SBFC Finance Ltd
Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold[1]
- Market Cap ₹ 9,338 Cr.
- Current Price ₹ 86.1
- High / Low ₹ 106 / 72.2
- Stock P/E 28.7
- Book Value ₹ 27.4
- Dividend Yield 0.00 %
- ROCE 10.9 %
- ROE 10.5 %
- Face Value ₹ 10.0
Pros
Cons
- Stock is trading at 3.17 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -0.44%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Part of Nifty MidSmallcap 400 Nifty Total Market BSE Allcap Nifty 500 BSE Financial Services
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|
Revenue | 529 | 734 | 1,019 | 1,224 |
Interest | 222 | 278 | 352 | 390 |
210 | 247 | 338 | 389 | |
Financing Profit | 97 | 209 | 329 | 446 |
Financing Margin % | 18% | 28% | 32% | 36% |
1 | 5 | 1 | 1 | |
Depreciation | 12 | 13 | 13 | 16 |
Profit before tax | 87 | 201 | 316 | 431 |
Tax % | 26% | 26% | 25% | |
65 | 150 | 237 | 325 | |
EPS in Rs | 0.77 | 1.67 | 2.21 | 3.02 |
Dividend Payout % | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | 39% |
Compounded Profit Growth | |
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10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | 58% |
Stock Price CAGR | |
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10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | 5% |
Return on Equity | |
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10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | 11% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|
Equity Capital | 807 | 890 | 1,072 | 1,076 |
Reserves | 480 | 838 | 1,706 | 1,893 |
2,940 | 3,739 | 3,996 | 4,413 | |
288 | 280 | 289 | 152 | |
Total Liabilities | 4,515 | 5,746 | 7,063 | 7,534 |
299 | 296 | 300 | 302 | |
CWIP | 0 | 1 | 2 | 0 |
Investments | 848 | 607 | 406 | 260 |
3,368 | 4,843 | 6,355 | 6,971 | |
Total Assets | 4,515 | 5,746 | 7,063 | 7,534 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
-822 | -1,245 | -1,155 | |
652 | 206 | 159 | |
183 | 1,071 | 1,037 | |
Net Cash Flow | 13 | 32 | 41 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
ROE % | 10% | 11% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
1d - Copy of newspaper publication pertaining to Postal Ballot Notice
- Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 2d
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Board Meeting Outcome for Appointment Of Director
28 Feb - Appointment of Mr. Mahesh Dayani as Executive Director.
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Announcement under Regulation 30 (LODR)-Change in Directorate
28 Feb - Appointment of Mr. Mahesh Dayani as Executive Director.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
27 Feb - Investor Conference to be attended by the Company Officials.
Concalls
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Jan 2025Transcript PPT
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Oct 2024Transcript PPT REC
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Aug 2024Transcript PPT
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Sep 2023TranscriptPPT
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Sep 2023Transcript PPT
Leading MSME Company[1]
Among MSME-focused companies, SBFC Finance has one of the highest Assets Under Management (AUM) growth rates in the industry. The company has achieved a CAGR growth of 46% in AUM from FY19 to H1 FY25.