Intellect Design Arena Ltd

Intellect Design Arena Ltd

₹ 993 0.14%
24 Jul - close price
About

Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services.
The company has a comprehensive portfolio of products across Global Consumer Banking, Central Banking, Risk & Treasury Management, Global Transaction Banking and Insurance and is also engaged in the business of software development.

Key Points

Products Offered
Intellect is structured with two banking verticals - iGCB and iGTB - catering to specific banking needs, and recently, the iRTM unit merged with iGCB. Their product offerings include IDC, Digital Lending, Quantum, and Capital Cube, while their platforms consist of eMACH.ai, iKredit360, and Digital Experience Platform, with technology like iTurmeric. [1] [2]

  • Market Cap 13,626 Cr.
  • Current Price 993
  • High / Low 1,199 / 572
  • Stock P/E 41.3
  • Book Value 178
  • Dividend Yield 0.35 %
  • ROCE 20.3 %
  • ROE 14.7 %
  • Face Value 5.00

Pros

  • Company is almost debt free.

Cons

  • Dividend payout has been low at 12.4% of profits over last 3 years
  • Debtor days have increased from 66.2 to 80.7 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
398 408 452 508 509 541 528 547 616 639 619 634 614
298 313 337 378 389 429 446 451 479 492 501 504 490
Operating Profit 100 95 115 130 121 113 82 96 137 148 118 131 124
OPM % 25% 23% 26% 26% 24% 21% 15% 18% 22% 23% 19% 21% 20%
11 16 0 11 26 10 11 20 20 13 13 20 22
Interest 1 1 1 1 1 1 1 1 0 1 1 1 1
Depreciation 20 23 24 25 26 28 29 31 33 34 34 34 35
Profit before tax 90 88 91 115 120 93 62 84 124 127 97 116 110
Tax % 9% 16% 12% 12% 20% 26% 26% 26% 26% 26% 27% 27% 33%
82 74 80 101 95 69 46 63 91 94 71 85 73
EPS in Rs 6.06 5.51 5.91 7.51 7.08 5.09 3.38 4.58 6.68 6.87 5.16 6.17 5.33
Raw PDF
Upcoming result date: 26 July 2024

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
609 811 914 1,087 1,450 1,347 1,497 1,878 2,231 2,506
689 847 937 1,012 1,317 1,271 1,138 1,403 1,793 1,964
Operating Profit -80 -36 -23 75 132 75 360 475 439 542
OPM % -13% -4% -3% 7% 9% 6% 24% 25% 20% 22%
18 27 41 32 66 38 20 43 53 49
Interest 1 2 13 17 16 22 13 7 6 6
Depreciation 19 21 24 27 42 69 77 98 122 137
Profit before tax -82 -33 -20 64 140 23 290 413 363 449
Tax % 2% -28% 15% 11% 6% 22% 9% 15% 26% 28%
-83 -23 -22 57 131 18 265 350 269 323
EPS in Rs -6.75 -1.90 -1.79 3.72 9.97 1.21 19.76 25.94 19.69 23.47
Dividend Payout % -0% -0% -0% -0% -0% -0% -0% 10% 13% 15%
Compounded Sales Growth
10 Years: %
5 Years: 12%
3 Years: 19%
TTM: 12%
Compounded Profit Growth
10 Years: %
5 Years: 20%
3 Years: 8%
TTM: 23%
Stock Price CAGR
10 Years: %
5 Years: 34%
3 Years: 5%
1 Year: 60%
Return on Equity
10 Years: %
5 Years: 15%
3 Years: 16%
Last Year: 15%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 50 50 51 63 66 66 66 67 68 68
Reserves 569 561 547 739 954 979 1,326 1,741 1,990 2,370
8 23 232 159 133 300 82 20 27 44
304 378 353 400 478 525 567 764 802 895
Total Liabilities 931 1,012 1,184 1,361 1,631 1,869 2,042 2,593 2,887 3,378
213 258 278 274 334 368 397 435 494 558
CWIP 54 66 138 196 228 312 349 344 370 374
Investments 179 77 66 69 68 77 146 416 365 449
485 611 703 822 1,001 1,113 1,150 1,398 1,657 1,997
Total Assets 931 1,012 1,184 1,361 1,631 1,869 2,042 2,593 2,887 3,378

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-18 -101 -65 49 -50 44 463 453 174 410
132 31 -103 -154 1 -99 -193 -399 -177 -255
-8 16 146 143 63 80 -225 -52 -50 -49
Net Cash Flow 106 -54 -22 38 14 24 45 1 -52 106

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 100 68 82 81 51 77 46 50 68 81
Inventory Days
Days Payable
Cash Conversion Cycle 100 68 82 81 51 77 46 50 68 81
Working Capital Days 8 39 53 39 58 81 59 50 80 88
ROCE % -6% -4% 7% 15% 2% 21% 25% 19% 20%

Shareholding Pattern

Numbers in percentages

Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
30.96% 30.91% 30.86% 30.76% 30.67% 30.64% 30.60% 30.50% 30.42% 30.38% 30.35% 30.26%
26.83% 25.96% 25.42% 24.60% 24.49% 22.20% 22.31% 23.03% 24.39% 25.09% 27.85% 27.53%
2.33% 2.11% 2.60% 2.50% 2.17% 4.44% 4.45% 4.91% 3.90% 3.84% 3.79% 5.23%
39.88% 41.01% 41.11% 42.13% 42.68% 42.71% 42.64% 41.57% 41.29% 40.68% 38.01% 36.99%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00%
No. of Shareholders 1,05,0401,03,1201,03,2041,10,4441,21,5801,15,4771,12,9271,04,4621,00,6571,02,9851,03,4221,05,176

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Concalls