U. Y. Fincorp Ltd
Incorporated in 1993, U. Y. Fincorp Ltd is
in the business of Financial and Related Services[1]
- Market Cap ₹ 503 Cr.
- Current Price ₹ 26.4
- High / Low ₹ 39.4 / 22.3
- Stock P/E
- Book Value ₹ 13.1
- Dividend Yield 0.00 %
- ROCE 2.11 %
- ROE 2.35 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 1.39% over last 3 years.
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
96.04 | 77.18 | 16.96 | 185.01 | 32.53 | 40.80 | 39.98 | 20.01 | 18.02 | 15.02 | 84.90 | 63.40 | |
92.91 | 66.52 | 12.19 | 174.01 | 16.59 | 22.33 | 23.21 | 3.72 | 20.93 | 1.60 | 79.37 | 65.38 | |
Operating Profit | 3.13 | 10.66 | 4.77 | 11.00 | 15.94 | 18.47 | 16.77 | 16.29 | -2.91 | 13.42 | 5.53 | -1.98 |
OPM % | 3.26% | 13.81% | 28.12% | 5.95% | 49.00% | 45.27% | 41.95% | 81.41% | -16.15% | 89.35% | 6.51% | -3.12% |
0.00 | 0.00 | 0.48 | 0.00 | -2.69 | 0.00 | 0.00 | -9.72 | 0.00 | 1.20 | 4.98 | 1.59 | |
Interest | 1.91 | 7.92 | 6.57 | 2.69 | 0.01 | 0.00 | 0.01 | 0.00 | 0.71 | 0.77 | 1.12 | 0.85 |
Depreciation | 0.02 | 0.04 | 0.21 | 0.24 | 0.20 | 0.15 | 0.19 | 0.18 | 0.14 | 0.11 | 0.16 | 0.19 |
Profit before tax | 1.20 | 2.70 | -1.53 | 8.07 | 13.04 | 18.32 | 16.57 | 6.39 | -3.76 | 13.74 | 9.23 | -1.43 |
Tax % | 22.50% | 25.19% | 7.84% | 34.94% | 42.94% | 36.95% | 29.99% | 30.99% | 48.67% | 22.20% | 11.27% | |
1.18 | 2.04 | -1.65 | 5.24 | 7.45 | 11.56 | 11.60 | 4.40 | -5.59 | 10.69 | 8.19 | -0.66 | |
EPS in Rs | 0.12 | 0.11 | -0.09 | 0.28 | 0.39 | 0.61 | 0.61 | 0.23 | -0.29 | 0.56 | 0.43 | -0.04 |
Dividend Payout % | 57.63% | 64.22% | 0.00% | 0.00% | 0.00% | 0.00% | 8.20% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | -1% |
5 Years: | 16% |
3 Years: | 62% |
TTM: | 25% |
Compounded Profit Growth | |
---|---|
10 Years: | 17% |
5 Years: | -13% |
3 Years: | -6% |
TTM: | -104% |
Stock Price CAGR | |
---|---|
10 Years: | 16% |
5 Years: | 63% |
3 Years: | 16% |
1 Year: | 5% |
Return on Equity | |
---|---|
10 Years: | 3% |
5 Years: | 2% |
3 Years: | 1% |
Last Year: | 2% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Sep 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 17.00 | 32.75 | 34.50 | 95.12 | 95.12 | 95.12 | 95.12 | 95.12 | 95.12 | 95.12 | 95.12 | 95.12 |
Reserves | 11.83 | 59.83 | 65.97 | 119.69 | 127.14 | 138.70 | 150.29 | 150.62 | 128.86 | 140.99 | 149.17 | 153.86 |
56.50 | 68.05 | 56.39 | 0.77 | 0.00 | 0.00 | 2.09 | 2.67 | 8.50 | 14.00 | 14.00 | 1.00 | |
0.48 | 4.88 | 6.17 | 2.89 | 3.89 | 3.32 | 4.03 | 16.22 | 31.23 | 29.47 | 55.28 | 65.49 | |
Total Liabilities | 85.81 | 165.51 | 163.03 | 218.47 | 226.15 | 237.14 | 251.53 | 264.63 | 263.71 | 279.58 | 313.57 | 315.47 |
0.19 | 0.70 | 0.76 | 0.58 | 0.47 | 2.50 | 3.37 | 1.63 | 1.10 | 0.99 | 1.12 | 1.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 10.74 | 18.94 | 29.09 | 32.08 | 29.20 | 24.18 | 21.92 | 23.18 | 31.53 | 32.56 | 33.68 | 34.26 |
74.88 | 145.87 | 133.18 | 185.81 | 196.48 | 210.46 | 226.24 | 239.82 | 231.08 | 246.03 | 278.77 | 280.17 | |
Total Assets | 85.81 | 165.51 | 163.03 | 218.47 | 226.15 | 237.14 | 251.53 | 264.63 | 263.71 | 279.58 | 313.57 | 315.47 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|
-66.07 | -66.51 | 15.83 | -48.35 | 3.47 | 1.20 | -10.27 | 1.59 | 18.29 | 4.79 | -12.92 | |
-10.54 | -9.59 | -7.57 | -7.28 | 3.77 | 1.97 | 1.28 | -3.01 | -24.16 | 0.10 | -0.96 | |
78.96 | 73.63 | -4.66 | 52.45 | -0.07 | 0.00 | 2.09 | 0.17 | 6.40 | 4.35 | 7.74 | |
Net Cash Flow | 2.35 | -2.47 | 3.60 | -3.18 | 7.17 | 3.17 | -6.89 | -1.24 | 0.53 | 9.25 | -6.14 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 18.05 | 0.66 | 132.79 | 0.55 | 3.37 | 5.37 | 3.10 | 13.68 | 0.00 | 0.00 | 0.00 |
Inventory Days | 40.74 | 24.07 | 405.60 | 19.87 | 201.94 | 211.59 | 176.41 | 101.83 | |||
Days Payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.38 | 0.00 | |||
Cash Conversion Cycle | 58.79 | 24.73 | 538.39 | 20.43 | 205.31 | 216.95 | 169.14 | 13.68 | 0.00 | 0.00 | 101.83 |
Working Capital Days | 190.37 | 399.43 | 1,524.56 | 318.76 | 2,021.69 | 1,715.41 | 1,972.35 | 241.69 | -194.45 | -149.94 | -5.63 |
ROCE % | 8.64% | 2.87% | 5.78% | 7.21% | 8.03% | 6.89% | 6.65% | -1.27% | 5.52% | 2.11% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
16 Nov - Compliance under Regulations 47(3) of the SEBI (LODR) Regulations, 2015
-
Standalone Unaudited Financial Results For The Quarter And Half Yearly Ended On 30Th September 2024
14 Nov - Unaudited standalone financial results for Q2 2024.
-
Compliances Under Regulation 23(9) Of SEBI (LODR) Regulations, 2015
14 Nov - Disclosure of related party transactions for H1 2024.
-
Board Meeting Intimation for Inter Alia Consider And Approve The Unaudited Financial Results Of The Company For The Second Quarter And Half Yearly Ended 30Th September, 2024.
6 Nov - Board meeting to approve Q2 results and trading window closure.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
9 Oct - Compliance under Regulation 74(5) of SEBI (DP) Regulations, 2018 as on 30.09.2024
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Business Overview:[1]
UYFL is a RBI registered Non Systematically Important Non Deposit Taking - Non-Banking Financial Company. It is primarily focused
on providing inter-corporate loans, personal loans, and investments & trading in securities