Syndicate Bank(Merged)

Syndicate Bank Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Syndicate Bank(Merged)

₹ 302 -95.07%
19 May 2022
syndicatebank.in BSE: 532276 NSE: SYNDIBANK
About

Syndicate Bank is an India-based bank, which provides a range of banking services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Banking and Other Banking Operations. The Bank offers deposits, including current and term deposits; loans, including retail loans, agricultural loans and priority sector loan, small and medium enterprises (SME) loan and corporate finance.

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Website BSE NSE
  • Market Cap ₹ 200 Cr.
  • Current Price ₹ 302
  • High / Low ₹ /
  • Stock P/E
  • Book Value ₹ 75.5
  • Dividend Yield 0.00 %
  • ROCE 3.84 %
  • ROE -14.3 %
  • Face Value ₹ 10.0
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Pros

Cons

  • Stock is trading at 4.00 times its book value
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 3.13% over past five years.
  • Company has a low return on equity of -10.5% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Banks Industry: Banks - Public Sector

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
3,974 4,125 4,242 4,276 4,221 4,381 5,257 5,399 5,459 5,610 5,545 5,407 5,403
1,186 1,427 1,226 1,297 1,335 1,206 3,654 3,709 2,101 2,512 3,487 2,168 2,494
Operating Profit 2,788 2,698 3,017 2,979 2,886 3,176 1,603 1,690 3,358 3,099 2,058 3,239 2,909
OPM % 70% 65% 71% 70% 68% 72% 30% 31% 62% 55% 37% 60% 54%
240 300 236 270 269 600 380 490 619 735 536 746 914
Interest 2,649 2,788 2,923 2,885 2,821 3,037 3,751 3,827 3,840 3,658 3,753 3,668 3,531
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 379 209 329 364 335 739 -1,768 -1,647 137 176 -1,159 318 291
Tax % 11% -48% -34% -27% -52% -7% -28% -6% 21% 27% -15% 21% -49%
338 310 441 464 509 793 -1,238 -1,519 121 116 -957 92 480
EPS in Rs 5.90 5.14 7.32 7.70 8.45 13.18 -8.74 -10.72 0.76 0.47 -3.57 0.34 1.79
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Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 TTM
7,906 9,525 10,047 11,451 15,268 17,121 18,621 21,615 23,198 23,004 21,776 21,725 21,965
1,904 2,313 2,644 3,940 4,706 4,965 5,104 5,448 9,315 8,942 13,508 11,759 10,661
Operating Profit 6,002 7,212 7,403 7,510 10,562 12,155 13,517 16,167 13,883 14,061 8,268 9,966 11,304
OPM % 76% 76% 74% 66% 69% 71% 73% 75% 60% 61% 38% 46% 51%
940 915 1,167 915 1,076 1,174 1,324 2,110 2,509 3,458 2,806 2,224 2,930
Interest 5,834 6,978 7,307 7,068 10,183 11,666 13,080 16,094 17,212 16,727 15,223 15,076 14,610
Depreciation 103 113 88 71 66 101 118 187 199 137 238 217 0
Profit before tax 1,006 1,037 1,175 1,286 1,389 1,563 1,643 1,996 -1,020 655 -4,387 -3,103 -375
Tax % 16% 12% 31% 18% 5% -28% -4% 24% 61% 45% -27% -17%
848 914 814 1,049 1,314 2,206 1,855 1,664 -1,517 517 -3,112 -2,524 -269
EPS in Rs 18.29 21.83 36.65 29.70 25.13 -21.57 5.72 -21.96 -10.15 -0.97
Dividend Payout % 17% 17% 19% 20% 17% 18% 19% 19% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 9%
5 Years: 3%
3 Years: -2%
TTM: 0%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: -30%
TTM: 19%
Stock Price CAGR
10 Years: -40%
5 Years: -52%
3 Years: %
1 Year: %
Return on Equity
10 Years: 2%
5 Years: -6%
3 Years: -10%
Last Year: -14%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Equity Capital 522 522 522 573 602 602 625 662 703 905 1,417 2,488
Reserves 3,770 4,489 5,107 6,480 8,443 11,265 12,334 13,644 13,750 14,810 15,155 16,288
96,476 121,298 129,196 145,121 168,527 198,165 231,561 281,883 287,227 278,023 302,375 285,488
6,364 3,946 4,225 4,364 4,896 6,411 8,449 8,185 7,652 6,853 6,646 8,707
Total Liabilities 107,132 130,256 139,051 156,539 182,468 216,443 252,969 304,375 309,333 300,590 325,593 312,971
755 720 683 677 1,328 1,407 1,433 1,511 2,376 2,428 2,450 2,563
CWIP 14 22 19 16 24 27 36 98 31 26 28 9
Investments 28,076 30,537 33,011 35,067 40,815 46,968 56,647 70,579 69,988 66,982 81,970 77,763
78,287 98,976 105,339 120,778 140,301 168,041 194,853 232,187 236,939 231,154 241,145 232,635
Total Assets 107,132 130,256 139,051 156,539 182,468 216,443 252,969 304,375 309,333 300,590 325,593 312,971

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
2,372 2,521 -1,712 -749 2,248 2,497 -429 8,476 3,938 -4,978 -7,314 -7,234
-113 -97 -58 -73 -113 -213 -182 -354 -305 -183 -262 -142
-101 323 99 53 -216 415 -965 703 1,751 1,178 3,861 3,017
Net Cash Flow 2,158 2,747 -1,671 -768 1,919 2,700 -1,577 8,824 5,384 -3,983 -3,716 -4,359

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Debtor Days 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0 0 0 0 0 0 0 0 0
Working Capital Days -174 -35 -74 -74 -50 -54 -49 -43 -20 -10 39 29
ROCE % 7% 7% 6% 6% 7% 7% 6% 7% 5% 6% 4% 4%

Shareholding Pattern

Numbers in percentages

Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019
72.92% 72.92% 72.92% 63.34% 73.07% 73.07% 73.07% 76.16% 84.66% 78.48% 78.48% 78.48%
4.07% 4.29% 4.46% 4.60% 3.00% 2.39% 2.36% 2.17% 1.59% 1.82% 1.91% 1.89%
12.11% 12.19% 11.83% 22.36% 16.31% 16.34% 16.05% 14.46% 9.11% 8.19% 8.14% 8.08%
10.90% 10.61% 10.79% 9.70% 7.62% 8.20% 8.53% 7.22% 4.64% 11.51% 11.47% 11.55%
No. of Shareholders 2,60,1462,56,5222,55,4102,48,4002,51,2962,53,8812,57,5552,57,9712,55,4052,83,9112,84,4082,85,306

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

Credit ratings

Concalls

  • May 2019
    Transcript
    Notes
    PPT
  • Aug 2018
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  • May 2018
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  • Feb 2018
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  • Nov 2017
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  • Aug 2017
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    Notes
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  • Feb 2017
    Transcript
    Notes
    PPT