Go Digit General Insurance Ltd
Established in December 2016, Go Digit General Insurance Limited provides various insurance products such as motor, health, travel, property, marine, liability, and more, tailored to customers' preferences.[1]
- Market Cap ₹ 31,708 Cr.
- Current Price ₹ 346
- High / Low ₹ 375 / 278
- Stock P/E 175
- Book Value ₹ 0.00
- Dividend Yield 0.00 %
- ROCE 5.85 %
- ROE 6.20 %
- Face Value ₹ 10.0
Pros
Cons
- Company has a low return on equity of -1.16% over last 3 years.
- Earnings include an other income of Rs.468 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Insurance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|
2,252 | 3,841 | 5,885 | 8,147 | |
2,366 | 4,124 | 5,835 | 8,434 | |
Operating Profit | -114 | -283 | 50 | -286 |
OPM % | -5% | -7% | 1% | -4% |
0 | -0 | 0 | 468 | |
Interest | 0 | 0 | 0 | 0 |
Depreciation | 9 | 12 | 15 | 0 |
Profit before tax | -123 | -296 | 36 | 182 |
Tax % | 0% | 0% | 0% | 0% |
-123 | -296 | 36 | 182 | |
EPS in Rs | -1.49 | -3.44 | 0.41 | 2.08 |
Dividend Payout % | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 54% |
TTM: | 38% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 52% |
TTM: | 410% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | -1% |
Last Year: | 6% |
Balance Sheet
Figures in Rs. Crores
Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|
Equity Capital | 825 | 859 | 874 | 875 |
Reserves | 402 | 1,119 | 1,565 | 2,545 |
0 | 0 | 0 | 350 | |
4,777 | 8,070 | 11,050 | 13,912 | |
Total Liabilities | 6,004 | 10,048 | 13,490 | 17,682 |
22 | 125 | 161 | 163 | |
CWIP | 81 | 24 | 1 | 0 |
Investments | 5,430 | 9,247 | 12,389 | 15,398 |
471 | 652 | 938 | 2,122 | |
Total Assets | 6,004 | 10,048 | 13,490 | 17,682 |
Cash Flows
Figures in Rs. Crores
Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|
1,563 | 2,479 | 2,250 | 1,720 | |
-1,637 | -3,487 | -2,514 | -1,986 | |
159 | 995 | 397 | 342 | |
Net Cash Flow | 86 | -13 | 133 | 77 |
Ratios
Figures in Rs. Crores
Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 |
Inventory Days | ||||
Days Payable | ||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 |
Working Capital Days | -723 | -719 | -644 | -544 |
ROCE % | -18% | 2% | 6% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
1m - Newspaper publication-Extract of Unaudited Financial Results for the quarter ended 30th June 2024
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
16h - The audio recording of the Q1 of FY 2025 Earnings Call held today i.e. Friday, 26th July 2024, has been hosted on the Company's website …
- Statement Of Deviation 1d
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Announcement under Regulation 30 (LODR)-Investor Presentation
1d - Investor Presentation on performance review of the Company for the quarter ended 30th June 2024
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
1d - Press Release on performance review of the Company for the quarter ended 30th June 2024
Annual reports
Concalls
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Jul 2024TranscriptNotesPPT
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Jun 2024Transcript PPT REC
Digital Full Stack Insurers[1] Full-Stack Insurers are insurance firms that are fully licensed and controlled by a regulatory authority and perform sourcing, underwriting, and servicing all in-house. Digital full-stack insurers focus on integrating technology into their operations.