Network People Services Technologies Ltd

Network People Services Technologies Ltd

₹ 2,266 -1.14%
14 Jan 3:45 p.m.
About

Incorporated in 2013, Network People
Services Technologies Ltd is a fintech
firm which specializes in UPI payments
and digital banking, and operates as
both a TSP and a PPaaS[1]

Key Points

Business Overview:[1][2]
NPST provides software and digital payment solutions to the Banking and Fintech segment, primarily focusing on Transaction Processing, Payment Platforms, RegTech, Digital Engagement solutions. Its software products and solutions helps modernizing payments infrastructure for banks, payment aggregators, and merchants, and ensure smooth flow of payments.

  • Market Cap 4,394 Cr.
  • Current Price 2,266
  • High / Low 3,577 / 777
  • Stock P/E 87.3
  • Book Value 47.6
  • Dividend Yield 0.00 %
  • ROCE 84.3 %
  • ROE 63.8 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company has delivered good profit growth of 83.2% CAGR over last 5 years
  • Company has a good return on equity (ROE) track record: 3 Years ROE 42.9%

Cons

  • Stock is trading at 48.1 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Half Yearly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2020 Mar 2021 Sep 2021 Mar 2022 Sep 2022 Mar 2023 Sep 2023 Mar 2024 Sep 2024
4 11 8 11 9 32 52 75 126
3 9 6 9 7 22 36 50 82
Operating Profit 1 2 1 2 2 10 17 25 44
OPM % 25% 17% 18% 19% 24% 31% 32% 33% 35%
0 0 0 0 0 0 1 2 4
Interest 0 0 0 0 0 0 0 0 0
Depreciation 1 1 1 1 1 3 4 5 2
Profit before tax 0 1 1 1 1 8 14 22 45
Tax % 24% 26% 24% 25% 29% 25% 25% 24% 25%
0 1 1 1 1 6 10 17 34
EPS in Rs 0.27 0.53 0.32 0.44 0.45 2.91 5.24 8.54 17.42
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
17 18 15 15 19 41 128 201
15 15 13 12 16 29 85 132
Operating Profit 2 3 2 3 3 12 42 69
OPM % 14% 17% 15% 19% 18% 30% 33% 34%
0 0 0 0 0 0 2 5
Interest 0 0 0 0 0 0 0 0
Depreciation 1 1 1 2 2 4 8 7
Profit before tax 2 2 1 1 2 9 35 67
Tax % 28% 28% 27% 24% 24% 25% 25%
1 1 1 1 1 7 27 50
EPS in Rs 4.13 4.43 3.43 0.79 0.77 3.36 13.78 25.96
Dividend Payout % 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 48%
3 Years: 103%
TTM: 139%
Compounded Profit Growth
10 Years: %
5 Years: 83%
3 Years: 195%
TTM: 218%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: 357%
1 Year: 194%
Return on Equity
10 Years: %
5 Years: 40%
3 Years: 43%
Last Year: 64%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 1 1 1 4 6 6 19 19
Reserves 2 4 5 2 16 22 38 73
0 0 0 0 0 0 0 0
5 4 4 9 8 10 18 45
Total Liabilities 8 9 10 16 30 39 76 137
2 1 3 3 4 9 7 7
CWIP 1 2 3 4 6 4 0 0
Investments 0 0 0 0 0 0 4 4
6 5 4 10 20 26 65 126
Total Assets 8 9 10 16 30 39 76 137

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
2 1 3 2 -7 24 43
-3 -2 -3 -3 -5 -6 -4
-0 -0 -0 0 13 0 -0
Net Cash Flow -1 -1 0 0 1 18 39

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 57 52 52 176 95 8 3
Inventory Days
Days Payable
Cash Conversion Cycle 57 52 52 176 95 8 3
Working Capital Days -11 16 -7 0 196 -31 -38
ROCE % 48% 28% 23% 14% 35% 84%

Shareholding Pattern

Numbers in percentages

Sep 2021Mar 2022Sep 2022Mar 2023Sep 2023Mar 2024Sep 2024
67.55% 67.55% 67.55% 67.55% 67.55% 67.55% 67.55%
0.00% 0.00% 0.00% 0.00% 0.02% 0.19% 0.06%
9.66% 9.66% 9.66% 9.66% 5.82% 0.00% 0.05%
22.78% 22.78% 22.79% 22.79% 26.61% 32.26% 32.34%
No. of Shareholders 5263182562373601,3093,401

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Concalls