Justo Realfintech Ltd
Incorporated in 2019, Justo Realfintech Limited specializes in providing comprehensive real estate solutions, including sales, marketing, funding, and project planning services, primarily targeting mid-ticket residential developments.[1]
- Market Cap ₹ 239 Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E 15.7
- Book Value ₹
- Dividend Yield %
- ROCE 44.0 %
- ROE 38.3 %
- Face Value ₹ 10.0
Pros
- Company has a good return on equity (ROE) track record: 3 Years ROE 48.8%
Cons
- Company has high debtors of 222 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 30 | 70 | 59 | 81 | |
| 25 | 48 | 49 | 60 | |
| Operating Profit | 5 | 22 | 11 | 22 |
| OPM % | 18% | 32% | 18% | 27% |
| 0 | 0 | 0 | 0 | |
| Interest | 0 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before tax | 5 | 22 | 9 | 20 |
| Tax % | 25% | 29% | 26% | 26% |
| 4 | 15 | 7 | 15 | |
| EPS in Rs | ||||
| Dividend Payout % | 2% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 39% |
| TTM: | 37% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 60% |
| TTM: | 127% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 49% |
| Last Year: | 38% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Equity Capital | 0.13 | 0.13 | 0.13 | 14 |
| Reserves | 5 | 20 | 27 | 39 |
| 3 | 4 | 2 | 16 | |
| 6 | 9 | 12 | 8 | |
| Total Liabilities | 14 | 33 | 42 | 76 |
| 1 | 1 | 4 | 7 | |
| CWIP | 0 | 0 | 2 | 5 |
| Investments | 0 | 0 | 0 | 0 |
| 14 | 31 | 36 | 65 | |
| Total Assets | 14 | 33 | 42 | 76 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 0 | 1 | 5 | -9 | |
| -1 | -2 | -4 | -9 | |
| 1 | 0 | -1 | 25 | |
| Net Cash Flow | 1 | -1 | -0 | 7 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Debtor Days | 121 | 149 | 194 | 222 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 121 | 149 | 194 | 222 |
| Working Capital Days | 60 | 105 | 140 | 160 |
| ROCE % | 139% | 38% | 44% |
Business Profile[1][2]
Justo Realfintech Limited is a full-service real estate mandate company based in Maharashtra, India. The company operates in Pune, Mumbai Metropolitan Region (MMR), and Nashik, with additional presence in Aurangabad and Kolhapur. Established as a tech-enabled real estate services provider, Justo manages the entire sales and marketing lifecycle for real estate developers through its extensive network of over 3,400 channel partners.