AGS Transact Technologies Ltd

AGS Transact Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

AGS Transact Technologies Ltd

₹ 24.5 -5.03%
21 Feb - close price
agsindia.com BSE: 543451 NSE: AGSTRA
About

Incorporated in 2002, AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider of digital and cash-based solutions to banks and corporate
clients[1]

Key Points

Business Overview:[1]
a) The company is one of the largest integrated omnichannel payment solutions providers, catering to banks and corporates across various industries.

Website BSE NSE - BE
  • Market Cap ₹ 315 Cr.
  • Current Price ₹ 24.5
  • High / Low ₹ 118 / 24.5
  • Stock P/E
  • Book Value ₹ 41.8
  • Dividend Yield 0.00 %
  • ROCE 1.26 %
  • ROE -16.3 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.59 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding has decreased over last quarter: -5.99%
  • The company has delivered a poor sales growth of -4.02% over past five years.
  • Company has a low return on equity of -8.15% over last 3 years.
  • Earnings include an other income of Rs.39.8 Cr.
  • Company has high debtors of 181 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: IT - Hardware Industry: Computers - Hardware

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
485 399 418 414 415 425 371 377 374 349 340 352 210
365 324 305 305 315 351 288 369 316 300 246 263 384
Operating Profit 119 75 113 109 101 73 83 7 58 49 93 88 -174
OPM % 25% 19% 27% 26% 24% 17% 22% 2% 15% 14% 28% 25% -83%
8 6 10 7 9 10 8 12 10 8 12 16 4
Interest 61 72 35 34 35 39 37 37 38 37 36 36 38
Depreciation 65 65 59 58 56 57 54 54 53 53 49 48 44
Profit before tax 2 -56 28 23 19 -13 1 -71 -23 -32 20 21 -252
Tax % 634% -14% 32% 11% 35% 20% 36% -14% -32% -86% 32% 27% -23%
-9 -48 19 21 12 -15 1 -61 -15 -4 14 15 -194
EPS in Rs -0.78 -3.98 1.58 1.70 1.02 -1.27 0.05 -5.02 -1.27 -0.37 1.14 1.24 -15.17
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
1,308 1,473 1,806 1,800 1,759 1,772 1,671 1,471 1,250
1,154 1,262 1,376 1,336 1,321 1,361 1,273 1,273 1,193
Operating Profit 154 211 429 465 437 411 398 197 57
OPM % 12% 14% 24% 26% 25% 23% 24% 13% 5%
15 9 13 30 38 24 34 38 40
Interest 78 83 137 130 133 250 144 148 147
Depreciation 100 113 227 245 260 252 231 213 193
Profit before tax -10 24 79 120 82 -67 58 -125 -243
Tax % 109% 73% 16% 31% 34% 24% 36% -36%
-22 6 66 83 55 -82 37 -80 -170
EPS in Rs -1.79 0.52 5.50 6.89 4.55 -6.79 3.04 -6.60 -13.16
Dividend Payout % 0% 0% 0% 0% 22% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: -4%
3 Years: -6%
TTM: -19%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -86%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: -38%
1 Year: -73%
Return on Equity
10 Years: %
5 Years: 1%
3 Years: -8%
Last Year: -16%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 119 119 119 119 119 120 120 121 121
Reserves 275 284 306 380 440 362 415 341 413
657 703 1,105 1,159 1,622 1,104 1,231 1,120 1,069
365 450 524 583 733 767 517 510 517
Total Liabilities 1,416 1,555 2,054 2,241 2,914 2,353 2,283 2,091 2,121
493 549 1,008 1,052 965 910 804 718 631
CWIP 68 66 50 89 58 44 40 29 22
Investments 0 0 0 2 10 0 1 2 1
855 941 997 1,098 1,880 1,399 1,439 1,343 1,468
Total Assets 1,416 1,555 2,054 2,241 2,914 2,353 2,283 2,091 2,121

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
206 196 486 446 418 325 249 349
-210 -161 -165 -291 -156 -12 -126 -15
15 -31 -315 -172 320 -875 -137 -316
Net Cash Flow 12 4 6 -16 582 -562 -14 18

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 82 91 90 93 102 188 197 181
Inventory Days 190 143 95 85 100 104 152 276
Days Payable 224 209 251 344 398 817 752 1,035
Cash Conversion Cycle 48 25 -66 -166 -196 -525 -403 -578
Working Capital Days 73 73 21 25 14 75 138 124
ROCE % 10% 17% 16% 11% 10% 12% 1%

Shareholding Pattern

Numbers in percentages

50 Recently
Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Jan 2025
65.52% 65.52% 65.52% 65.52% 65.52% 65.52% 65.52% 65.53% 65.53% 65.06% 60.11% 59.06%
5.60% 4.57% 3.18% 0.63% 0.06% 0.01% 0.44% 1.65% 0.83% 0.02% 0.41% 0.41%
7.46% 7.31% 6.28% 5.27% 5.27% 5.27% 3.85% 3.85% 3.78% 3.75% 4.99% 6.12%
20.40% 21.57% 24.11% 27.83% 28.40% 28.43% 29.87% 28.66% 29.55% 30.33% 34.23% 34.16%
1.01% 1.01% 0.91% 0.75% 0.75% 0.75% 0.31% 0.31% 0.30% 0.83% 0.26% 0.26%
No. of Shareholders 1,20,7761,15,5471,13,0021,11,3101,08,0751,06,8721,02,10293,31692,29990,13692,92292,923

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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