Oriental Bank of Commerce(Merged
Oriental Bank of Commerce is a scheduled commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale banking, Retail banking and Other banking business operations.(Source : Company Web-Site)
- Market Cap ₹ 5,954 Cr.
- Current Price ₹ 43.4
- High / Low ₹ /
- Stock P/E 9.28
- Book Value ₹ 138
- Dividend Yield 0.00 %
- ROCE 3.53 %
- ROE 0.35 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.31 times its book value
- Company's working capital requirements have reduced from 151 days to 91.2 days
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -1.24% over past five years.
- Company has a low return on equity of -16.1% over last 3 years.
- Contingent liabilities of Rs.46,341 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Public Sector
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
6,827 | 8,856 | 10,257 | 12,088 | 15,815 | 17,705 | 19,017 | 19,961 | 20,168 | 18,422 | 17,389 | 17,868 | 19,208 | |
1,157 | 1,848 | 2,418 | 3,009 | 3,931 | 4,701 | 5,364 | 6,121 | 6,659 | 9,130 | 13,170 | 11,518 | 8,452 | |
Operating Profit | 5,670 | 7,009 | 7,839 | 9,079 | 11,884 | 13,004 | 13,654 | 13,840 | 13,509 | 9,292 | 4,219 | 6,350 | 10,756 |
OPM % | 83% | 79% | 76% | 75% | 75% | 73% | 72% | 69% | 67% | 50% | 24% | 36% | 56% |
335 | 1,076 | 1,200 | 960 | 1,239 | 1,655 | 1,945 | 1,841 | 1,766 | 2,766 | 2,792 | 2,669 | 3,484 | |
Interest | 5,156 | 6,860 | 7,350 | 7,910 | 11,599 | 13,004 | 13,890 | 14,877 | 14,794 | 13,513 | 12,888 | 12,370 | 13,585 |
Depreciation | 75 | 80 | 86 | 92 | 104 | 123 | 129 | 169 | 156 | 68 | 218 | 280 | 0 |
Profit before tax | 774 | 1,144 | 1,604 | 2,037 | 1,420 | 1,532 | 1,579 | 635 | 326 | -1,523 | -6,094 | -3,631 | 654 |
Tax % | 54% | 22% | 29% | 26% | 20% | 13% | 28% | 22% | 52% | -28% | -4% | -102% | |
353 | 890 | 1,135 | 1,503 | 1,142 | 1,328 | 1,139 | 497 | 156 | -1,094 | -5,872 | 55 | 642 | |
EPS in Rs | 51.50 | 39.12 | 45.51 | 38.01 | 16.58 | 4.86 | -31.60 | -92.79 | 0.40 | 4.68 | |||
Dividend Payout % | 33% | 21% | 20% | 20% | 20% | 20% | 20% | 20% | 14% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | 7% |
5 Years: | -1% |
3 Years: | -4% |
TTM: | 11% |
Compounded Profit Growth | |
---|---|
10 Years: | -24% |
5 Years: | -46% |
3 Years: | -28% |
TTM: | 136% |
Stock Price CAGR | |
---|---|
10 Years: | -16% |
5 Years: | -10% |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | 0% |
5 Years: | -8% |
3 Years: | -16% |
Last Year: | 0% |
Balance Sheet
Figures in Rs. Crores
Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 251 | 251 | 251 | 292 | 292 | 292 | 300 | 300 | 321 | 346 | 633 | 1,370 |
Reserves | 5,525 | 7,153 | 7,987 | 10,805 | 11,651 | 12,484 | 13,131 | 13,480 | 14,920 | 13,775 | 11,154 | 17,531 |
79,697 | 101,341 | 125,145 | 144,693 | 161,224 | 183,577 | 201,353 | 210,555 | 219,039 | 233,932 | 217,040 | 246,765 | |
5,233 | 3,838 | 4,048 | 5,553 | 4,368 | 4,345 | 5,519 | 6,180 | 5,488 | 5,012 | 4,517 | 6,244 | |
Total Liabilities | 90,705 | 112,583 | 137,431 | 161,343 | 177,535 | 200,697 | 220,302 | 230,514 | 239,768 | 253,065 | 233,344 | 271,910 |
383 | 1,383 | 1,382 | 1,374 | 1,399 | 1,210 | 1,224 | 1,342 | 2,247 | 2,330 | 2,518 | 2,555 | |
CWIP | 5 | 1 | 12 | 24 | 21 | 17 | 31 | 10 | 25 | 28 | 32 | 34 |
Investments | 23,951 | 28,489 | 35,785 | 49,545 | 52,101 | 58,555 | 61,472 | 62,039 | 66,234 | 59,229 | 69,902 | 79,268 |
66,367 | 82,710 | 100,252 | 110,400 | 124,013 | 140,915 | 157,575 | 167,122 | 171,262 | 191,477 | 160,892 | 190,052 | |
Total Assets | 90,705 | 112,583 | 137,431 | 161,343 | 177,535 | 200,697 | 220,302 | 230,514 | 239,768 | 253,065 | 233,344 | 271,910 |
Cash Flows
Figures in Rs. Crores
Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
2,789 | 2,170 | 2,919 | ||||||||||
-77 | -126 | -116 | ||||||||||
-6 | -33 | -428 | ||||||||||
Net Cash Flow | 2,706 | 2,010 | 2,375 |
Ratios
Figures in Rs. Crores
Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Working Capital Days | -201 | -76 | -68 | -82 | -25 | -20 | -25 | 90 | 104 | 229 | 133 | 91 |
ROCE % | 8% | 8% | 7% | 7% | 8% | 8% | 8% | 7% | 7% | 5% | 3% | 4% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
21 Mar 2020 - Communication dated 19.03.2020, please find enclosed copies of Notice regarding the Grievance Redressal Committee''s Report on the objections of shareholders on the Share Exchange Ratio …
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 20 Mar 2020
- Amalgamation Of Oriental Bank Of Commerce And United Bank Of India Into Punjab National Bank 19 Mar 2020
- Announcement under Regulation 30 (LODR)-Interest Rates Updates 9 Mar 2020
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
7 Mar 2020 - Communication dated 05.03.2020, please find enclosed copies of Notice regarding formation of Grievance Redressal Committee for addressing objections on the Share Exchange Ratio and fixation …
Annual reports
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2010
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