Intellect Design Arena Ltd

Intellect Design Arena Ltd

₹ 706 -1.54%
21 Nov - close price
About

Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services.
The company has a comprehensive portfolio of products across Global Consumer Banking, Central Banking, Risk & Treasury Management, Global Transaction Banking and Insurance and is also engaged in the business of software development.

Key Points

Products Offered
Intellect is structured with two banking verticals - iGCB and iGTB - catering to specific banking needs, and recently, the iRTM unit merged with iGCB. Their product offerings include IDC, Digital Lending, Quantum, and Capital Cube, while their platforms consist of eMACH.ai, iKredit360, and Digital Experience Platform, with technology like iTurmeric. [1] [2]

  • Market Cap 9,772 Cr.
  • Current Price 706
  • High / Low 1,199 / 695
  • Stock P/E 61.3
  • Book Value 130
  • Dividend Yield 0.50 %
  • ROCE 16.1 %
  • ROE 10.5 %
  • Face Value 5.00

Pros

  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 23.6%

Cons

  • Promoter holding is low: 30.0%
  • Company has a low return on equity of 11.2% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
313 315 349 362 348 348 411 424 408 421 427 385 334
223 257 269 287 311 301 336 334 344 351 358 314 304
Operating Profit 90 58 80 75 37 48 76 89 64 69 69 71 30
OPM % 29% 18% 23% 21% 11% 14% 18% 21% 16% 16% 16% 19% 9%
4 10 11 6 8 24 11 11 10 25 5 14 29
Interest 1 1 1 1 1 1 0 0 0 0 0 1 1
Depreciation 17 18 18 19 20 20 21 21 22 23 22 24 25
Profit before tax 76 50 72 61 25 51 65 79 51 72 51 61 33
Tax % 26% 21% 28% 33% 32% 29% 39% 33% 30% 32% 45% 25% 27%
56 40 52 41 17 36 40 53 36 49 28 46 24
EPS in Rs 4.19 2.95 3.85 3.03 1.25 2.67 2.94 3.88 2.63 3.56 2.06 3.35 1.75
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
0 453 546 517 675 931 741 1,003 1,255 1,470 1,679 1,567
0 532 528 571 630 800 721 734 953 1,227 1,378 1,327
Operating Profit 0 -79 18 -54 45 132 21 269 302 243 301 240
OPM % -17% 3% -10% 7% 14% 3% 27% 24% 17% 18% 15%
0 22 17 31 32 62 28 14 36 44 44 73
Interest 0 0 1 11 16 15 20 11 5 5 3 2
Depreciation 0 17 19 23 25 35 49 50 69 80 89 94
Profit before tax 0 -74 16 -56 35 143 -20 223 264 202 253 217
Tax % -4% -69% 0% 6% 4% 58% 7% 24% 34% 34%
0 -71 26 -56 33 137 -31 207 202 134 166 147
EPS in Rs -5.79 2.13 -4.50 2.63 10.40 -2.36 15.59 15.02 9.87 12.10 10.72
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 17% 25% 29%
Compounded Sales Growth
10 Years: %
5 Years: 13%
3 Years: 19%
TTM: -2%
Compounded Profit Growth
10 Years: %
5 Years: 12%
3 Years: -6%
TTM: -3%
Stock Price CAGR
10 Years: %
5 Years: 35%
3 Years: 3%
1 Year: 1%
Return on Equity
10 Years: 7%
5 Years: 10%
3 Years: 11%
Last Year: 10%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 0.05 50 50 51 63 66 66 66 67 68 68 69
Reserves 0 471 507 474 640 864 827 1,120 1,388 1,477 1,689 1,729
0 0 15 228 129 132 272 51 6 12 8 35
0 177 189 155 246 309 357 500 700 802 980 828
Total Liabilities 0 699 761 907 1,078 1,372 1,523 1,737 2,162 2,360 2,746 2,662
0 103 147 165 200 232 227 260 280 293 319 643
CWIP 0 45 41 71 108 144 215 200 212 271 278 0
Investments 0 294 207 191 129 124 110 190 496 443 527 521
0 257 366 479 640 871 971 1,086 1,173 1,352 1,623 1,498
Total Assets 0 699 761 907 1,078 1,372 1,523 1,737 2,162 2,360 2,746 2,662

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-45 -105 -120 12 -85 -10 378 462 164 256
78 61 -76 -109 27 -60 -151 -396 -154 -198
2 17 155 143 62 87 -219 -40 -35 -37
Net Cash Flow 35 -26 -42 46 5 17 8 26 -25 21

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 77 111 118 141 85 219 134 91 102 77
Inventory Days
Days Payable
Cash Conversion Cycle 77 111 118 141 85 219 134 91 102 77
Working Capital Days 18 78 153 97 134 200 131 71 78 79
ROCE % -29% 2% -10% 6% 11% -1% 20% 19% 14% 16%

Shareholding Pattern

Numbers in percentages

Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
30.91% 30.86% 30.76% 30.67% 30.64% 30.60% 30.50% 30.42% 30.38% 30.35% 30.26% 30.05%
25.96% 25.42% 24.60% 24.49% 22.20% 22.31% 23.03% 24.39% 25.09% 27.85% 27.53% 27.19%
2.11% 2.60% 2.50% 2.17% 4.44% 4.45% 4.91% 3.90% 3.84% 3.79% 5.23% 6.35%
41.01% 41.11% 42.13% 42.68% 42.71% 42.64% 41.57% 41.29% 40.68% 38.01% 36.99% 36.41%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
No. of Shareholders 1,03,1201,03,2041,10,4441,21,5801,15,4771,12,9271,04,4621,00,6571,02,9851,03,4221,05,1761,05,775

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Concalls