1 1
20 42 121
Total Assets 58 74 154

Cash Flows

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025
-0 -60 -78
-4 -1 -1
9 60 92
Net Cash Flow 5 -1 13

Ratios

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025
Debtor Days 0 0 1
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 1
Working Capital Days -5,230 108 4
ROCE % -27% -13%

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025
72.11% 72.11% 60.72% 60.59%
0.00% 0.04% 0.00% 0.00%
4.09% 4.09% 4.09% 4.09%
23.79% 23.76% 35.20% 35.33%
No. of Shareholders 1,1512,8272,9652,980

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents