Bajaj Housing Finance Ltd

Bajaj Housing Finance Ltd

₹ 158 2.41%
26 Sep - close price
  • Market Cap 1,31,493 Cr.
  • Current Price 158
  • High / Low 188 / 146
  • Stock P/E 75.9
  • Book Value
  • Dividend Yield 0.00 %
  • ROCE 9.42 %
  • ROE 15.2 %
  • Face Value 10.0

Pros

Cons

  • Company has low interest coverage ratio.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance - Housing

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Mar 2024 Jun 2024
Revenue 1,585 1,763 1,996 2,209
Interest 954 1,062 1,279 1,399
216 165 219 170
Financing Profit 416 536 498 640
Financing Margin % 26% 30% 25% 29%
0 0 0 0
Depreciation 9 10 10 10
Profit before tax 407 526 488 630
Tax % 26% 12% 22% 23%
301 462 381 483
EPS in Rs 0.45 0.69 0.57 0.62
Gross NPA % 0.23% 0.28%
Net NPA % 0.08% 0.11%
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Revenue 2,646 3,155 3,767 5,665 7,617
Interest 1,618 1,968 2,157 3,213 4,695
438 552 624 718 721
Financing Profit 591 635 986 1,734 2,201
Financing Margin % 22% 20% 26% 31% 29%
-0 0 -0 -0 -0
Depreciation 23 22 26 33 40
Profit before tax 567 613 960 1,700 2,161
Tax % 26% 26% 26% 26% 20%
421 453 710 1,258 1,731
EPS in Rs 0.86 0.93 1.45 1.87 2.58
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 34%
TTM: 34%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 56%
TTM: 38%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: 14%
Last Year: 15%

Balance Sheet

Figures in Rs. Crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 4,883 4,883 4,883 6,712 6,712
Reserves 702 1,149 1,858 3,791 5,521
25,600 31,601 41,492 53,745 69,129
187 226 293 406 464
Total Liabilities 31,372 37,858 48,527 64,654 81,827
86 79 97 113 123
CWIP 0 0 1 0 1
Investments 2,508 3,266 1,248 2,001 1,939
28,779 34,513 47,180 62,540 79,765
Total Assets 31,372 37,858 48,527 64,654 81,827

Cash Flows

Figures in Rs. Crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-10,244 -5,076 -12,481 -14,332 -15,428
-694 -797 2,197 -611 273
11,490 5,676 10,228 14,630 15,125
Net Cash Flow 552 -197 -55 -313 -30

Ratios

Figures in Rs. Crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
ROE % 8% 11% 15% 15%

Shareholding Pattern

Numbers in percentages

Sep 2024
88.75%
2.34%
2.51%
6.39%
No. of Shareholders 17,34,271

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents