MOS Utility Ltd
Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform[1]
- Market Cap ₹ 389 Cr.
- Current Price ₹ 156
- High / Low ₹ 210 / 78.6
- Stock P/E 37.1
- Book Value ₹ 29.7
- Dividend Yield 0.00 %
- ROCE 40.1 %
- ROE 39.7 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company has delivered good profit growth of 51.1% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 30.3%
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Earnings include an other income of Rs.6.18 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: E-Commerce/App based Aggregator Industry: Trading
Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 817 | 554 | 73 | 77 | 106 | 175 | |
| 814 | 550 | 72 | 76 | 99 | 165 | |
| Operating Profit | 3 | 4 | 2 | 2 | 7 | 10 |
| OPM % | 0% | 1% | 2% | 2% | 7% | 6% |
| 0 | 0 | 1 | 4 | 4 | 6 | |
| Interest | 0 | 1 | 0 | 1 | 1 | 1 |
| Depreciation | 1 | 1 | 1 | 1 | 2 | 2 |
| Profit before tax | 2 | 2 | 1 | 3 | 7 | 13 |
| Tax % | 32% | 7% | 125% | -8% | 22% | 20% |
| 1 | 2 | -0 | 3 | 6 | 10 | |
| EPS in Rs | 133.00 | 97.45 | -6.25 | 171.44 | 2.96 | 4.20 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -27% |
| 3 Years: | 33% |
| TTM: | 64% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 51% |
| 3 Years: | 347% |
| TTM: | 117% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | 69% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 28% |
| 3 Years: | 30% |
| Last Year: | 40% |
Balance Sheet
Figures in Rs. Crores
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Equity Capital | 0 | 0 | 0 | 0 | 19 | 25 |
| Reserves | 2 | 7 | 6 | 9 | 7 | 49 |
| 2 | 3 | 6 | 13 | 8 | 1 | |
| 18 | 16 | 12 | 14 | 20 | 9 | |
| Total Liabilities | 22 | 26 | 25 | 36 | 54 | 85 |
| 5 | 5 | 5 | 6 | 9 | 13 | |
| CWIP | 0 | 0 | 1 | 7 | 12 | 0 |
| Investments | 0 | 0 | 0 | 3 | 12 | 18 |
| 18 | 21 | 18 | 20 | 22 | 53 | |
| Total Assets | 22 | 26 | 25 | 36 | 54 | 85 |
Cash Flows
Figures in Rs. Crores
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| -5 | 3 | 5 | 3 | -15 | ||
| 0 | -1 | -10 | -17 | -11 | ||
| 3 | -0 | 4 | 15 | 30 | ||
| Net Cash Flow | -2 | 1 | -1 | 1 | 5 |
Ratios
Figures in Rs. Crores
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Debtor Days | 3 | 3 | 17 | 2 | 14 | |
| Inventory Days | 0 | 0 | 2 | |||
| Days Payable | 4 | 1 | 7 | |||
| Cash Conversion Cycle | -1 | 2 | 11 | 2 | 14 | |
| Working Capital Days | -2 | 2 | 25 | 13 | 26 | |
| ROCE % | 41% | 9% | 4% | 27% |
Documents
Announcements
-
Analysts/Institutional Investor Meet/Con. Call Updates
26 June 2024 - Mos Utility Limited has informed about Schedule of meet
-
Analysts/Institutional Investor Meet/Con. Call Updates
21 June 2024 - Mos Utility Limited has informed about Schedule of meet
-
Analysts/Institutional Investor Meet/Con. Call Updates
10 June 2024 - Mos Utility Limited has informed about Transcript
-
Analysts/Institutional Investor Meet/Con. Call Updates
6 June 2024 - Mos Utility Limited has informed about Link of Recording
-
Analysts/Institutional Investor Meet/Con. Call Updates
31 May 2024 - Mos Utility Limited has informed about Schedule of meet
Annual reports
Concalls
-
Jun 2024TranscriptPPT
-
May 2023TranscriptNotesPPT
Business Overview:[1]
Company provides a platform to agents to facilitate booking of instant digital transfer of money to a bank account, AEPS, Micro ATM, NSDL kiosk, flight booking, hotel booking, recharge any cell phone and DTH, Bill payments of utility bills and insurance premium selling to travel, 2-wheeler and health insurance, CMS, courier services, Mera adhikar, etc.