Nucleus Software Exports Ltd

Nucleus Software Exports Ltd

₹ 1,068 1.67%
26 Nov - close price
About

Nucleus Software provides lending and transaction banking products to the global financial services industry. As a pioneer in retail and corporate banking software since 1986.

Their software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. [1]

Key Points

Leading Software Developer
Nucleus Software Exports Limited is an Indian IT company in the Banking and Financial Services sector. It offers IT and consultancy services to companies in the banking industry and processes 3,00,000 daily userlogs, 200$ B value of loans and 26 Million transactions per day. [1]

  • Market Cap 2,859 Cr.
  • Current Price 1,068
  • High / Low 1,830 / 1,041
  • Stock P/E 18.2
  • Book Value 258
  • Dividend Yield 1.17 %
  • ROCE 32.2 %
  • ROE 24.1 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 27.7%

Cons

  • Earnings include an other income of Rs.64.4 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
102 109 141 118 118 156 192 196 189 188 193 182 185
98 104 115 102 106 109 111 131 141 141 139 152 155
Operating Profit 4 6 26 17 12 47 81 65 49 46 54 30 30
OPM % 4% 5% 18% 14% 10% 30% 42% 33% 26% 25% 28% 16% 16%
9 8 6 6 9 10 10 11 12 12 14 15 23
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 3 3 5 5 5 5 3 3 3 3 4 4 4
Profit before tax 11 10 27 18 16 52 88 73 57 55 64 41 50
Tax % 20% 14% 31% 26% 25% 26% 24% 25% 27% 26% 24% 24% 26%
9 9 19 13 12 39 67 55 42 40 48 31 37
EPS in Rs 2.93 3.04 6.99 4.92 4.42 14.40 24.95 20.50 15.73 15.12 18.11 11.64 13.64
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
202 241 279 278 299 337 397 444 454 448 585 766 748
171 195 218 265 264 295 336 367 332 412 428 553 588
Operating Profit 31 46 61 13 36 43 61 77 122 36 157 214 160
OPM % 15% 19% 22% 5% 12% 13% 15% 17% 27% 8% 27% 28% 21%
24 29 29 51 32 42 40 64 37 34 34 49 64
Interest 0 0 0 0 0 0 0 1 1 0 1 1 1
Depreciation 5 7 11 11 10 6 7 11 11 13 17 13 14
Profit before tax 50 68 80 53 57 78 94 129 147 57 173 249 209
Tax % 25% 19% 24% 15% 9% 16% 19% 21% 24% 26% 25% 25%
37 55 61 45 52 66 76 102 112 42 130 186 157
EPS in Rs 11.45 17.01 18.76 13.79 15.99 22.59 26.04 35.20 38.58 15.72 48.69 69.45 58.51
Dividend Payout % 26% 35% 27% 36% 31% 35% 35% 26% 23% 45% 21% 18%
Compounded Sales Growth
10 Years: 12%
5 Years: 14%
3 Years: 19%
TTM: 2%
Compounded Profit Growth
10 Years: 12%
5 Years: 17%
3 Years: 15%
TTM: -23%
Stock Price CAGR
10 Years: 18%
5 Years: 29%
3 Years: 25%
1 Year: -25%
Return on Equity
10 Years: 16%
5 Years: 18%
3 Years: 17%
Last Year: 24%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 32 32 32 32 32 29 29 29 29 27 27 27 26
Reserves 287 323 362 392 458 391 441 513 618 443 561 722 664
0 0 0 0 0 0 0 5 3 1 6 4 3
95 104 118 116 117 172 162 188 200 230 247 319 416
Total Liabilities 415 460 513 540 608 591 632 736 850 700 840 1,072 1,109
33 44 41 35 30 31 32 41 32 43 36 45 44
CWIP 0 1 1 1 0 0 0 0 0 0 1 1 6
Investments 164 226 171 253 447 394 433 489 649 494 540 664 671
218 189 300 250 130 167 167 205 169 162 263 363 388
Total Assets 415 460 513 540 608 591 632 736 850 700 840 1,072 1,109

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
66 37 42 12 81 68 38 69 106 56 52 212
-54 -28 -15 17 -74 73 -17 -9 -126 159 -13 -197
-9 -10 -23 -34 0 -134 -25 -32 -11 -211 -21 -29
Net Cash Flow 2 -1 5 -5 7 8 -5 28 -31 4 18 -15

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 103 48 101 102 65 74 56 66 65 62 103 75
Inventory Days
Days Payable
Cash Conversion Cycle 103 48 101 102 65 74 56 66 65 62 103 75
Working Capital Days 19 -14 -1 1 -54 -87 -63 -64 -70 -88 -19 -40
ROCE % 16% 19% 19% 13% 12% 17% 20% 25% 23% 7% 29% 32%

Shareholding Pattern

Numbers in percentages

Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
67.59% 73.28% 73.28% 73.27% 73.27% 73.27% 73.26% 73.27% 73.26% 73.26% 73.26% 73.59%
3.74% 2.85% 2.87% 2.61% 2.63% 4.20% 3.99% 3.69% 5.02% 5.65% 5.35% 5.62%
0.00% 0.00% 0.00% 0.16% 0.00% 0.33% 0.34% 0.59% 1.65% 1.90% 2.10% 1.75%
28.67% 23.88% 23.85% 23.96% 24.10% 22.20% 22.40% 22.45% 20.05% 19.18% 19.28% 19.02%
No. of Shareholders 47,22338,71338,39438,17537,85231,60631,74233,31830,41829,90036,28145,592

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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