State Bank of Bikaner and Jaipur(Merged)
State Bank of Bikaner and Jaipur (the Bank) offers services like: Personal Banking that comes with various deposit plans that the customer can choose from depending on the nature of deposit, term period, unique saving and withdrawal features; NRI Services.
- Market Cap ₹ 5,403 Cr.
- Current Price ₹ 772
- High / Low ₹ /
- Stock P/E
- Book Value ₹ 963
- Dividend Yield 0.00 %
- ROCE 7.45 %
- ROE 13.3 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.80 times its book value
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.8% over last 3 years.
- Contingent liabilities of Rs.50,248 Cr.
- Dividend payout has been low at 12.8% of profits over last 3 years
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Public Sector
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1,966 | 2,374 | 3,052 | 3,810 | 3,977 | 4,796 | 6,291 | 7,498 | 8,169 | 9,005 | 9,592 | 9,380 | |
1,024 | 897 | 889 | 1,009 | 1,055 | 1,527 | 1,856 | 2,254 | 2,614 | 2,696 | 2,969 | 4,787 | |
Operating Profit | 942 | 1,477 | 2,163 | 2,802 | 2,923 | 3,270 | 4,435 | 5,244 | 5,555 | 6,310 | 6,623 | 4,593 |
OPM % | 48% | 62% | 71% | 74% | 73% | 68% | 70% | 70% | 68% | 70% | 69% | 49% |
362 | 493 | 478 | 599 | 583 | 640 | 599 | 726 | 876 | 926 | 1,057 | 1,361 | |
Interest | 973 | 1,435 | 2,113 | 2,707 | 2,766 | 3,027 | 4,070 | 4,932 | 5,345 | 6,064 | 6,288 | 6,253 |
Depreciation | 67 | 58 | 60 | 41 | 49 | 57 | 54 | 57 | 76 | 37 | 96 | 0 |
Profit before tax | 264 | 477 | 468 | 652 | 690 | 825 | 910 | 981 | 1,011 | 1,135 | 1,296 | -299 |
Tax % | 45% | 36% | 33% | 38% | 34% | 33% | 28% | 26% | 28% | 32% | 34% | |
145 | 306 | 315 | 403 | 455 | 551 | 652 | 730 | 732 | 777 | 851 | -181 | |
EPS in Rs | 78.70 | 93.15 | 104.32 | 104.53 | 110.98 | 121.51 | -25.80 | |||||
Dividend Payout % | 22% | 16% | 16% | 15% | 16% | 15% | 16% | 15% | 14% | 13% | 12% |
Compounded Sales Growth | |
---|---|
10 Years: | 17% |
5 Years: | 15% |
3 Years: | 9% |
TTM: | -1% |
Compounded Profit Growth | |
---|---|
10 Years: | 19% |
5 Years: | 9% |
3 Years: | 5% |
TTM: | -119% |
Stock Price CAGR | |
---|---|
10 Years: | 1% |
5 Years: | % |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | 16% |
5 Years: | 15% |
3 Years: | 14% |
Last Year: | 13% |
Balance Sheet
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 50 | 50 | 50 | 50 | 50 | 50 | 70 | 70 | 70 | 70 | 70 |
Reserves | 1,356 | 1,604 | 1,663 | 1,996 | 2,367 | 2,802 | 4,095 | 4,694 | 5,286 | 5,943 | 6,673 |
22,906 | 29,647 | 35,178 | 41,660 | 49,034 | 56,866 | 64,527 | 77,958 | 80,581 | 91,813 | 98,893 | |
3,202 | 3,207 | 4,263 | 2,664 | 2,692 | 3,236 | 3,836 | 3,294 | 4,940 | 4,476 | 4,700 | |
Total Liabilities | 27,514 | 34,507 | 41,154 | 46,370 | 54,144 | 62,954 | 72,528 | 86,017 | 90,877 | 102,302 | 110,336 |
162 | 142 | 161 | 162 | 198 | 209 | 202 | 231 | 264 | 353 | 398 | |
CWIP | 1 | 1 | 0 | 9 | 1 | 0 | 0 | 0 | 0 | 40 | 1 |
Investments | 7,932 | 8,735 | 10,498 | 10,999 | 13,600 | 13,521 | 16,669 | 20,146 | 17,750 | 22,139 | 24,782 |
19,418 | 25,630 | 30,495 | 35,200 | 40,344 | 49,224 | 55,657 | 65,640 | 72,862 | 79,770 | 85,155 | |
Total Assets | 27,514 | 34,507 | 41,154 | 46,370 | 54,144 | 62,954 | 72,528 | 86,017 | 90,877 | 102,302 | 110,336 |
Cash Flows
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | |
---|---|---|---|---|---|---|---|---|---|---|---|
542 | 1,352 | -97 | 22 | 157 | -1,825 | -1,825 | 2,235 | 1,100 | 1,704 | 2,279 | |
-107 | -37 | -78 | -52 | -77 | -46 | -46 | -86 | -108 | -166 | -102 | |
242 | 587 | 380 | -170 | -216 | 279 | 279 | -266 | -322 | -608 | -291 | |
Net Cash Flow | 677 | 1,903 | 204 | -200 | -137 | -1,593 | -1,593 | 1,882 | 670 | 930 | 1,886 |
Ratios
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | |||||||||||
Days Payable | |||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Working Capital Days | -412 | -387 | -406 | -161 | -161 | -97 | -109 | -75 | -144 | -85 | -83 |
ROCE % | 7% | 8% | 8% | 7% | 7% | 8% | 8% | 8% | 8% | 7% |
Documents
Announcements
-
Updates
23 Mar 2017 - Option is exercised today (23.03.2017) on the 10.25% upper tier II subordinated bonds issued by the Bank under ISIN: INE648A09045 with the approval of Reserve …
- 17Th March 2017 Fixed As Record Date For Issue Of Shares Of State Bank Of India To Eligible Shareholders Of State Bank Of Bikaner And Jaipur. 3 Mar 2017
- Proposed All India Bank Strike by United Forum of Bank Unions (UFBU) on February 28, 2017 27 Feb 2017
- Updates on Acquisition of State Bank of Bikaner & Jaipur (SBBJ) by State Bank of India (SBI) 23 Feb 2017
- Acquisition of State Bank of Bikaner & Jaipur by State Bank of India 16 Feb 2017