My Mudra Fincorp Ltd

My Mudra Fincorp Ltd

₹ 108 -1.37%
26 Sep - close price
About

Incorporated in 2013, My Mudra Fincorp Limited acts as a Channel Partner (DSA) for major banks and NBFCs in India.[1]

Key Points

Business Profile[1] The company distributes and sells a wide range of financial products, including secured loans (home and property loans), unsecured loans (business, personal, and professional loans), and credit cards as a channel partner to Banks & NBFCs.

  • Market Cap 123 Cr.
  • Current Price 108
  • High / Low 130 / 100
  • Stock P/E 14.7
  • Book Value
  • Dividend Yield 0.00 %
  • ROCE 63.7 %
  • ROE 66.2 %
  • Face Value 10.0

Pros

Cons

  • Debtor days have increased from 53.7 to 65.4 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Operating Profit
OPM %
Interest
Depreciation
Profit before tax
Tax %
EPS in Rs
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2022 Mar 2023 Mar 2024
28.46 53.56 71.14
27.19 47.72 58.27
Operating Profit 1.27 5.84 12.87
OPM % 4.46% 10.90% 18.09%
0.00 0.00 0.00
Interest 0.41 0.56 1.10
Depreciation 0.16 0.42 0.58
Profit before tax 0.70 4.86 11.19
Tax % 32.86% 28.60% 25.38%
0.47 3.47 8.36
EPS in Rs 439.25 2,940.68 7,084.75
Dividend Payout % 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 33%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 141%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 66%

Balance Sheet

Figures in Rs. Crores

Mar 2022 Mar 2023 Mar 2024
Equity Capital 0.01 0.01 0.01
Reserves 4.37 8.43 16.79
3.41 3.71 9.65
1.61 2.70 3.83
Total Liabilities 9.40 14.85 30.28
1.02 1.15 2.00
CWIP 0.00 1.22 3.62
Investments 0.26 0.00 0.25
8.12 12.48 24.41
Total Assets 9.40 14.85 30.28

Cash Flows

Figures in Rs. Crores

Mar 2022 Mar 2023 Mar 2024
-0.04 1.36 1.76
-0.03 -1.45 -5.54
0.21 0.39 4.97
Net Cash Flow 0.14 0.30 1.20

Ratios

Figures in Rs. Crores

Mar 2022 Mar 2023 Mar 2024
Debtor Days 48.48 47.29 65.42
Inventory Days
Days Payable
Cash Conversion Cycle 48.48 47.29 65.42
Working Capital Days 50.92 47.50 77.22
ROCE % 54.36% 63.68%

Shareholding Pattern

Numbers in percentages

9 Recently
Sep 2024
57.83%
3.50%
7.86%
30.81%
No. of Shareholders 1,179

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents