Interface Financial Services Ltd
Interface Financial Services engages in financing and investment activities. The company involves in the provision of bills discounting, housing finance, and investment banking services; and trading in shares and securities.
- Market Cap ₹ Cr.
- Current Price ₹ 0.18
- High / Low ₹ /
- Stock P/E
- Book Value ₹ 0.62
- Dividend Yield 0.00 %
- ROCE -5.39 %
- ROE -5.56 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.29 times its book value
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -7.50% over last 3 years.
- Debtor days have increased from -764 to 70.0 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.00 | 0.02 | 1.02 | 0.00 | -0.94 | 71.56 | 61.11 | |
| 0.04 | 0.04 | 0.02 | 0.02 | 0.04 | 10.12 | 3.68 | 2.36 | 8.49 | 0.02 | 73.58 | 61.20 | |
| Operating Profit | -0.04 | -0.04 | -0.02 | -0.02 | -0.04 | -0.12 | -3.66 | -1.34 | -8.49 | -0.96 | -2.02 | -0.09 |
| OPM % | -1.20% | -18,300.00% | -131.37% | -2.82% | -0.15% | |||||||
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.78 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.04 | -0.04 | -0.02 | -0.02 | -0.04 | -0.12 | -3.66 | -1.34 | -8.49 | -0.96 | -2.02 | -0.87 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| -0.04 | -0.04 | -0.02 | -0.02 | -0.04 | -0.12 | -3.66 | -1.34 | -8.49 | -0.96 | -2.02 | -0.87 | |
| EPS in Rs | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.15 | -0.05 | -0.34 | -0.04 | -0.08 | -0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 398% |
| 3 Years: | % |
| TTM: | -15% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 12% |
| 3 Years: | 24% |
| TTM: | 57% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -13% |
| 3 Years: | -8% |
| Last Year: | -6% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.71 | 4.71 | 24.71 | 24.71 | 24.71 | 24.71 | 24.71 | 24.71 | 24.71 | 24.71 | 24.71 | 24.71 |
| Reserves | 8.07 | 28.04 | 8.02 | 8.00 | 7.96 | 7.84 | 4.18 | 2.84 | -5.64 | -6.61 | -8.63 | -9.50 |
| 0.03 | 1.03 | 1.08 | 0.50 | 0.03 | 0.03 | 0.03 | 1.76 | 1.45 | 2.30 | 1.02 | 0.00 | |
| 12.81 | 13.35 | 13.35 | 13.36 | 13.38 | 20.21 | 5.08 | 12.42 | 21.53 | 18.61 | 53.51 | 28.96 | |
| Total Liabilities | 45.62 | 47.13 | 47.16 | 46.57 | 46.08 | 52.79 | 34.00 | 41.73 | 42.05 | 39.01 | 70.61 | 44.17 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.12 | 0.52 | 3.88 | 7.06 | 18.79 | 13.19 | 13.18 | 7.44 | 8.80 | 6.56 | 4.93 | 9.42 |
| 42.50 | 46.61 | 43.28 | 39.51 | 27.29 | 39.60 | 20.82 | 34.29 | 33.25 | 32.45 | 65.68 | 34.75 | |
| Total Assets | 45.62 | 47.13 | 47.16 | 46.57 | 46.08 | 52.79 | 34.00 | 41.73 | 42.05 | 39.01 | 70.61 | 44.17 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4.96 | -3.60 | 3.30 | 3.92 | 12.05 | -5.60 | -14.75 | 5.22 | 0.66 | -3.31 | 19.42 | 17.34 | |
| -2.62 | 2.60 | -3.35 | -3.19 | -11.73 | 5.60 | 14.75 | -6.86 | -0.36 | 2.45 | -18.12 | -18.34 | |
| -2.34 | 1.00 | 0.04 | -0.57 | -0.47 | 0.00 | -0.01 | 1.73 | -0.31 | 0.86 | -1.29 | 1.02 | |
| Net Cash Flow | 0.00 | 0.00 | -0.01 | 0.16 | -0.15 | 0.00 | 0.00 | 0.10 | -0.01 | -0.01 | 0.01 | 0.01 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 306.96 | 112,602.50 | 2,487.01 | -2,461.81 | 99.41 | 70.00 | ||||||
| Inventory Days | 0.73 | 7.30 | -7.77 | 0.10 | 0.12 | |||||||
| Days Payable | 251.28 | 4,533.30 | 267.07 | 173.17 | ||||||||
| Cash Conversion Cycle | 56.42 | 112,602.50 | -2,038.99 | -2,469.57 | -167.56 | -103.05 | ||||||
| Working Capital Days | -363.90 | 20,622.50 | -1,946.67 | -4,752.77 | -171.79 | -102.79 | ||||||
| ROCE % | -0.12% | -0.12% | -0.06% | -0.06% | -0.12% | -0.37% | -11.90% | -4.60% | -34.08% | -4.69% | -10.77% | -5.39% |
Documents
Annual reports
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
from bse