RNFI Services Ltd
Incorporated in 2015, RNFI Services Ltd is a fintech firm that offers B2B and B2B2C solutions through its online portal and mobile application.[1]
- Market Cap ₹ 566 Cr.
- Current Price ₹ 227
- High / Low ₹ 321 / 110
- Stock P/E 55.5
- Book Value ₹ 41.2
- Dividend Yield 0.00 %
- ROCE 30.2 %
- ROE 39.0 %
- Face Value ₹ 10.0
Pros
- Company has a good return on equity (ROE) track record: 3 Years ROE 37.9%
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Earnings include an other income of Rs.7.29 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: E-Commerce/App based Aggregator Industry: Miscellaneous
Half Yearly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| 134 | 188 | 1,067 | 935 | |
| 124 | 181 | 1,059 | 923 | |
| Operating Profit | 10 | 7 | 7 | 12 |
| OPM % | 7% | 4% | 1% | 1% |
| 2 | 2 | 3 | 7 | |
| Interest | 0 | 1 | 1 | 3 |
| Depreciation | 1 | 1 | 2 | 4 |
| Profit before tax | 10 | 8 | 7 | 13 |
| Tax % | 26% | 29% | 25% | 24% |
| 7 | 6 | 5 | 10 | |
| EPS in Rs | 746.00 | 523.00 | 539.00 | 5.84 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 91% |
| TTM: | -12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 11% |
| TTM: | 110% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 38% |
| Last Year: | 39% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
|---|---|---|---|---|---|
| Equity Capital | 0.10 | 0.10 | 0.10 | 18 | 25 |
| Reserves | 8 | 13 | 20 | 14 | 78 |
| 17 | 12 | 19 | 32 | 23 | |
| 80 | 92 | 85 | 126 | 132 | |
| Total Liabilities | 105 | 117 | 125 | 191 | 258 |
| 8 | 10 | 17 | 40 | 55 | |
| CWIP | 3 | 4 | 3 | 7 | 0 |
| Investments | 2 | 0 | 1 | 0 | 0 |
| 92 | 103 | 105 | 143 | 203 | |
| Total Assets | 105 | 117 | 125 | 191 | 258 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| 5 | 20 | -20 | 47 | |
| -13 | -0 | -8 | -26 | |
| 14 | -6 | 8 | 7 | |
| Net Cash Flow | 6 | 14 | -20 | 28 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| Debtor Days | 22 | 24 | 5 | 11 |
| Inventory Days | 42 | 35 | 2 | 2 |
| Days Payable | 34 | 18 | 1 | 3 |
| Cash Conversion Cycle | 30 | 41 | 6 | 11 |
| Working Capital Days | -143 | -91 | -7 | -21 |
| ROCE % | 34% | 24% | 30% |
Documents
Announcements
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Updates
20 March 2025 - RNFI Services Limited has informed regarding 'RNFI Services Limited has informed regarding 'Disclosure Under Regulation 7(2) Of SEBI (Prohibition Of Insider Trading) Regulations, 2015'.
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Analysts/Institutional Investor Meet/Con. Call Updates
19 March 2025 - RNFI Services Limited has informed about Outcome of Analysts/Investor meeting held on today i.e. March 19,2025
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Analysts/Institutional Investor Meet/Con. Call Updates
13 March 2025 - RNFI Services Limited has informed about Schedule of meet
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Updates
24 February 2025 - RNFI Services Limited has informed regarding 'Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015-Intimation of approval of issue of equity shares through Private Placement …
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Awarding of order(s)/contract(s)
14 February 2025 - RNFI Services Limited has informed about entering into a Service Agreement with DMI Finance Private Limited.
Annual reports
Concalls
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Nov 2024TranscriptNotesPPT
Business Overview:[1]
RNFISL operates as a business correspondent for various banks and payment banks. It offers services such as domestic money transfers, IMPS, Aadhaar Enabled Payment System (AEPS), mobile recharges, railway and air ticket bookings, cash management, EMI collection, and related services through a nationwide network of retailers, distributors, partners, and super distributors.