Interface Financial Services Ltd
Interface Financial Services engages in financing and investment activities. The company involves in the provision of bills discounting, housing finance, and investment banking services; and trading in shares and securities.
- Market Cap ₹ Cr.
- Current Price ₹ 0.18
- High / Low ₹ /
- Stock P/E
- Book Value ₹ 0.57
- Dividend Yield 0.00 %
- ROCE -21.4 %
- ROE -21.4 %
- Face Value ₹ 1.00
Pros
- Company is almost debt free.
- Stock is trading at 0.32 times its book value
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -28.5% over last 3 years.
- Debtor days have increased from 31.4 to 58.9 days.
- Working capital days have increased from 1,543 days to 2,920 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | |
|---|---|---|---|---|
| 308.33 | 227.72 | 0.53 | 0.31 | |
| 309.99 | 230.38 | 1.60 | 0.95 | |
| Operating Profit | -1.66 | -2.66 | -1.07 | -0.64 |
| OPM % | -0.54% | -1.17% | -201.89% | -206.45% |
| 0.36 | 0.92 | 0.05 | 0.03 | |
| Interest | 0.07 | 0.06 | 0.00 | 0.00 |
| Depreciation | 0.10 | 0.10 | 0.03 | 0.03 |
| Profit before tax | -1.47 | -1.90 | -1.05 | -0.64 |
| Tax % | 48.98% | -3.16% | 0.00% | 0.00% |
| -2.19 | -1.84 | -1.05 | -0.64 | |
| EPS in Rs | -0.39 | -0.22 | -0.14 | |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -90% |
| TTM: | -42% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 20% |
| TTM: | 39% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -29% |
| Last Year: | -21% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | |
|---|---|---|---|---|
| Equity Capital | 4.86 | 4.86 | 4.86 | 4.86 |
| Reserves | 1.51 | -0.32 | -1.55 | -2.19 |
| 0.33 | 0.73 | 0.00 | 0.00 | |
| 2.20 | 3.59 | 14.99 | 15.13 | |
| Total Liabilities | 8.90 | 8.86 | 18.30 | 17.80 |
| 2.91 | 2.91 | 0.61 | 0.01 | |
| CWIP | 0.19 | 0.19 | 0.00 | 0.00 |
| Investments | 0.12 | 0.12 | 0.00 | 0.00 |
| 5.68 | 5.64 | 17.69 | 17.79 | |
| Total Assets | 8.90 | 8.86 | 18.30 | 17.80 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | |
|---|---|---|---|---|
| -0.09 | -2.29 | 4.27 | -0.92 | |
| 1.82 | 0.09 | 3.67 | 0.88 | |
| -0.28 | 0.42 | -7.91 | 0.00 | |
| Net Cash Flow | 1.45 | -1.78 | 0.03 | -0.04 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | |
|---|---|---|---|---|
| Debtor Days | 1.05 | 0.80 | 34.43 | 58.87 |
| Inventory Days | 0.13 | 0.64 | ||
| Days Payable | 1.84 | 0.58 | ||
| Cash Conversion Cycle | -0.66 | 0.87 | 34.43 | 58.87 |
| Working Capital Days | 1.53 | 2.52 | 1,707.92 | 2,920.00 |
| ROCE % | -30.74% | -24.48% | -21.40% |
Documents
Annual reports
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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