Vijaya Bank(Merged)

Vijaya Bank Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Vijaya Bank(Merged)

₹ 46.0 2.11%
07 Mar 2019
vijayabank.com BSE: 532401 NSE: VIJAYABANK
About

Vijaya Bank (the Bank) is a public sector bank. The Bank offers various financial products and services, such as deposit products, loans and advances, card services, remittances and collection, and non-resident Indian (NRI) services.

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Website BSE NSE
  • Market Cap ₹ 6,006 Cr.
  • Current Price ₹ 46.0
  • High / Low ₹ /
  • Stock P/E 9.46
  • Book Value ₹ 81.5
  • Dividend Yield 0.00 %
  • ROCE 5.66 %
  • ROE 7.75 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.57 times its book value

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 6.82% over past five years.
  • Company has a low return on equity of 7.70% over last 3 years.
  • Contingent liabilities of Rs.24,168 Cr.
  • Company might be capitalizing the interest cost
  • Working capital days have increased from 222 days to 367 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Banks Industry: Banks - Public Sector

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Quarterly Results

Figures in Rs. Crores

Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018
3,028 2,956 3,060 3,128 3,137 3,055 3,005 3,054 3,135 3,396 3,510 3,634 3,848
821 1,280 827 1,035 1,212 1,169 1,120 1,180 1,379 1,242 1,439 1,293 1,266
Operating Profit 2,207 1,676 2,232 2,093 1,925 1,886 1,885 1,874 1,756 2,154 2,071 2,341 2,582
OPM % 73% 57% 73% 67% 61% 62% 63% 61% 56% 63% 59% 64% 67%
209 273 235 388 577 450 505 447 316 332 425 297 258
Interest 2,291 2,287 2,277 2,300 2,231 2,065 2,061 2,045 1,981 2,199 2,304 2,468 2,661
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 125 -339 191 181 271 271 329 276 91 287 193 170 179
Tax % 58% 121% 15% 15% 15% 25% 23% 33% 12% 28% 25% 18% 20%
53 71 162 155 230 204 255 185 80 207 144 140 143
EPS in Rs 0.61 0.76 1.62 1.55 2.31 2.04 2.55 1.67 0.72 1.59 1.11 1.07 1.10
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 TTM
2,823 3,889 5,238 5,201 5,844 7,988 9,052 10,707 12,274 12,084 12,379 12,590 14,389
1,075 1,070 1,310 1,378 1,826 1,743 1,867 2,281 2,716 3,404 4,158 4,817 5,240
Operating Profit 1,748 2,819 3,928 3,822 4,018 6,246 7,185 8,426 9,557 8,679 8,221 7,773 9,149
OPM % 62% 72% 75% 74% 69% 78% 79% 79% 78% 72% 66% 62% 64%
391 548 764 679 533 528 607 710 878 873 1,649 1,599 1,313
Interest 1,751 3,058 4,113 3,752 3,897 6,085 7,174 8,623 9,981 9,323 8,873 8,287 9,633
Depreciation 40 31 37 49 46 40 41 64 55 71 83 102 0
Profit before tax 348 278 542 701 608 649 577 448 400 158 914 983 829
Tax % 5% -30% 52% 28% 14% 11% -2% 7% -10% -141% 18% 26%
331 361 262 507 524 581 586 416 439 382 750 727 635
EPS in Rs 11.08 11.73 11.82 4.84 5.11 4.09 7.51 5.57 4.87
Dividend Payout % 26% 24% 17% 21% 23% 21% 21% 41% 29% 0% 20% 22%
Compounded Sales Growth
10 Years: 12%
5 Years: 7%
3 Years: 1%
TTM: 17%
Compounded Profit Growth
10 Years: 7%
5 Years: 4%
3 Years: 18%
TTM: -12%
Stock Price CAGR
10 Years: -2%
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: 10%
5 Years: 8%
3 Years: 8%
Last Year: 8%

Balance Sheet

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
Equity Capital 434 434 434 434 473 496 496 859 859 933 999 1,304
Reserves 1,463 2,026 2,216 2,542 3,144 3,557 3,863 5,029 5,301 6,692 7,153 9,323
Preference Capital 0 0 500 500 1,200 1,200 1,200 0 0 0 0 0
37,803 49,871 56,805 63,870 75,274 88,474 103,409 129,041 133,622 135,741 144,074 164,587
2,658 3,854 2,928 3,377 3,123 3,238 3,214 2,430 2,811 2,043 2,656 2,418
Total Liabilities 42,358 56,184 62,382 70,222 82,013 95,764 110,982 137,359 142,592 145,409 154,882 177,632
186 508 493 493 486 487 477 529 567 1,287 1,317 1,300
CWIP 0 0 0 0 0 0 0 0 0 1 1 1
Investments 12,018 16,617 17,388 21,107 25,139 28,644 31,285 42,585 40,758 41,842 44,425 39,512
30,153 39,059 44,501 48,621 56,389 66,633 79,220 94,244 101,267 102,278 109,138 136,819
Total Assets 42,358 56,184 62,382 70,222 82,013 95,764 110,982 137,359 142,592 145,409 154,882 177,632

Cash Flows

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
2,189 -1,300 2,520 -1,775
-23 -13 -22 -49
70 2,340 -922 -299
Net Cash Flow 2,235 1,027 1,575 -2,123

Ratios

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
Debtor Days 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0 0 0 0 0 0 0 0 0
Working Capital Days -235 -252 -81 -104 -4 16 31 32 132 134 167 367
ROCE % 6% 7% 8% 7% 6% 8% 8% 7% 8% 7% 7% 6%

Shareholding Pattern

Numbers in percentages

Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018
70.33% 70.33% 70.33% 70.33% 70.33% 63.30% 63.30% 68.77% 68.77% 68.77% 68.77%
2.30% 2.35% 2.43% 3.21% 3.65% 5.72% 5.91% 5.05% 5.00% 4.91% 4.63%
14.38% 14.46% 14.46% 14.71% 14.65% 19.63% 16.70% 13.18% 13.29% 14.06% 14.59%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00%
12.98% 12.84% 12.77% 11.74% 11.36% 11.35% 14.09% 12.99% 12.94% 12.26% 12.01%
No. of Shareholders 2,71,0802,66,0352,61,7962,51,7592,45,3232,48,8342,55,8902,52,6972,51,4112,52,3582,51,490

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

Credit ratings

Concalls

  • Oct 2017
    Transcript
    Notes
    PPT
  • Jul 2017
    Transcript
    Notes
    PPT
  • Jul 2017
    Transcript
    Notes
    PPT