Syndicate Bank(Merged)

Syndicate Bank Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Syndicate Bank(Merged)

₹ 302 -95.07%
19 May 2022
syndicatebank.in BSE: 532276 NSE: SYNDIBANK
About

Syndicate Bank is an India-based bank, which provides a range of banking services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Banking and Other Banking Operations. The Bank offers deposits, including current and term deposits; loans, including retail loans, agricultural loans and priority sector loan, small and medium enterprises (SME) loan and corporate finance.

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Website BSE NSE
  • Market Cap ₹ 200 Cr.
  • Current Price ₹ 302
  • High / Low ₹ /
  • Stock P/E
  • Book Value ₹ 68.6
  • Dividend Yield 0.00 %
  • ROCE 3.86 %
  • ROE -16.2 %
  • Face Value ₹ 10.0
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Pros

Cons

  • Stock is trading at 4.41 times its book value
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 3.13% over past five years.
  • Company has a low return on equity of -12.3% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Banks Industry: Banks - Public Sector

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
5,568 5,788 5,484 5,559 5,376 5,357 5,257 5,399 5,459 5,610 5,545 5,407 5,403
2,234 2,740 2,642 2,227 3,507 5,371 3,654 3,709 2,101 2,511 3,487 2,168 2,494
Operating Profit 3,334 3,048 2,843 3,332 1,869 -13 1,603 1,690 3,358 3,099 2,058 3,240 2,909
OPM % 60% 53% 52% 60% 35% -0% 30% 31% 62% 55% 37% 60% 54%
986 1,125 687 860 570 689 380 490 619 735 536 746 914
Interest 4,177 3,927 3,884 3,910 3,752 3,678 3,751 3,827 3,840 3,658 3,753 3,668 3,532
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 143 246 -354 283 -1,314 -3,003 -1,768 -1,647 136 176 -1,159 317 291
Tax % 35% 58% -26% 63% -34% -27% -28% -6% 21% 27% -15% 21% -50%
94 104 -263 105 -870 -2,195 -1,282 -1,543 108 128 -980 251 435
EPS in Rs 1.03 1.15 -2.91 1.16 -8.35 -15.49 -9.04 -10.88 0.67 0.51 -3.65 0.94 1.62
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 TTM
7,906 9,525 10,047 11,451 15,268 17,121 18,621 21,615 23,198 23,004 21,776 21,725 21,965
1,905 2,314 2,645 3,941 4,707 4,967 5,105 5,449 9,316 8,944 13,509 11,759 10,660
Operating Profit 6,002 7,212 7,402 7,510 10,562 12,154 13,517 16,166 13,882 14,060 8,267 9,967 11,305
OPM % 76% 76% 74% 66% 69% 71% 73% 75% 60% 61% 38% 46% 51%
940 915 1,167 915 1,076 1,174 1,324 2,110 2,509 3,457 2,806 2,224 2,930
Interest 5,834 6,978 7,307 7,068 10,183 11,667 13,080 16,095 17,213 16,728 15,224 15,077 14,611
Depreciation 103 113 88 71 66 101 118 187 199 137 238 217 0
Profit before tax 1,006 1,036 1,174 1,286 1,388 1,561 1,642 1,994 -1,022 652 -4,388 -3,103 -375
Tax % 16% 12% 31% 18% 5% -28% -4% 24% 61% 45% -27% -17%
848 913 813 1,048 1,313 2,004 1,711 1,523 -1,643 359 -3,223 -2,588 -167
EPS in Rs 18.28 21.82 33.30 27.40 23.00 -23.36 3.97 -22.74 -10.40 -0.58
Dividend Payout % 17% 17% 19% 20% 17% 20% 20% 20% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 9%
5 Years: 3%
3 Years: -2%
TTM: 2%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: -25%
TTM: 97%
Stock Price CAGR
10 Years: -40%
5 Years: -52%
3 Years: %
1 Year: %
Return on Equity
10 Years: 1%
5 Years: -8%
3 Years: -12%
Last Year: -16%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Equity Capital 522 522 522 573 602 602 625 662 703 905 1,417 2,488
Reserves 3,769 4,488 5,105 6,478 8,439 9,939 11,220 12,397 12,375 13,280 13,525 14,582
96,477 121,299 129,198 145,124 168,531 198,170 231,568 281,891 287,237 278,036 302,390 285,501
6,364 3,946 4,225 4,364 4,896 6,411 8,449 8,185 7,653 6,853 6,646 8,707
Total Liabilities 107,132 130,256 139,051 156,539 182,468 215,122 251,861 303,135 307,967 299,073 323,977 311,279
755 720 682 677 1,328 1,407 1,433 1,511 2,376 2,428 2,450 2,563
CWIP 14 22 19 16 24 27 36 98 31 26 28 9
Investments 28,076 30,537 33,011 35,068 40,815 45,648 55,539 69,340 68,622 65,465 80,354 76,073
78,287 98,976 105,339 120,778 140,301 168,041 194,853 232,187 236,939 231,154 241,145 232,633
Total Assets 107,132 130,256 139,051 156,539 182,468 215,122 251,861 303,135 307,967 299,073 323,977 311,279

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
2,372 2,521 -1,712 -749 2,248 2,497 -429 8,476 3,938 -4,978 -7,314 -7,234
-113 -97 -58 -73 -113 -213 -182 -354 -305 -183 -262 -142
-101 323 99 53 -216 415 -965 703 1,751 1,178 3,861 3,017
Net Cash Flow 2,158 2,747 -1,671 -768 1,919 2,700 -1,577 8,824 5,384 -3,983 -3,716 -4,359

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Debtor Days 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0 0 0 0 0 0 0 0 0
Working Capital Days -174 -35 -74 -74 -50 -54 -49 -43 -20 -10 39 29
ROCE % 7% 7% 6% 6% 7% 7% 7% 7% 5% 6% 4% 4%

Shareholding Pattern

Numbers in percentages

Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019
72.92% 72.92% 72.92% 63.34% 73.07% 73.07% 73.07% 76.16% 84.66% 78.48% 78.48% 78.48%
4.07% 4.29% 4.46% 4.60% 3.00% 2.39% 2.36% 2.17% 1.59% 1.82% 1.91% 1.89%
12.11% 12.19% 11.83% 22.36% 16.31% 16.34% 16.05% 14.46% 9.11% 8.19% 8.14% 8.08%
10.90% 10.61% 10.79% 9.70% 7.62% 8.20% 8.53% 7.22% 4.64% 11.51% 11.47% 11.55%
No. of Shareholders 2,60,1462,56,5222,55,4102,48,4002,51,2962,53,8812,57,5552,57,9712,55,4052,83,9112,84,4082,85,306

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports

Credit ratings

Concalls

  • May 2019
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    PPT
  • Aug 2018
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  • May 2018
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  • Feb 2018
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  • Nov 2017
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  • Aug 2017
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  • Feb 2017
    Transcript
    Notes
    PPT