Northern ARC Capital Ltd

Northern ARC Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Northern ARC Capital Ltd

₹ 305 -2.93%
26 Sep - close price
Company website BSE: 544260 NSE: NORTHARC
About

Founded in 2009, Northern Arc Capital Limited offers retail loans to underserved households and businesses in India.[1]

Key Points

Business Profile[1] Northern ARC Capital is a diversified financial services platform addressing credit needs of underserved households and businesses in India. Over the past 15 years, it has facilitated financing of over ₹1.73 lakh crore, impacting 10.18 crore lives.

Website BSE NSE
  • Market Cap ₹ 4,916 Cr.
  • Current Price ₹ 305
  • High / Low ₹ 351 / 303
  • Stock P/E 15.9
  • Book Value ₹
  • Dividend Yield 0.00 %
  • ROCE 11.2 %
  • ROE 15.0 %
  • Face Value ₹ 10.0
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Pros

  • Company has delivered good profit growth of 25.5% CAGR over last 5 years

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 13.2% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Operating Profit
OPM %
Interest
Depreciation
Profit before tax
Tax %
EPS in Rs
Raw PDF
Upcoming result date: 30 September 2024

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2021 Mar 2022 Mar 2023 Mar 2024
602 682 911 1,306 1,891
135 255 247 419 739
Operating Profit 467 427 663 888 1,152
OPM % 78% 63% 73% 68% 61%
16 3 6 5 15
Interest 303 324 411 559 730
Depreciation 5 7 10 12 17
Profit before tax 175 100 248 321 420
Tax % 34% 23% 27% 25% 24%
115 77 182 242 318
EPS in Rs 12.65 7.68 19.40 25.83 34.49
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 26%
3 Years: 40%
TTM: 45%
Compounded Profit Growth
10 Years: %
5 Years: 25%
3 Years: 66%
TTM: 34%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: 13%
Last Year: 15%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 78 88 89 89 89
Reserves 1,014 1,412 1,568 1,784 2,142
3,001 4,015 6,066 7,117 9,130
186 182 251 381 345
Total Liabilities 4,279 5,696 7,973 9,371 11,707
5 22 24 51 57
CWIP 3 1 0 1 2
Investments 1,193 1,383 1,766 1,790 1,785
3,077 4,291 6,183 7,529 9,863
Total Assets 4,279 5,696 7,973 9,371 11,707

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-336 -711 -1,326 -1,296 -2,134
-36 -201 -386 -115 36
375 977 2,028 928 2,045
Net Cash Flow 4 65 317 -483 -53

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 10 10 8 8 5
Inventory Days
Days Payable
Cash Conversion Cycle 10 10 8 8 5
Working Capital Days -9 -15 0 -24 -24
ROCE % 10% 10% 11%

Shareholding Pattern

Numbers in percentages

6 Recently
Sep 2024
5.23%
26.45%
66.90%
1.41%
No. of Shareholders 1,84,277

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

No data available.

Credit ratings