Northern ARC Capital Ltd

Northern ARC Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Northern ARC Capital Ltd

₹ 305 0.20%
27 Sep 9:09 a.m.
Company website BSE: 544260 NSE: NORTHARC
About

Founded in 2009, Northern Arc Capital Limited offers retail loans to underserved households and businesses in India.[1]

Key Points

Business Profile[1] Northern ARC Capital is a diversified financial services platform addressing credit needs of underserved households and businesses in India. Over the past 15 years, it has facilitated financing of over ₹1.73 lakh crore, impacting 10.18 crore lives.

Website BSE NSE
  • Market Cap ₹ 4,921 Cr.
  • Current Price ₹ 305
  • High / Low ₹ 351 / 300
  • Stock P/E 21.9
  • Book Value ₹
  • Dividend Yield 0.00 %
  • ROCE 10.3 %
  • ROE 13.0 %
  • Face Value ₹ 10.0
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Pros

Cons

  • Company has low interest coverage ratio.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2023 Dec 2023
424 473
151 197
Operating Profit 274 276
OPM % 64% 58%
2 1
Interest 174 184
Depreciation 4 4
Profit before tax 98 89
Tax % 26% 26%
73 66
EPS in Rs 8.17 7.42
Raw PDF
Upcoming result date: 30 September 2024

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019 Mar 2021 Mar 2022 Mar 2023
562 643 868 1,254
127 240 227 387
Operating Profit 435 403 641 867
OPM % 77% 63% 74% 69%
16 3 6 4
Interest 302 323 411 558
Depreciation 3 7 9 10
Profit before tax 146 76 227 303
Tax % 39% 27% 28% 26%
89 56 164 225
EPS in Rs 11.40 6.37 18.42 25.31
Dividend Payout % 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 44%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 38%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 13%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019 Mar 2021 Mar 2022 Mar 2023
Equity Capital 78 88 89 89
Reserves 993 1,388 1,538 1,755
2,980 4,015 6,066 7,117
77 85 142 243
Total Liabilities 4,129 5,576 7,835 9,205
4 21 19 43
CWIP 3 1 0 1
Investments 1,049 1,253 1,639 1,697
3,073 4,302 6,177 7,464
Total Assets 4,129 5,576 7,835 9,205

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019 Mar 2021 Mar 2022 Mar 2023
-114 -977 -1,329 -1,292
35 356 -377 -174
81 684 2,023 966
Net Cash Flow 2 63 316 -500

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019 Mar 2021 Mar 2022 Mar 2023
Debtor Days 10 8 8 6
Inventory Days
Days Payable
Cash Conversion Cycle 10 8 8 6
Working Capital Days -22 -14 3 -26
ROCE % 10% 10%

Shareholding Pattern

Numbers in percentages

6 Recently
Sep 2024
5.23%
26.45%
66.90%
1.41%
No. of Shareholders 1,84,277

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports

No data available.

Credit ratings